DIB Prime Gold Credit Card

DIB (Dubai Islamic Bank) Prime Gold Credit Card is a popular choice among the UAE residents. It offers a balanced mix of rewards, lifestyle, travel, and protection benefits. The DIB Prime Gold Credit Card is ideal for travellers and frequent shoppers. Its unique features are designed to enhance your convenience, reward spending, and provide financial protection. ...read more

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  • Cashback up to AED 2,000
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About DIB Prime Gold Credit Card

DIB Prime Gold credit card holders receive a comprehensive package that combines extensive travel benefits, a loyalty program, necessary insurance protection, and lifestyle privileges. 

It is a versatile card with multiple attractive features, apart from easy cash access, that suit your daily as well as travel needs. The DIB Prime Gold Credit Card is designed to complement various lifestyles with added security and flexibility.

DIB Prime Gold Credit Card Benefits

Here are some of the key DIB Credit Card benefits:

Features - Category Description
Cash Flexibility
  • Up to 80% of the total credit card limit for cash withdrawal
  • Cash transfer facility from card to DIB account
Balance Transfer Facility
  • Use 100% of the available cash limit or 80% of the Card Limit
  • Multiple balance transfer transactions
  • Minimum transfer amount of AED 100, and the maximum transfer amount of AED 250,000
Travel and Medical Coverage
  • Book flight tickets with this card and get up to USD 75,000 coverage on trips
  • Cardholder, spouse, and a maximum of 4 children below 18 years are covered with travel benefits.
Roadside Assistance
  • Receive up to 2 complimentary roadside assistance services every year
  • Enjoy 1 free vehicle registration service with round-trip pick-up and drop-off at a passing centre each year, excluding government fees.
  • Enjoy a 1-year round-trip service for pick-up and drop-off to the nearest dealer workshop for your car's periodic servicing.
  • Get emergency fuel delivery with up to 10 litres of petrol when you run out, paying only for the cost of fuel.
  • 75% discount on International Driving Licence issuance after submitting the required documents 
Credit Shield Takaful
  • Covers total disability, unfortunate death event, or loss of employment against a nominal 0.94% fee of the card outstanding
  • The maximum coverage includes the following:
  1. Permanent Total Disability: AED 200,000
  2. Involuntary Loss of Employment: AED 30,000
  3. Death: AED 200,000

Eligibility Criteria for DIB Prime Gold Credit Card

The following UAE residents are eligible for the Dubai Prime Gold Credit Card:

Category Eligibility
Minimum Age 21+ years
Minimum Monthly Income/Salary AED 5,000
Nationality UAE nationals and expatriates
Employment Status Self-employed or salaried

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Fees & Charges of DIB Prime Gold Credit Card

Here are the fees applicable to the DIB Prime Gold Credit Card:

Fees & Charges Amount
Annual Membership NIL
Profit Rate on Salam Up to 3.69% monthly
Cash Withdrawal Fee (per transaction) AED 94.5
Card Reissuance or Replacement AED 52.50
Late Payment (per instance) AED 236.25
Credit Shield Takaful Charges 0.94% of the outstanding amount
Upgrade Fee AED 288.75
International Usage Charges (AED) 3.14%
International Usage Charges (Non AED) 3.70%

FAQs About DIB Prime Gold Credit Card

Q1: What is the minimum salary required for the DIB Prime Gold Credit Card?

Ans: The minimum monthly salary requirement for applying for the DIB Prime Gold Credit Card is AED 5,000, making it accessible to many UAE residents.

Q2: Does the DIB Prime Gold Credit Card have an annual fee?

Ans: No annual fee is charged for this card; however, it has a nominal monthly subscription charge that cardholders need to pay.

Q3: Can I earn rewards points on all purchases with the DIB Prime Gold Credit Card?

Ans: Rewards points are earned on most retail purchases, but the earning rate is lower for categories such as utilities, government, telecom, supermarkets, and petroleum.

Q4: What travel insurance coverage does the DIB Prime Gold Credit Card offer?

Ans: The card provides travel and medical insurance coverage of up to USD 75,000, including protection for the cardholder, their spouse, and up to four children under 18.

Q5: What roadside assistance services are included in the DIB Prime Gold Credit Card?

Ans: Cardholders get complimentary roadside assistance twice a year, covering towing, flat tyre fixing, lock-out help, battery boosting, and emergency fuel delivery.

Reviews & Ratings

★★★★★4.8 / 5
(based on 23 reviews)
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Kishan GourDubai, September 28, 2025
★★★★★
Thanks Paisabazaar UAEGetting a credit card through Paisabazaar UAE was very easy. They provided multiple bank options and helped me choose the best card as per my requirements. The service and follow-up were also excellent. Paisabazaar UAE se credit card lena bahut easy raha. Unhone multiple bank options diye aur mujhe meri requirement ke hisaab se best card mil gaya. Service aur follow-up bhi bahut achha tha.
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ASHIQUE. KM. ALIUmm Al Quwain, September 27, 2025
★★★★★
Excellent experience with Paisa BazaarI had an excellent experience with Paisa Bazaar. Their credit card sales team demonstrated professionalism and provided clear guidance in selecting the most suitable options. I truly appreciate their support and would highly recommend their services.
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Prakash kumarUAE, September 27, 2025
★★★★★
Great experience with Paisa BazaarGreat experience with Paisa Bazaar! Their credit card sales team is very professional and guided me with the best options. Highly recommend their services.
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Clement Nana Adu KorantengAjman, September 26, 2025
★★★★★
Received an excellent support from Paisabazaarreceived an excellent support from Vaansh. He guided me through the process and was very patient. The truth is I got approval after he took me through the process after trying so many times. This is someone who has to recommended.
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Suresh SinghDubai, September 5, 2025
★★★★★
Truly a one-stop platform for anyone looking for the right credit cardChoosing the right credit card or financial product in the UAE can be very challenging. The biggest question is always – where to start and how to find the best option? What I really liked about Paisa Bazaar is that they work with multiple banks. Instead of pushing just one bank’s product, they first understood my needs and then suggested the best options based on my spending habits and profile. This gave me the freedom to compare and choose the most suitable card available in the market. Many people have credit cards but don’t really know how to maximize the benefits. Paisa Bazaar bridges that gap by guiding customers to the right product and showing how to make the best use of it. Truly a one-stop platform for anyone looking for the right credit card or financial product in the UAE!
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