Standard Chartered Platinum X Cashback Credit Card Features & Benefits

Standard Chartered is a leading international banking group that provides a wide range of conventional and Islamic banking services and products that aim at helping customers in managing their finances in the best possible way.

One of these diverse products is the Standard Chartered Platinum X Cashback Credit Card. The cardholder can earn up to AED 1,000 cashback per month everywhere, and save up to 10% when the card is used for spends made online, via the mobile wallet or for foreign transactions.

Highlights of the Card

• Annual fee waived off for the first year
• Up to 10% cashback
• Supplementary Cards
• Advanced Security Features
• Digital Wallet Payments

Standard Chartered Platinum X Cashback Credit Card Features

The features of a Platinum X card are:

Cashback Rewards

As a member of the Standard Chartered Platinum X cashback credit card, you are eligible to earn cashback on certain spending categories, such as:

• Online Spends: You are eligible to earn a 10% cashback on your online spends. You can enjoy a cashback of up to AED 400 on all your online purchases and bill payments made online using your laptop or mobile phone.
• Mobile Wallet Spends: You are eligible for a cashback worth 10% on the spends made with your mobile wallet. You can enjoy a cashback of up to AED 200 on purchases made using Apple Pay, Google Pay, and Samsung Pay.
• Foreign Currency Spends: You are eligible to earn a 10% cashback on your spends made in foreign currency. You can enjoy a cashback of up to AED 400 for all your non-AED spends.

Fixed Payment Plans

You can avail funds simply by contacting the dedicated helpline number. You will be provided with funds at a fixed fee that can be paid during a flexible period of 48 months.

Cash Advance

You can use your card to easily withdraw cash up to the allowed cash limit on your card using any ATM that accepts Mastercard.

Enhanced Security

You can shop with a peaceful mind using your Standard Chartered Platinum X Cashback credit card as your online transactions are secured with the 3D Secure TM.

Credit Shield Insurance

You and your family members are provided financial security in case of any unfortunate circumstances.

Supplementary Cards

The cardholder can avail up to 2 supplementary cards free of cost, after which a fee of AED 105 is charged per card.

Standard Chartered Platinum X Cashback Credit Card Benefits

The benefits in line for the cardholder are:

Airport Lounge Access

You can enjoy complimentary access to over 20 domestic and international airport lounges with this Standard Chartered Credit Card.

Travel Discounts

You can enjoy a variety of travel perks with your Platinum X Card, such as:

• A discount of up to 30% on cleartrip’s website
• Up to 10% off on bookings made on hotel.com’s website
• On a minimum spend of USD 1,200 on Expedia’s website, a discount voucher of USD 50

One for One at Costa Coffee

You can enjoy one free drink with any beverage purchased with your Standard Chartered Platinum X Cashback Credit Card at Costa Coffee.

Launch Offers

You can enjoy discounts on Careem and tajawal when you use your Platinum X credit card.

Mobile Payments

You don’t need to go through the hassle of carrying a wallet everywhere as you can tap and pay with your phone using the Apple Pay, Google Pay or Samsung Pay at terminals that accept contactless payments.

The Bottom Line

The Standard Chartered Platinum X Cashback Credit Card offers a wide variety of perks, along with tremendous savings in the form of cashback on your spends.