ADCB Bank Accounts

ADCB bank accounts are among the top offerings from the bank to suit your needs. You can effortlessly save, do transactions, and earn competitive interest. From savings to current accounts, the Abu Dhabi Commercial Bank (ADCB) offers a range of account options for individuals and businesses. They ...read more

Open ADCB Bank Account

Earn Rewards & Cashback Upto AED 2000*

No maintenance Fees
Competitive rate of interest
Instant account opening

Benefits of Opening ADCB Bank Account

ADCB accounts are known for their safety, security, convenience of use, financial growth, and access to dedicated account managers. The benefits of opening ADCB bank account in the UAE include –

Range of account options
Easy account opening process
No lengthy paperwork
Accessibility of mobile and internet banking
Free e-statement and chequebook facility
Debit and credit card facility
Account opening in multiple or major currencies
Dedicated customer support
Earn rewards and prizes with several accounts

Types of ADCB Bank Accounts in UAE

Abu Dhabi Commercial Bank (ADCB) typically offers three types of bank accounts that are further classified into several categories. Mentioned below are the key details of the bank accounts:

Current & Savings Account

You’ll find a variety of account options in this category, designed to help you manage your everyday transactions with ease. Whether you are a salaried employee or a self-employed professional, there are suitable options for you, offering a range of convenient and valuable banking features.

Tabled below are the available account types along with their key features:

Account Types	Key Features
ADCB Current Account	Minimum monthly salary- AED 5,000 For UAE residents Free e-statements and cheques Earn touchpoints on an average monthly balance of AED 25,000 and above Transfer salary, money, make payments, or order a cheque book Available in AED and major currencies
ADCB Savings & Call Accounts	Minimum monthly salary- AED 5,000 For UAE residents and non-residents Available in multiple currencies, like AED, USD, GBP, etc. Complimentary e-statement Earn up to 0.10% interest annually Interest accumulated on daily balance and paid monthly
Super Saver Account	Earn up to 4.5% interest per annum Instant account opening with the ADCB mobile app Receive monthly rewards Must be an ADCB savings or current account holder Cannot be opened as a joint account
Goal Savings Account	Account opening through the ADCB mobile app An attractive interest rate of 4.5% annually with standard interest of 2% p.a. 2.5% p.a. as bonus interest rate Digital account tracking Systematic fund transfer facility
Active Saver Account	Earn up to 2.25% p.a. interest on an AED account and up to 2% p.a. with a USD account Account opening through internet banking Account available in AED, USD, and GBP Easy credit card payments and transferring funds Redeem TouchPoints easily
ADCB Gold & Silver Accounts	Instant account opening through the internet and mobile banking Easily buy and sell gold and silver online Currency conversion for 24/7 For UAE residents and non-residents
Emirati Millionaire Savings Account	Only for Emiratis AED 5,000 minimum average balance requirement to be eligible for a draw AED 2 Million for 2 winners annually AED 1 Million for 1 winner per month AED 300,000 for 1 winner in every 3 months (customers under 21) Car prize for 1 winner every 3 months AED 10,000 for 10 winners monthly Instant access to money with a debit card
Millionaire Destiny Savings Account	AED 2 Million for 2 winners every year AED 1 Million for 1 winner monthly AED 300,000 for 1 winner every 3 months (for customers under 21) Car prize for 1 winner every 3 months AED 10,000 for 10 winners every month AED 25 monthly maintenance fee if the account balance falls below AED 3,000 Profit on savings declared and paid quarterly Debit card facility
Emirati Millionaire Savings Account for Customers Under the Age of 21	AED 5,000 monthly balance requirement to enter the prize draw AED 2 Million for 2 winners per year AED 1 Million for 1 winner every month AED 300,000 for 1 winner quarterly (for customers under 21) Car prize for 1 winner per quarter AED 10,000 for 10 winners monthly Get a debit card with instant money access
Millionaire Destiny Savings Account for Customers Under the Age of 21	AED 5,000 minimum average monthly balance for prize draws AED 2 Million for 2 winners yearly AED 1 Million for 1 winner monthly AED 300,000 for 1 winner in every quarter (customers under 21) Car prize for 1 winner per quarter AED 10,000 for 10 winners monthly Instant access to money with a debit card Parents or guardians need to manage and operate account for customers under 18

Etihad Guest Accounts

This ADCB account is divided into three categories, and here we have mentioned the key features of all accounts:

Bank Accounts	Key Features
Etihad Guest Aspire Account	Minimum monthly salary - AED 5,000 Free e-statements and cheque (current account only) Earn 2 Etihad Guest Miles for every AED 1,000 saved per month in addition to a minimum average balance in a current or savings account (minimum average balance required AED 10,000 and maximum average balance required AED 250,000) Get 500 bonus Etihad Guest Miles on your first anniversary and first time registration with internet banking Debit card facility Chequebook for current account holders
Etihad Guest Privilege Account	AED 20,000 minimum monthly salary or total relationship balance of AED 200,000 required Earn 3 Etihad Guest Miles on maintaining an additional amount of AED 1,000 over a monthly average balance of AED 10,000–250,000 in current or savings accounts Complimentary e-statements No charges for chequebooks (current account only) 500 Etihad Guest Miles bonus on the first anniversary and internet banking registration Instant fund accessibility with a debit card
Etihad Guest Excellency Account	Total relationship balance requirement of AED 500,000 Free e-statements and cheque (current account) 4 Etihad Guest Miles on maintaining an additional amount of AED 1,000 in savings or current account (minimum average balance required AED 10,000 and maximum average balance required AED 250,000) Earn 500 Etihad Guest Miles bonus on the first anniversary and internet banking registration Access an instant fund with a debit card

Fixed Deposits

It is available in three types, and here are the key features of all account types:

Bank Accounts	Key Features
Fixed Deposit Account	AED 5,000 minimum deposit Overdraft facility, up to 90% to meet an emergency Up to 4.05% interest rate per annum Available in multiple currencies Flexible tenure for up to 13 months or 500 days Minimal documentation Attractive interest rates on ADCB Online Century Deposits Available for UAE nationals, expatriates, and non-residents
Upfront Interest Deposit	Earn interest from day 1 Up to 2.75% interest rate per annum Deposit tenure from 3 months to 36 months Perfect for goal-based solutions Available in Dirhams AED 25,000 minimum deposit amount
Regular Interest Deposit	Up to 3.1% annual interest rate Up to 60 months of maximum deposit tenure 3 periodic intervals – monthly, quarterly, or half-yearly to receive income Minimum deposit amount of AED 25,000 Utilise the income for various purposes

Eligibility Criteria to Open ADCB Bank Account

You will have to meet certain eligibility criteria for opening an ADCB account in the UAE:

Eligibility	Criteria
Age	For Adults - Minimum age should be between 18 to 21 years For Minors (under 18 years of age) - Accounts can be opened by parents or guardians
Minimum Monthly Salary	AED 5,000 per month is required for ADCB Current Account ADCB Savings and Call Accounts Etihad Guest Aspire Account AED 20,000 per month for ADCB Etihad Guest Privilege Account
Nationality	UAE nationals and expats can open
Employment Status	Salaried and self-employed

Note - Eligibility criteria may differ across ADCB account types, so always review the specific requirements before applying for the account you want to open.

Document Requireds to Open an Abu Dhabi Commercial Bank (ADCB) Account in UAE

While opening an Abu Dhabi Bank account, you may be required to submit the following documents:

Emirates ID
Passport copy
Income proof
Address proof

Companies will require additional documents, like

Trade licence
Memorandum of Association (MoA)

Note- In certain cases, the bank may ask for some additional documents, so make sure to keep them handy.

How to Open an ADCB Bank Account in the UAE?

There are several ways through which you can open a bank account with the Abu Dhabi Commercial Bank. Some of them are mentioned below:

Phone Banking

ADCB allows you to open bank account with a 24/7 phone banking service. Simply call 600 50 2030 and get assistance from the bank to start an account.

SMS

To open an ADCB account in UAE, send the relevant account code via SMS to 2626. Each ADCB account has its own unique short code that you need to text.

ADCB Mobile App

If you want to open ADCB bank account online, you can download the ADCB mobile app and open an account without any hassles. You can use this facility anytime and from anywhere.

Visiting the Branch

ADCB bank account opening is also easy by visiting the branch. Visit your nearest branch and fill out the application form to open an account.

FAQs on Open ADCB Bank Account

Yes, the bank offers several accounts, such as ADCB Savings & Call Accounts, Gold & Silver Accounts, and more for non-residents in the UAE.

Yes, Abu Dhabi Islamic Bank (ADCB) is a leading name and offers a range of reliable banking solutions, based on Islamic principles.

ADCB requires very basic documents to open an account, such as an Emirates ID, a passport, a salary certificate, and more.

The minimum balance requirement varies by ADCB account type. In most cases, you need to maintain AED 5,000, while certain accounts have no minimum balance requirement at all.

Through the ADCB mobile application, you can easily open an ADCB account online from the comfort of your home.

Open an ADCB account and experience hassle-free banking with a wide range of features. Enjoy secure mobile banking, a free debit card, convenient cash access, quick fund transfers, smart saving options, flexible finance solutions, and more.

Yes, ADCB offers several accounts for minors. However, these accounts require the consent of a parent or guardian and must be operated under their supervision.

Account Types

Customer Reviews & Ratings

82 genuine reviews and ratings across our services.

4.7 / 5

High interest savings account I’d like to thank Sazia for her proactive and friendly support. I was looking for a high-interest savings account to grow my money, and she guided me through the entire process. With her help, I was able to open an account that offers a high interest rate. Highly recommend Paisabazaar UAE!

Easily opened a low salary accountI recently opened HSBC bank account with the help of Paisabazaar.ae. My salary is low and I faced challenges in starting an account as many top banks had rejected my application earlier. When I contacted Paisabazaar, their team suggested several low-salary account options that fit my situation. With their guidance, I was able to open an account with HSBC that has no minimum balance requirement and a low salary criterion.

Best bank account options for expatsI highly recommend Paisabazaar UAE for expats who want to open a bank account easily. When I moved to Dubai from India, I had no idea about the required documents or procedures. Thankfully, this company made the whole process simple and stress-free. Mr. Shailesh was extremely supportive. He patiently guided me through every step and even suggested the best account options for my needs. Thanks to him, I was able to start my banking journey in Dubai.

Supportive team Paisabazaar.ae is an excellent company with a very polite and helpful team. I was opening a bank account through them and had tons of questions, but they patiently answered every single one and cleared all my doubts. Really appreciate their professionalism and support.

Instant zero balance account openingI was searching for a zero balance account and got quite confused about which bank to choose. Then I came across Paisabazaar UAE, and their team made everything so simple. They guided me through all the options and helped me pick the best account for my needs. A big thanks to Salim and his team for their support throughout the entire account opening process!

ADCB Bank Accounts

Benefits of Opening ADCB Bank Account