DIB Credit Cards in UAE
DIB’s Shariah-compliant credit cards help you make seamless transactions while also adhering to Islamic banking principles. These cards are designed to provide a range of benefits. Cardholders can benefit from features such as: Wala’a Rewards, offering points redeemable for travel, shopping, and ...read more
Dubai Islamic Bank Credit Card
Apply Credit Card & get Cashback and Rewards*
Compare from top banks
No annual fee
Benefits up to AED 2,000
Reward points on Every Spend*
Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 30k
Above 35k
Chanchal Singh
Most Popular Credit Card in UAE
Free for Life
Cashback Credit Card
Minimum Salary:5,000
Annual Fee:Free for Life
5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining
Enjoy complimentary airport lounge access to over 25 lounges worldwide.
Cashback
ULTRACASH Mastercard Touch Card
Minimum Salary:10,000
Annual Fee:500
Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates
10% cashback on Fuel for the first 3 months and 5% thereafter
Reward Points
TouchPoints Visa Infinite Credit Card
Minimum Salary:25,000
Annual Fee:1,050
15,000 Bonus TouchPoints for spends of AED 15,000
VOX Cinemas Buy one get one FREE
Apart from these, these cards come with exclusive deals and offers of lifestyle, dining, and travel. Keep reading to know about the Dubai Islamic Bank credit cards in detail.
DIB Credit Cards in UAE: Types and Features
Below is a list of all DIB Bank credit cards along with their key features:
DIB SHAMS Credit Cards
| Card Name | Minimum Salary Requirement | Features/ Perks | Apply |
|---|---|---|---|
| DIB SHAMS Infinite Covered Card | NA |
|
View Offers |
| DIB SHAMS Signature Covered Card | NA |
|
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| DIB SHAMS Platinum Covered Card | NA |
|
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DIB Emirates Skywards Credit Cards
| Card Name | Minimum Salary Requirement | Features/ Perks | Apply |
|---|---|---|---|
| Emirates Skywards DIB Infinite Covered Card | AED 20,000 |
|
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| Emirates Skywards DIB Signature Covered Card | AED 15,000 |
|
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| Emirates Skywards DIB Platinum Covered Card | AED 10,000 |
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DIB Consumer Cashback Credit Cards
| Card Name | Minimum Salary Requirement | Features/ Perks | Apply |
|---|---|---|---|
| Consumer Cashback Platinum Card | AED 15,000 |
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| Consumer Cashback Reward Card | AED 5,000 |
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DIB Prime Credit Cards
| Card Name | Minimum Salary Requirement | Features/ Perks | Apply |
|---|---|---|---|
| Prime Infinite Card | AED 20,000 |
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| Prime Signature Card | AED 15,000 |
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| Prime Platinum Card | AED 5,000 |
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| Prime Gold Card | AED 5,000 |
|
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| Prime Classic Card |
|
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DIB Al Islami Charge Cards
| Card Name | Minimum Salary Requirement | Features/ Perks | Apply |
|---|---|---|---|
| Al Islami Platinum Charge Card | NA |
|
View Offers |
| Al Islami Gold Charge Card | NA |
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| Al Islami Classic Charge Card | NA |
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DIB Credit Card Eligibility
Applying for a Dubai Islamic credit card? Check out the eligibility criteria before initiating the process:
| Eligibility Type | Criteria |
|---|---|
| Age | Minimum 21 Years |
| Salary | Minimum AED 5,000 |
| Employment Status | Salaried or Self-Employed |
| Nationality | UAE Expat or UAE National |
Dubai Islamic Bank Credit Card Offers
DIB Bank Credit Card- Fees and Charges
We have mentioned are the fees and charges of the DIB credit cards:
| Type of Fees | Charges |
|---|---|
| Cash Withdrawal Fee | AED 94.50 |
| Duplicate Statement Fee | AED 47.25 |
| Card Replacement/ Reissuance Fee | AED 52.50 |
| Upgrade Fee | AED 288.75 |
| International Usage Fee in Non-AED Currency | 3.70% of the transaction amount |
| International Usage Fee in AED Currency | 3.14% of the transaction amount |
| Credit Shield Takaful Contribution | 0.94% of the outstanding amount |
Frequently Asked Questions
Q1: Can I use the Al Islalmi Platinum Charge card anywhere across the world?
Ans: Yes, the card is globally accepted.
Q2: I want to replace my DIB SHAMS Platinum Covered card. Do I have to pay any fee?
Ans: Yes, the bank charges a card replacement fee of AED 52.50.
Q3: Does Emirates Skywards DIB Signature Covered card offer free airport lounge access?
Ans: Yes, you have access to 1200+ airport lounges worldwide with this card.
Q4: How much salary is required to apply for a DIB Prime Signature card?
Ans: You must have a minimum salary of AED 15,000 to apply for the card.
Read More About Other Bank Credit Cards
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