Ajman Bank Credit Card Loan

What is an Ajman Bank Credit Card Loan in the UAE? 

With the Ajman Bank credit card loan facility, you can use a portion of your credit limit as a ‘loan’ and repay later. Unlike traditional financing options, this facility is quick to access and doesn’t require any paperwork. 

One of the key benefits of this loan is that the amount is disbursed directly into your account. You can freely use it for medical expenses, travel, paying rent, and more. The benefits of the cards of Ajman Bank go beyond cashback and rewards. They function in a smart way so that you get financial support when you need it urgently. 

Types of Ajman Bank Credit Card Loans 

Ajman Bank offers several facilities with cards that can meet your urgent financial requirements. Discussed below are some of the major ones — 

Easy Cash 

With this facility, you can instantly get cash without any paperwork. You can take up to 90% of the loan amount on your available credit limit. Easily repay this borrowed amount with a flexible repayment tenure of up to 48 months. Moreover, the application process is easy — simply dial 600555522. 

Cash on Call 

‘Cash on Call’, available with Ajman credit cards, allows you to request funds over the phone. It’s an excellent option if you want cash in an emergency. The amount easily gets transferred to your account without needing any paperwork. You can get up to 80% of the credit limit without any hassle. 

Note that a fee of AED 150 is charged by the bank for this facility.

Easy Instalment Scheme 

This Ajman Bank credit card loan makes shopping easier by allowing you to convert your big purchases into easy instalments. With tenures ranging from 3 to 12 months, you can conveniently manage your spending while making spends. This facility is available for spends with partner retailers like Carrefour, Malabar Gold, Kalyan Jewellers, Sharaf DG, and more. To convert your purchase into monthly instalments, make a call on 600-555-522. 

Balance Transfer 

Managing multiple card payments becomes easier with the 'Balance Transfer' facility. It allows you to transfer outstanding balances from other cards to your Ajman card and repay them in simple monthly payments. This amount can be repaid in 3 or 6 months. 

To apply, simply call 600 555 522.

How to Repay Ajman Bank Credit Card Loans? 

Here are the different methods to repay your Ajman Bank credit card loan —

Internet Banking

Log into Ajman Bank’s online banking platform. This can help you make direct payments or transfer funds from your account to your card at any time.

Ajman Mobile App

Use the bank’s official mobile app to instantly pay your card bill or loan instalments through your smartphone.

Ajman Bank Cash/Cheque Deposit Machines 

Deposit cash or cheques directly into your card account through Ajman Bank ATMs and CCDMs at different branches and locations.

Wrapping Up 

With an Ajman credit card in the UAE, you can enjoy instant access to money for urgent financial requirements. You can easily use the credit limit and borrow accordingly for medical emergencies, big purchases, and more. Whether it’s through cash on call, easy instalment plan, or balance transfers, you can find a suitable option as per their requirements. Flexible repayment methods further enhance the experience, making the entire process smooth and stress-free.

Other Banks Credit Card Loan

Credit Card Loan
RAKBANK Credit Card Loan	ADCB Credit Card Loan
ADIB Credit Card Loan	DIB Credit Card Loan
FAB Credit Card Loan	Emirates NBD Credit Card Loan
Finance House Credit Card Loan	HSBC Credit Card Loan

FAQ's on Ajman Bank Credit Card Loans