ADCB LuLu Platinum Credit Card

Make your spends truly rewarding with the points on this card as you get exceptional discounts and amazing deals across several categories — from lifestyle to travel offers and much more in the store. When you redeem these earned points, you can save even more on your next purchases!

Keep on reading to know more about this card of the Abu Dhabi Commercial Bank (ADCB).

ADCB LuLu Platinum Credit Card Benefits

Check out the table below to understand the ADCB LuLu Platinum credit card benefits in detail —

Basic Benefits	Travel Benefits	Lifestyle Benefits
Zero Annual Charges No need to pay annual fees	Airport Lounge Access Unlimited complimentary access to over 20 Mastercard airport lounges across the globe Complimentary access (thrice per year) to 1,200+ airport lounges worldwide	LuLu Points Earn 5 points at LuLu stores Up to 1.25 points on all other purchases Earn 0.4 points on Supermarkets, Quick Service Restaurants, Insurance, Auto Dealers, and more Earn 0.2 points on Education, Fuel, Transport, Charity, Estate, Government Service, Telecommunication, and so on
0% Interest Payment Plan Pay school fees with the 0% interest payment plan	Cleartrip Offer 8% discount on hotel and flight bookings	‘Buy 1 Get 1’ Offer Hundreds of offers on fine dining, premium spas, and more across the Middle East and Africa
Credit Card Loan Low interest rates on card loans and flexible instalment repayment period of up to 48 months	Hala Taxi Ride Discount 25% discount on two rides on the Careem app	Talabat Discounts 20% discount on food and grocery deliveries twice a month
Interest-free Days Up to 55 interest-free days		Farfetch Discounts 10% off on selected premium brands
Balance Transfer Facility Interest-free balance transfer available within 90 days of card registration
Credit Shield The credit shield feature is available with complimentary life coverage

ADCB LuLu Platinum Credit Card — Eligibility Criteria

Refer to the general criteria that you need to fulfil to apply for the ADCB LuLu Platinum card in the UAE —

Eligibility Type	Criteria
Monthly Salary	AED 15,000 or above
Age	21 years and above
Nationality	UAE national or expat
Employment Status	Self-employed or salaried
Credit Score	As per the bank’s requirements

ADCB LuLu Platinum Card — Documents Checklist

Here is a list of the documents required for ADCB card application processing —

For Salaried Individuals	For Self-employed Individuals
✅Emirates ID ✅Passport ✅Residence Visa (for expat applicants) ✅Salary Proof- Salary Slip/ Salary Certificate ✅Latest 3-6 Months’ Personal Bank Statement	✅Emirates ID ✅Passport ✅Residence Visa (for expats)  ✅Trade Licence and MOA ✅Latest 3-6 Months’ Company Bank Statement

📝Note

• Present valid documents
• Keep the originals and copies of all documents
• The bank may ask for additional documents 

Paisabazaar UAE — Your Ideal Platform to Apply for Credit Cards

Paisabazaar.ae brings you the convenience of applying for a credit card instantly from anywhere in the world.

Follow these quick steps —

Step 1: Fill out the lead form

Step 2: Submit the form

Step 3: Locate your favourite ADCB card

Step 4: Apply and follow the on-screen prompts

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ADCB LuLu Platinum Credit Card — Fees and Charges

Refer to the primary fees and charges of the ADCB LuLu Platinum card —

Type of Fee	Charges
Annual Fee	NIL
Foreign Currency Transaction Fee	AED 0.024
Over-limit Fee	AED 288.75
Late Payment Fee	AED 241.50
Retail Interest	AED 0.0325

Frequently Asked Questions