Finance House Personal Loan

With this Finance House personal loan, you can get support for unexpected expenses, emergencies, or short-term financial goals. For more details, keep on reading!

What are the Features of the Finance House Personal Loan?

We have mentioned the primary perks of a loan offered by the Finance House:

• Loan amount of up to AED 300,000 is available
• Reduce monthly payments with affordable instalments
• A loan deferment period of 6 months before the 1st instalment
• 2% discount on the interest rate for buyout loans
• Salary transfer is not required

Are You Eligible for the Finance House Personal Loan?

The eligibility criteria for the Finance House personal loan are:

Eligibility Type	Requirements
Age Limit	26- 60 Years
Nationality	UAE Nationals
Minimum Salary	AED 10,000

Documents Required for a Personal Loan at Finance House

Submit the following documents to apply for the Finance House personal loan in the UAE:

☑️ Emirates ID copy

☑️ Latest 3 months' payslips/ Latest salary certificate

☑️ Security cheque

☑️ Liability letter

☑️ A direct debit authority form

Apply for a Personal Loan via Paisabazaar.ae

Complete your personal loan application in a few easy steps with Paisabazaar.ae.

The steps are as follows:

1. Click here and complete the lead form.
2. Go through the quotes after submitting the form.
3. Compare and choose a personal loan.
4. Read the fine print and apply.

Note: We will connect with you shortly after reviewing your application.

Know why you must choose us:

• We offer you extensive personal loan products across the top UAE banks.
• Irrespective of choosing a loan or the application process, get expert assistance.
• Experience a seamless and instant application process.
• Check out our website’s ‘Articles’ section for personal loan-related information.

Personal Loan Calculator

An online personal loan calculator is a convenient and a free digital tool that simplifies financial planning. It allows you to estimate your monthly loan repayments based on the chosen loan amount, interest rate, and tenure. By simply providing these basic details, you can quickly view approximate EMI amounts. This contributes to easier financial planning.

You get instant results, helping you to compare different loan options effectively. Explore Paisabazaar.ae’s online calculator, which is user-friendly and accessible to everyone.

Finance House Personal Loan- Fees and Charges

Tabled below are the key fees and charges of the personal loan offered by the Finance House:

Fee Type	Charges
Processing Fee	1% of the loan amount; Minimum- AED 500 Maximum- AED 2,500
Loan Cancellation Fee	AED 100
Early Settlement Fee	1% of the loan outstanding (Max- AED 10,000)
Partial Settlement Fee	1% of the prepaid amount (Max- AED 10,000)
Loan Re-scheduling Fee	AED 250
Loan Deferment Fee	AED 100
Late Payment Fee	AED 200
DDA Bounce Charges	AED 25
Liability/ No Liability/ Clearance Letter Fee	AED 50
Life Insurance Fee	4.5% of the loan amount (Min- AED 500)

Frequently Asked Questions