Citibank Citi Cashback Credit Card

Citi Cashback credit card is designed to make everyday transactions more rewarding. Whether you are shopping for groceries, filling up on fuel, or paying utility bill payments, you can enjoy savings with easy cashback. With up to 3% cashback and no minimum spend requirements, this Citi card makes your daily expenses truly rewarding. And that’s not all — it also brings a world of exclusive discounts, offers, and access to global Citi privileges. ...read more

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Best Citibank Credit Card in UAE

Citi Cashback Credit Card — Key Features and Benefits

Here are the perks offered by the Citi cashback credit card in the UAE —

Basic Benefits Travel Benefits Lifestyle Benefits
Purchase Protection & Extended Warranty
  • The feature is applicable to all purchases made through the credit card 
Travel Accident & Medical Insurance
  • Get coverage for lost luggage, medical emergencies, and delayed flights
Airport Lounge Access
  • Complimentary access to more than 1,100 airport lounges across the globe 
Booking.com Discounts
  • Up to 10% cashback on booking properties via Booking.com 
Airport Transfers
  • 2 free airport rides per year with the Careem app
Cashback
  • Earn cashback on all purchases —
    • 3% on non-AED transactions
    • 2% on AED spends
    • 1% on other categories
Talabat Discounts
  • Discount of 20% (up to AED 14) on Talabat food and grocery deliveries
 

No Annual Fee Credit Card

Are You Eligible for the Citibank Cashback Credit Card?

Refer to the general eligibility requirements for this citibank credit card in the table below — 

Eligibility Type Criteria
Minimum Age  21 Years
Minimum Salary AED 6,000
Nationality UAE national or expatriate
Status of Employment Salaried or self-employed
Credit Score As per the bank

Which Documents are Required for a Citi Bank Cashback Credit Card?

You will need the following documents for the application —

For Salaried Individuals For Self-Employed Individuals
  • Emirates ID
  • Passport
  • Residence Visa (for expat applicants)
  • Salary Proof- Salary Slip/ Salary Certificate
  • Latest 3-6 Months’ Personal Bank Statement
  • Emirates ID
  • Passport
  • Residence Visa (for expat applicants) 
  • Trade Licence and MOA
  • Latest 3-6 Months’ Company Bank Statement

Note

📝Present valid documents

📝Keep the originals and copies of all documents

📝The bank may ask for additional documents

Apply for a Cashback Citibank Credit Card via Paisabazaar.ae

With Paisabazaar.ae, you can instantly apply for the Citi Cashback credit card. Here’s what you need to do — 

  1. Enter all the necessary details in the lead form
  2. You will be taken to the quotes page after submitting the form
  3. Locate the Citibank card and check out all its details 
  4. Hit ‘Apply’ to successfully submit the form

Welcome Bonus Credit Card

Here’s why you must apply via Paisabazaar UAE —

✨Partnership with the well-known banks of the UAE

✨One platform to compare credit cards from several banks

✨Quick and responsive customer support

✨Instant and paperless documentation and application process 

Citi Cashback Card — Schedule of Fees and Charges

The major fees and charges of the cashback Citibank credit card are listed in the table below —

Type of Fee Charges
Annual Fee Free for the 1st year A fee of AED 300 is charged from the second year onwards (waived if your annual spend crosses AED 9,000)
Over-Limit Fee AED 209
Retail Interest 3.5% 
Foreign Currency Transaction Fee 2.99%
Late Payment Fee AED 230

Trip Offer Credit Card

FAQs on Citibank Citi Cashback Credit Card

Q1: How is cashback credited?

Ans: The cashback is automatically credited monthly to your card account.

Q2: Is there an annual fee for the card?

Ans: The card is free for the first year — an annual fee of AED 300 is charged from the second year onwards. However, if your total spend in the previous year is AED 9,000 or more, this fee is waived.

Q3: Does the card come with any travel benefits?

Ans: Yes, travel benefits such as travel and medical insurance, airport transfers, airport lounge access, and more are included.

Q4: Does it offer purchase protection?

Ans: Yes, the Purchase Protection feature is included.

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