ADCB Islamic Etihad Guest Platinum Credit Card

Introducing the ADCB Islamic Etihad Guest Platinum Credit Card – an exceptional offering in the world of ADCB Islamic credit cards that provides an extensive range of exclusive benefits and privileges to cardholders.

Tailored to meet the diverse needs of its users, this credit card not only offers exciting travel benefits but a host of lifestyle privileges as well. Whether you're a frequent traveller or someone who enjoys the finer things in life, this card has got you covered.

Let's dive into the remarkable features and benefits that the ADCB Islamic Etihad Guest Platinum Credit Card brings to the table.

Features & Benefits of the ADCB Islamic Etihad Guest Platinum Credit Card

Following are some of the eminent features and benefits offered by this ADCB Islamic Credit Card:

Travel Benefits

One of the standout features of this credit card is the complimentary access that you get for over 1,000 airport lounges worldwide. Cardholders can revel in the luxury and comfort of these lounges simply by presenting their ADCB Islamic Etihad Guest Platinum Credit Card at the lounge reception.

Moreover, members can unlock a world of exclusive privileges at more than 900 luxury hotels and resorts globally through the Visa Luxury Hotel Collection. These benefits include complimentary daily breakfast, in-room Wi-Fi, room upgrades on arrival, a generous USD 25 food and beverage credit, and an option to check out late until 3 pm with VIP guest status (subject to special request).

Other Benefits

• The Card Control feature empowers users with advanced control over their card transactions — both online and in-store. It also allows for setting daily and monthly spending limits, all accessible through the user-friendly ADCB mobile app.
• The Internet and Mobile Banking options make it a breeze to manage one’s credit card account. They enable cardholders to make various payments, such as mobile phone bills, utility bills, and credit card bills, with the utmost convenience.
• Convenient payment options provide flexibility when it comes to paying outstanding balances. Users can make payments through ADCB Personal Internet Banking, the Mobile Banking App, Cash Deposit Machines, bank branches, or auto-debit instructions through their Current or Savings Account. Alternatively, they can visit designated AI Ansari Exchange or LuLu Exchange branches with a small charge of AED 5 per transaction.
• The PayOrder Facility allows cardholders to obtain cash that can be transferred to their account in 3 working days against their credit limit. The repayment can be made in monthly instalments for up to 24 months.
• The Easy Instalment feature helps alleviate the burden of significant purchases by allowing cardholders to convert them into a 0% profit payment plan for a maximum of 24 months.
• Balance Transfers within 90 days of card registration offer the utmost flexibility in the repayment of the balance through monthly instalments for up to 24 months.
• Purchase Protection covers newly purchased items (bought using the ADCB Islamic Etihad Guest Platinum Credit Card) for up to 365 days from the date of purchase against accidental damage or theft.
• Extended Warranty provides an additional year of warranty for new purchases made using the ADCB Islamic Credit Card, adding an extra layer of protection.
• The Credit Shield is an optional Takaful program that offers coverage for the credit card balance against unfortunate events such as critical illness, total disablement, natural death, or involuntary employment loss. 

ADCB Islamic Etihad Guest Platinum Credit Card Rewards & Offers

With this ADCB Islamic credit card, users can enjoy a plethora of offers and rewards -

Miles Rewards

• For a limited time (until September 5, 2023), one can enjoy a special Welcome offer in terms of bonus miles! UAE Nationals can get 40,000 promotional miles, while expats can earn 30,000 promotional miles. To qualify for this offer, a minimum spend of AED 25,000 is required. Don't miss out on this exciting opportunity!
• Domestic purchases - Up to 1 Etihad Guest Mile for every USD spent.
• For overseas transactions and tickets purchased from Etihad Airways, cardmembers can earn up to 1.25 Etihad Guest Miles for each US Dollar spent.
• The miles earned can be redeemed for airline tickets and upgrades across a wide range of destinations within the Etihad Airways network and its partners. 
• As a monthly bonus, you can also get 1,000 Etihad Guest Miles when your monthly purchases amount to AED 1,000 or more.

Discounts and Offers

• Cardholders can avail themselves of a plethora of discounts and offers, making their lifestyle more enjoyable and cost-effective. 
• The offers include exciting 2-for-1 deals on food, fitness outlets, entertainment, spas, and more across the UAE.

• Additionally, the credit card offers an exclusive dining discount of up to 30% at more than 1,400 restaurants across the UAE. On top of that, users can also enjoy discounts on entertainment, shopping, and travel.

Fees & Charges on ADCB Islamic Etihad Guest Platinum Credit Card

When exploring benefits of the ADCB Islamic Etihad Guest Platinum Credit Card comes, it is also essential to be aware of the associated fees and charges -

Particulars	Fee and Charges
Annual Membership Fee	AED 525 Offer till 5th September 2023 - Free for the first year - annual fee applicable from the second year onwards
Cash Withdrawal Charges	AED 105 or 3.15% (whichever is greater)
Instalment Plans/Balance Transfer/Pay Order	3.25%
Late Payment	AED 241.5
Card Replacement Fee	AED 78.75
Duplicate Statement Fee	AED 26.25
Returned Cheque Charge	AED 157.5
Sale Voucher Copy	AED 26.25
International Currency Transaction	2.99% of the total amount of transaction
Islamic Credit Shield (Takaful)	0.9345% of the outstanding balance
Limit of Cash Withdrawal	60% of the available credit card limit

Note: As the fees and charges are subject to change, you must get in touch with the bank for the most up-to-date information.

Terms and Conditions

• Individuals must meet the Minimum Spend requirement within the initial 90 days from the card issuance date to qualify for the promotional bonus of Etihad Guest Miles.  These Minimum Spends can be achieved through various means including balance transfers, retail transactions, PayOrder feature, or cash withdrawals. 
• Only the ADCB Islamic Etihad Guest Cards that are applied for between June 5th and September 5th, 2023 (and issued by September 20th, 2023) are eligible for the offer.
• Only customers who do not have an ADCB Etihad Guest Credit Card or an ADCB Islamic Etihad Guest Card prior to the commencement of the offer period are eligible for the offer.
• Individuals who choose to cancel their existing adcb credit card or ADCB Islamic Covered Card during the offer period and subsequently apply for an Etihad Guest Card will not meet the eligibility criteria for this offer