RAKBANK Titanium Credit Card
The RAKBANK Titanium credit card contributes to your daily savings and lifestyle rewards. From bringing incredible cashback on entertainment and groceries to exclusive travel offers, this card adds value to every purchase. With zero annual fees, it’s definitely a smart choice for UAE residents.
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
RAK BANK Titanium Credit Card Benefits and Features
We will first introduce you to the RAK Titanium credit card benefits before jumping into other essential details —
🛒Lifestyle Privileges 🛍️
💰 Up to 50% cashback on entertainment spending
💰 Up to 5% cashback on supermarkets
💰 25% discount on your first Fiit subscription
💰 1 week complimentary subscription plus 50% discount on Lingokids subscriptions
💰 Exclusive food and grocery delivery deals on the Talabat app
🚗Travel Privileges 🛩️
💰15% discount on IHG Hotel bookings across India, Europe, the Middle East, Africa, and the Maldives
💰 Up to 7% back as wallet credit on booking properties across the globe with Booking.com
💰 Up to 20% discount on your next car rental with Avis — enjoy a free upgrade on every rental
💰 10% discount on car rental booking with Rentalcars.com
Now that you know what privileges the RAK card offers you, let’s check out whether you are eligible for the card.
| Click here to Apply for Best RAK BANK Titanium Credit Card in UAE |
Know Your Eligibility for RAKBANK Titanium Credit Card
Starting your application soon? You would not want to get a rejection and lower your credit Score just because your entry requirements are not met. Thus, it’s important to read the entry requirements for the RAK credit card —
| Eligibility Type | For Salaried Employees | For Self-Employed Individuals |
|---|---|---|
| Age | 21 years or above | 21 years or above |
| Residency | UAE resident or citizen | UAE resident or citizen |
| Quarterly Turnover or Quarterly Account Balance | AED 8,000 | Minimum quarterly turnover of AED 100,000 or an average quarterly account balance of AED 300,000 |
Which Documents Do You Need for the RAK Titanium Credit Card Application?
Banks verify your application before approving your request for a credit card. For this, they require a set of documents. Refer to the list of documents below for the RAK Titanium card application —
| For Salaried Employees | For Self-Employed Individuals |
|---|---|
|
|
Note
📝Present valid and original documents.
📝Copies of the documents mentioned above may be required
📝The bank may ask for additional documents, if required
Fees and Charges of RAK BANK Titanium Credit Card
Staying informed about the card-related fees can help you avoid sudden additional charges. These may include a fee for missed payment, transactional charges, and others.
Refer to the table below to know more about the applicable charges —
| Type of Fee | Charges |
|---|---|
| Overlimit Fee | AED 299.25 |
| Late Payment Charges | AED 241.5 |
| Returned Cheque Fee | AED 105 |
| Sales Voucher Copy Fee | AED 68.25 |
| Duplicate Statement Charges | AED 47.25 (per statement) |
| Cash Advance Fee | 3.31% or 105 (whichever is higher) |
| Liability/ No Liability Letter | AED 52.5 |
Still have any questions regarding the RAK BANK Titanium credit card? For your reference, we will take a look at some of the most frequently asked questions!
FAQs About RAKBANK Titanium Credit Card
Ans: No, you earn cashback only on retail purchases. With other transactions, such as card-related cheques, finance charges, and balance transfers, you don’t get cashback.
Ans: You must spend at least AED 2,000 a month to start earning cashback.
Ans: Yes, you can link your card to any digital wallet for quick and contactless payments.
Ans: Yes, you must redeem the earned cashback within 15 months.
Ans: No, you can redeem your cashback without paying any additional charges.
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