Emirates Islamic Skywards Gold Credit Card Features & Benefits

The Emirates Islamic Skywards Gold Credit Card is packed with immense benefits and rewards under the Skywards Miles program. Under this program, the cardmembers are rewarded with miles for every dollar they spend domestically and internationally. These rewards can be redeemed for a variety of purposes.

With the wide variety of exclusive rewards and value for money deals, the Emirates Islamic Skywards Gold Credit Card is one of the leading travel-based credit cards in the UAE.

Highlights of the Card

• Attractive Annual Fee
• Minimum Amount Due Monthly as low as 5%
• Cash Advance limit 50% of the card limit
• Free Replacement Card
• Shariah Compliant

Emirates Islamic Skywards Gold Credit Card Features

The features of a Skywards Gold credit card are detailed below:

Skyward Miles

Whether you are at a supermarket buying groceries or filling up your car’s fuel tank or purchasing an airline ticket, you can simply use the Emirates Islamic Skywards Gold Credit Card and see your miles grow with every spend.

For every 1 USD spent on retail, the earning rates for miles are:

• Spent Internationally -  0.4 Mile Earnt
• Spent Domestically – 0.4 Mile Earnt
• Spent on Emirates Airline – 0.4 Mile Earnt

These Skyward Miles can be redeemed with worldwide partners such as flydubai, over a variety of services such as airline bookings, hotel stays, and other entertainment services such as family day out, tickets to sports or cultural event across the globe.

Balance Transfer Facility

You can save enourmosuly by transferring the outstanding amount you owe to other banks to your Emirates Islamic Skywards Gold Credit Card using the balance transfer facility. This service is offered to you on a massive benefit of being charged with no profit rate on the balance transferred.

Supplementary Cards

Your loved ones can also enjoy the privileges and benefits offered by this Emirates Islamic Skywards Gold Credit Card by becoming a supplementary cardholder. The bank allows you to apply for up to four supplementary cards.

Cash Advance

The maximum cash advance per transaction is 50% of the available credit limit or AED 10,000, whichever is lower. The fee charged for a cash advance is 3% of the cash advance or AED 99, whichever is higher.

Emirates Islamic Skywards Gold Credit Card Benefits

The exclusive benefits offered to the Gold Cardholder are:

Attractive Annual Fee

The annual fee charged to the holders of the Emirates Islamic Skywards Gold Credit Card is AED 400.

Dining Benefits

Under the Mazaya Offers, you can indulge yourself in mouth-watering deals and discounts at restaurants across the UAE. Discounts are offered up to 30% off.

Credit Shield

A credit shield is a protection given to the cardholder and the family members against their credit outstanding in case of unfortunate situations such as accidental death or total disability. The Gold Cardholders are offered a 0.99% credit shield.

Shopping Offers

The cardmembers can enjoy tempting deals and privleges with the Skywards Gold Card at various partner retailers to satisfying the shopaholic within them.

Travel Benefits

The Emirates Islamic Skywards Gold Credit Card offers seasonal travel offers. The members can good value-for-money deals and enjoy various travel benefits.

Forex Charges

The charges for a foreign transaction with this Emirates Islamic Credit Card is 2.34%.

On an Endnote

The Emirates Islamic Skywards Gold Credit Card is packed with a wide range of privileges and offers to range from travel to lifestyle. The Gold Card makes sure the holder enjoys every activity in their hometown as well as when they travel to their dream destination.