ADCB Hayyak Account

With this mobile application, the bank allows you to open and access your account conveniently from the comfort of your home. Not limited to this, by opening an account with Hayyak, you can enjoy several benefits, including a welcome bonus, personal loan, credit card accessibility, and much more.

Let’s find out more about the  Abu Dhabi Commercial Bank Hayyak account in this article!

Key Features and Benefits of ADCB Hayyak Account

The key features and benefits of the ADCB Hayyak account are mentioned below:

Hassle-free Account Opening -

The ADCB Hayyak account opening process is very straightforward, as it doesn’t require any physical documents. You just need to download the app, and you can open an account—from savings to current account—without any hassles.

Get an Instant Personal Loan -

The bank allows you to get a personal loan with an attractive interest rate through the Hayyak app. Additionally, while applying for a personal loan, you can also get an additional discount of up to 0.50% on competitive interest rates and bonus touchpoints of up to 50,000.

Credit Card Benefits -

The most standout benefit of applying for a credit card through the Hayyak app is that you can receive up to AED 1,000 as a welcome bonus. With this, it’s easy to apply for a credit card with 75,000 touchpoints (for Emiratis).

Doorstep Service -

Without stepping out of your home, you can avail yourself of all the banking services with an ADCB Hayyak account. Whether it’s about collecting your documents for a loan or delivering you the welcome kit, the bank provides everything to your doorstep.

Additional Benefits -

With ADCB Hayyak, you can enjoy an array of privileges designed to enhance your banking experience. Enjoy Shariah-compliant banking solutions/Islamic finance options and premium banking services—including a dedicated relationship manager, insurance, investment options, and much more.

ADCB Hayyak Account Opening Requirements

You must meet the following eligibility requirements to open an ADCB Hayyak account:

Criteria	Specification
Eligibility	You must be at least 18 years old Both UAE Nationals and Expats can apply
Necessary Documents	Emirates ID Passport Photo of your signature

How to Open an ADCB Hayyak Account Online?

The following steps of the ADCB Hayyak account opening process are mentioned below:

• Download the ADCB Hayyak app from the Google play store or the App store
• Scan your documents, such as your passport or Emirates ID
• Enter a few basic details to personalize your banking experience
• It’s done! You will receive your welcome kit right at your doorstep

Open ADCB Hayyak Zero Balance Account

ADCB Hayyak Account—Fees and Charges 

Tabled below are the main ADCB Hayyak account charges: 

Type of Fees	Charges
Cash deposit/withdrawal	0.525% or minimum AED 26.25
Foreign currency cheque collection	AED 692
Account statement (per cycle)	Free
Account closure	AED 105
SWIFT copy charges	AED 15.75
Fund transfer cancellation/amendments	AED 31.50
Remittances processing charges	Free (Transfers within ADCB account) AED 0.50 (AED transfers within UAE) AED 21 (Other transfers)
Debit card issuance	Free
Usage fee at ADCB ATM	Free
Usage fee at international ATMs	AED 21
Foreign currency transaction margin	2%
Foreign transaction fee (AED currency)	1.05%
Credit card finance charges	3.69%/monthly
Overlimit fee	AED 288.75
Late payment fee	AED 241.50
Cash advance fee	3.15% or AED 105
Duplicate statement fee	AED 26.25
Liability/no liability letter charge	AED 52.50
Card replacement fee	AED 78.75

Note: We suggest you please check the official website for fees and charges, as these may change over time. 

Frequently Asked Questions