Open online ADCB Savings and Call Accounts in UAE, Dubai

On the other hand, the Call Account is available in AED, USD, and other major currencies, accrues interest daily and distributes it monthly. Both accounts are accessible to UAE residents and non-residents.

Keep reading to explore further details!

ADCB Savings and Call Accounts- Key Features Explained

We have mentioned the key benefits and features of having an ADCB account:

Features	Savings Account	Call Account
Currency	The bank account is available in AED, SGD, SAR, JPY, EUR, CHF, CAD, AUD, GBP, and USD	The bank account is available in AED, USD, and other major currencies
Interest Rate	An interest-bearing account, with a rate of up to 0.10% per annum	Interest accrued on daily balance is paid out monthly
Free Services	Get free monthly e-statements Get a free debit card if you have an AED currency account	Get free e-statements every month

Are You Eligible to Open an ADCB Savings and Call Accounts

Here are the eligibility criteria for opening ADCB Savings Accounts and Call Accounts –

Employment Status
- Salaried and Non-Salaried
  - For Salaried - Minimum Salary- AED 5,000
Citizenship - UAE Resident & Non-Resident

Documents Checklist for Bank Account Opening

The following is a list of documents required for opening the ADCB Savings and Call accounts are:

For UAE Residents	For UAE Non-Residents
Emirates ID Passport UAE Residence Visa Salary Certificate	Passport Copy of Visit Visa and Entry Stamp or E-gate Card Latest 3 Months’ Stamped Bank Statements A Letter of Introduction from an Existing ADCB Customer with a Relationship of 1 or 1+ Years

Note:

All documents must be valid
All documents must be original except the Visit Visa and Entry Stamp

How to Open ADCB Savings and Call Accounts?

With Paisabazaar.ae, you can open a bank account in minutes. Here’s how:

STEP 1: Complete the lead form by clicking here.
STEP 2: Choose a bank account.
STEP 3: Read all the details related to it.
STEP 4: Apply and follow the prompts given.

ADCB Savings and Call Accounts- Terms & Conditions

We have mentioned some of the terms and conditions of the ADCB Savings and Call Accounts:

ADCB offers both interest-bearing and non-interest-bearing Savings accounts. To earn interest on an interest-bearing savings account, you need to maintain a minimum balance, which is specified on ADCB's website and available at their branches
If your balance falls below this minimum, no interest will be earned. Interest is credited only if it reaches a certain minimum amount, and the account remains open during ADCB's designated interest payout cycle.

Note: Details about this minimum interest amount can be found in ADCB's Schedule of Fees

Similarly, for Call Deposit accounts, maintaining a specified minimum balance is necessary to earn interest. These details are provided on ADCB's website and at their branches
No interest will accrue if the balance is below the required minimum. Interest is credited only when it meets the minimum interest threshold and the account remains open during the bank's specified interest payout cycle

Frequently Asked Questions

The minimum balance requirement for an ADCB Savings Account is AED 5,000. For a foreign currency Savings Account, the minimum balance is USD 1,500 or its equivalent in other currencies.

A monthly fee is applicable if the respective segment-wise relationship balance criteria are not met.

For Savings Accounts, interest is calculated monthly on the minimum balance and paid half-yearly. For Call Accounts, interest is accrued daily and paid monthly.