Open ADCB Hayyak Zero Balance Account Online

Key Features and Benefits of ADCB Hayyak Zero Balance Account

With ADCB Hayyak Zero Balance account opening, you can enjoy a variety of perks. As a 100% digital banking facility, it helps you manage your account and handle a range of services online. You can even enjoy special offers that make banking more rewarding for you!

With that clear, let’s take a look at the major benefits of this account —

1. Open Bank Account Instantly

With the app, you can now effortlessly open an account in minutes without any hassle. Without visiting any branch, you can get started and enjoy seamless banking digitally.

2. Minimal Documentation

While the process of opening a ADCB bank account in the UAE can be lengthy and require considerable paperwork, this is not the case with ADCB. As an expat, all you need is just your Emirates ID and passport to open a Hayyak account.

3. Enjoy an Introductory Welcome Offer

Open an account and qualify for up to 250,000 ADCB TouchPoints that can give a boost to your spends and make them more rewarding. You can later redeem these earned points for shopping, flight bookings, and more.

4. Banking Kit

After you successfully open Zero balance bank account, the bank will send you a debit card and a chequebook to your doorstep.

5. Easily Request a Credit Card

As an ADCB Hayyak account holder, you can enjoy multiple perks on your spends with a credit card. After you open the account, you can apply for a card and get instant approval from the bank.

Eligibility Criteria for ADCB Hayyak Zero Balance Account

To open a Zero Balance account in ADCB Hayyak, the following criteria must be met:

The customer must be at least 21 years old and reside within the UAE
The ADCB Hayyak Zero Balance Account may only be opened by the Customer and not by a third party
To open the ADCB Hayyak Zero Balance Account, you must first deposit a minimum amount as specified by the Bank (AED 1,000 as per the current orders)
This minimum deposit amount limit can be amended without prior notice at the sole discretion of the Bank

How to Open ADCB Hayyak Zero Balance Account?

The option to open an ADCB Hayyak Zero Balance Account is available online only via the ADCB Personal Internet Banking. With the completely online process, it has become quite easy to open your account without going to any offline branch.

Simply follow the steps below to have your account activated in on time.

Step1- Access ADCB Personal Internet Banking by logging in there
Step2- On the left side of the page, click 'Open New Account'
Step3- Choose the account as per your choice here from the drop-down menu
Step4- Fill out the online application of ADCB Hayyak Zero Balance Account to have your account number automatically generated

You can also check out Paisabazaar UAE and apply for the same here:

Step1- Visit paisabazaar.ae and complete the initial online application form
Step2- You will get to see various savings accounts based on your provided details
Step3- Select the ADCB Hayyak option and complete the procedure as mentioned for the card there
Step4- Once you provide the relevant information, your application will soon reach the bank
Step5- If your application is approved, your account will get generated quickly

How Much Interest is Paid on ADCB Hayyak Zero Balance Accounts?

As mentioned earlier, ADCB Hayyak Zero Balance Accounts allow users to earn significant interest amounts and make the most out of their savings. With this account providing interest rates up to 0.15%, you can safely deposit your funds in the account and earn a good return on them.

How to Operate an ADCB Hayyak Zero Balance Account?

ADCB Hayyak Zero Balance account can only be operated through ADCB Internet Banking.
Customers who have registered for ADCB Internet Banking may open accounts directly through ADCB Internet Banking.
Customer information regarding a Zero Balance ADCB Hayyak Account may be communicated directly via email, ADCB Mobile SMS alert service, or any other channel ADCB deems appropriate.

Open Instant ADCB bank account online in UAE

FAQs About on ADCB Hayyak Zero Balance Account

ADCB Internet Banking allows deposits made by account-to-account transfers or by electronic means, such as telegraphic transfers.

You can pay utility bills through ADCB Internet Banking using your credit card if you have an ADCB Hayyak Zero Balance Account. Cash withdrawals and transfers, on the other hand, are available at the ADCB branches.

You can access the ADCB Hayyak Zero Balance Account statements through ADCB Internet Banking by logging in there. ADCB also sends monthly e-statements to the customer's email address for their convenience.

Customers may close their ADCB Hayyak Zero Account at any time by sending an email from their registered mail address to the ADCB Personal Internet Banking mailbox indicating their wish to close the account. However, it should be ensured that there is no balance in the account at the time of closure. As an alternative, individuals can also visit any ADCB branch to do the same.

ADCB Hayyak Zero Balance Accounts cannot be transferred/negotiated/ pledged to any other party.

The Bank may modify or amend the terms and conditions or introduce new ones at any time as per its discretion. Any changes in the same will be communicated to customers via the official bank website and/or by email.

As the requirements for ADCB Hayyak Zero Balance Account may vary as per the applicant, one should confirm with the bank regarding the availability of salary transfers.

With a Zero Balance Account, there is no minimum balance requirement or penalty charges for failing to maintain a minimum balance.

You must be at least 18 years old to open a Hayyak account with ADCB.

Yes, this ADCB account is available in both English and Arabic. If your preferred language is Arabic, you can select the same at the time of account opening.

This ADCB bank account is available in conventional as well as Islamic banking. Thus, as per your requirements and beliefs, you can opt for both Shariah-compliant and non-Shariah-compliant solutions.

The ADCB Hayyak application is available on both the Google Play Store and the App Store (Apple).

No, you cannot open a Hayyak account in person. It is a 100% digital account that can be opened only through the Hayyak app.

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