RAKBANK RED Credit Card Features & Benefits

Key Features of RAKBANK RED Credit Card in UAE

This RAKBANK card comes with a range of features to provide added convenience and ease. Before moving on to the RAKBANK Red card benefits, let’s take a look at its salient features — 

1. International Remittance

This card lets you transfer funds to your loved ones across 170+ countries. You can make one complimentary international remittance per month, subject to current RAKBANK promotions. The card comes with 3 payout options: Account transfer, E-Wallet, and Cash Pick-up.  

2. Cardless Payments

The card comes with contactless technology. With the 'Tap and Go' facility on the card, you can easily pay at any store or participating merchant across the globe.

3. No-Annual Fees

Another RAK Bank Red card benefit is that it comes with zero annual fees and offers free lifetime access. You can use the card without any subscription and continue enjoying its benefits. 

4. Easy Payment Plan

The RAKBANK RED credit card comes with a 0% easy payment plan. This feature allows you to convert your purchases into easy instalments of 3, 6, 9, or 12 months at a wide range of merchants. You can do so by calling 04 213 00 00 to connect with the bank’s 24 x 7 Phone Banking service within 10 days of your purchase. 

5. Global Acceptance

Wide acceptance is among the top RAKBANK Credit Card benefits. This card is accepted at more than 36 million locations, including 1 million ATMs globally. You can use your card for cash withdrawals at ATMs globally and for cash advances at any bank or Exchange House affiliated with Mastercard International.  

6. Utility Bill Payments Made Easy

With this card, you can pay bills for Etisalat (Landline, GSM, Al Shamil, Evision, Wasel Recharge, Dial-up, and Renewal), Du, DEWA, Prepaid Card, and Salik services. You can do so using your RAKBANK RED MasterCard credit card by calling 600 54 4049.

Top RAKBANK Red Credit Card Benefits

The RAKBANK RED card offers amazing cashback straightforwardly. It also comes with lifestyle perks, other savings, and easy usability. Find below some of the major RAKBANK RED credit card benefits below — 

• Hotel Discounts: Up to 10% off (discount varies by property) on properties via hotels.com
• Careem Rides: Up to 20% discount 
• Supplementary Cards: Available for family members 18+ with customisable spending limits and cashback.
• Smart Cash: Easily withdraw up to 80% of your credit limit
• Travel Perks:
  • Up to 7% discount with Booking.com
  • 15%+ off on IHG hotels in Europe, India, Maldives, Middle East & Africa, plus late check-out and complimentary drink
  • 20% discount on car rentals with complimentary upgrades at Avis
• Cashback: Up to 1.5% on all transactions (domestic & international) with a minimum AED 1,000 monthly spend — (cashback capped at max AED 300/month)
• Dining Discounts: Up to 30% discount at 2,000+ restaurants, plus ‘Buy 1 Get 1’ and Foodie Fridays offers
• Insurance: Credit Shield coverage through RAKInsurance 
• Credit Card Cheque (CCC): Use your card for rent, school fees, or payments over AED 1,000 — even if the credit card facility is not available! 
• Balance Transfer: Transfer balances from other banks with low interest and no documentation

What are the Eligibility Criteria for the RAKBANK Red Credit Card in UAE?

While we now know the RAK Bank red card benefits, it’s also important to know the eligibility criteria before applying. Check out the major requirements for this card below-

FAQs