Dubai Islamic Bank Consumer Reward Card
The DIB Consumer Reward card, based on Shariah-compliant principles, adds extra value to your spends. It offers cashback on everyday expenses, including supermarkets, fuel, bills, and more. Additionally, you can make balance transfers to manage your money efficiently.
Best credit cards with 0 Annual fee*
Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Filters
Salary range
5,000 AED50,000+ AED
Bank Name
Feature Type
Most Popular Credit Card in UAE
What are the Key Features of the DIB Reward Consumer Card?
This DIB credit card offers exclusive cashback on several lifestyle categories. It even provides insurance coverage for your travels. Let’s take a look at what this card has to offer —
- Earn 3% cashback* on —
- School Fees
- Salik and Nol Recharges
- Utility Bills
- Supermarket and Hypermarket Purchases
- Fuel
- Etisalat and Du Bill Payments
- Automobile Servicing
- The Travel and Medical Insurance of up to USD 100,000 covers —
- Baggage Delay/ Loss
- Loss of Personal Belongings
- Cancelled/ Delayed Departure
- Emergency Medical Expenses
- Personal Accident Benefits
- Complimentary roadside assistance available
*The cashback under each category is capped at a certain limit.
Know Your Eligibility for the Dubai Islamic Bank Rewards Consumer Card
Before applying for this DIB credit card, make sure to check all the entry requirements. This way, you can avoid rejection as well as its negative impact on your credit Score. For your reference, here are the main eligibility criteria for this card —
| Eligibility Factors | Requirement |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 5,000 |
| Status of Employment | Salaried or self-employed |
| Nationality | UAE national or expat |
Note- Additional eligibility requirements may apply.
DIB Reward Consumer Card Fees and Charges
Certain fees and charges are associated with the Dubai Islamic Bank Rewards Consumer card. It is essential to know them before submitting your application —
| Type of Fee | Charges |
|---|---|
| Annual Fee | AED 200 |
| Issuance of Liability Letter | AED 52.5 |
| Copy of Sales Voucher | AED 26.25 (for each request) |
| Card Reissuance or Replacement Fee | AED 52.5 |
| International Withdrawal Fees | AED 26.25 |
| Cash Withdrawal Fee | AED 94.5 |
| Undertaking to Donate Due to Late Payment | AED 236.25 |
Frequently Asked Questions
Q1: What is the minimum salary required to apply for the DIB Reward Consumer card?
Ans: As per the bank’s requirements, you need to have a monthly salary of AED 5,000 or more for this card.
Q2: How much cashback do I earn upon spending on hypermarket purchases?
Ans: You earn 3% cashback (up to AED 300) per month on hypermarket purchases.
Q3: Is the DIB Consumer Reward card free for life?
Ans: No, the card has an annual membership fee of AED 200.
Kishan GourDubai, September 28, 2025
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Thanks Paisabazaar UAEGetting a credit card through Paisabazaar UAE was very easy. They provided multiple bank options and helped me choose the best card as per my requirements. The service and follow-up were also excellent.
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★★★★★
Great experience with Paisa BazaarGreat experience with Paisa Bazaar! Their credit card sales team is very professional and guided me with the best options. Highly recommend their services.
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Received an excellent support from Paisabazaarreceived an excellent support from Vaansh. He guided me through the process and was very patient. The truth is I got approval after he took me through the process after trying so many times. This is someone who has to recommended.
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Truly a one-stop platform for anyone looking for the right credit cardChoosing the right credit card or financial product in the UAE can be very challenging. The biggest question is always – where to start and how to find the best option?
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