Get enhanced lifestyle and travel benefits with the ADCB TouchPoints Titanium Gold credit card. Regardless of where you spend — whether dining, watching a movie, or even renting a car — this card helps you save with exceptional deals, including ‘Buy 1 Get 1’ offers, discounts, complimentary ...read more

Packed with exclusive lifestyle and travel perks, the ADCB credit card comes with a multitude of privileges to help you save on your purchases. Let’s look at some of the major ones —
*The airport lounge facility has been discontinued for the Titanium cardholders. Gold card members can continue to avail themselves of this service.
To be eligible for the TouchPoints Titanium Gold card, you must fulfill certain requirements. In case you don’t meet the eligibility requirements, the bank will reject your application. Refer to the table below for the card’s entry criteria —
| Eligibility Factor | Requirements |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 5,000 |
OR
| Eligibility Factor | Requirements |
|---|---|
| Minimum Age | 21 years |
| Minimum Credit Limit | AED 3,000 |
Note: Additional eligibility may apply.
It is essential to stay updated with the various ADCB TouchPoints Titanium Gold credit card fees. This can save you from unexpected charges and any last-minute surprises that may add to your card expenses. The table below lists all the key charges of the card —
| Type of Fee | Charges |
|---|---|
| Paper Statement Fee (per month) | AED 5.25 |
| Duplicate Statement Fee | AED 26.25 |
| Overlimit Fee | AED 288.75 |
| Liability/ No Liability Letter | AED 52.5 |
| Card Replacement Fee | AED 78.75 |
| Returned Cheque Charge | AED 157.5 |
| Late Payment Fee | AED 241.5 |
| Foreign Transaction Fee (in AED) | 2.99% |
| Cash Advance Fee | 3.15% or AED 105 (whichever is higher) |
| Foreclosure Fee (balance transfer/ instalment plans/ card loan) | AED 210 |
| Copy of Sales Voucher | AED 26.25 |
| Processing Fees — 0% Interest Payment Plans at Participating Merchants and Card Loans | AED 52.5 |
Note: All fees are inclusive of VAT.
Ans: For every AED 1 spent with this card, you get up to 0.5 TouchPoints.
Ans: No, the complimentary airport lounge facility has been discontinued for the Titanium cardholders.
Ans: Yes, you can enjoy ‘Buy 1 Get 1’ offers with VOX Cinemas with this card.