Emirates Islamic Cashback Credit Card Features & Benefits

The Emirates Islamic Cashback Credit Card ensures cashback to its members on all their purchases.  It offers unlimited cashback rewards which lead to a great amount of savings along with various exclusive benefits.

Highlights of the Card

• No Minimum Spend
• Medical and Legal Assitance by referring physicians, clinics, hospitals, lawyers or legal practitioners
• Cashback on All Spends
• 24 Hour Customer Service

Emirates Islamic Cashback Credit Card Features

The key features of the Cashback Card are:

Cashback Program and Redemption

Your card is packed with the best cashback program, which includes:

• Guaranteed 10% cashback on telecom expenses
• Guaranteed 5% cashback on electronics purchases
• Cashback up to 1% on local and international expenses

You can redeem your cashback online through the website or the mobile app.

Easy Payments

With the Easy Payment Plan, you can split the purchases made with the Emirates Islamic Cashback Credit Card into affordable monthly payments that can be spread over a period of 3-24 months.

Balance Transfer

You can transfer the outstanding balances from other banks to the Emirates Islamic cashback credit card at a 0% profit rate for six months.

Different Payment Options

You can make your card payments in the following ways:

• Instruction to debit from your savings or current account with the bank
• Online payment through the bank’s website
• Cash payment through the bank’s branch or cheque deposit machine
• Cash payment through UAE exchanges

Emirates Islamic Cashback Credit Card Benefits

The key benefits a Cashback Cardholder is entitled to are:

Free for Life

The Emirates Islamic Cashback credit card is free for life card based on an annual spend of AED 5,000.

No Minimum Spend

There is not a fixed amount for a minimum spend in order for the member to earn cashback rewards.

Supplementary Cards

The cardholder can share the benefits and deals on the Cashback card with their close ones for free. For every supplementary card, the primary holder can track and manage the transactions. The payment can also be made as a single monthly bill.

Luxury Hotels

The member can enjoy captivating properties across the globe with the Cashback Card. This covers both world-famous resorts and hotels. The privileges entitled to the cardholder include the best rate, room up-gradation if available upon arrival, free internet in the room, inclusive free continental breakfast, late check-out timings, VIP status as a guest, and a USD 25 voucher for food and beverages.

Credit Shield

This Emirates Islamic Credit Card offers an Islamic Credit Shield for the initial two months from the issue of the card. After the two months, it becomes an automatic subscription and can be cancelled upon request. A credit shield protects the cardholder and the family members against the card outstanding in case of unforeseen situations such as death or total disability.

Purchase Protection

Now you can make any purchase with the Cashback Credit Card stress-free. Emirates Islamic bank covers your purchase against theft, loss or damage of the item purchased with the card.

Extended Warranty

The Emirates Islamic Cashback Credit Card aims to provide full justice to your spending by providing an extended warranty on the product. Under this, the warranty period is doubled against what was provided by the original manufacturer.

24x7 Customer Service

The customer service helpline and the online portal of the bank can be reached at any time of the day. You can take benefit of services like paying the billing statements, credit card bill, paying utility bills, or setting up instructions for payments of these bills.

To Conclude

The Emirates Islamic Cashback Credit Card aims to offer cashback in every step you take with your credit card. Be it paying your telecom bill or shopping for electronics, there’s something you will get back everywhere!