Emirates NBD Credit Card Loan
Emirates NBD credit card loan is a popular pre-approved loan option. It lets you access funds in an instant, subject to limits as per your existing card usage, repayment history, credit limit, and other factors. This loan is processed quickly without any documentation hassle, which makes it perfect ...read more
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Best credit cards with 0 Annual fee*
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NBD Credit Card Loan Options
With Emirates NBD, you can easily request a card loan. It’s quite easy to access. In fact, the bank does not charge any processing fee for the same. However, note that interest is charged on the loan.
How to Apply for the Emirates NBD Credit Card Loan?
You can apply for an NBD credit card loan in the following ways —
Via Internet Banking
- Sign into your internet bank account
- Select ‘Cards’ on the homepage
- Choose your card from the services tab
- Tap ‘Loan on Card’ and ‘New Instalment’
- Type in your loan amount and repayment tenure
- Choose the account in which you want to transfer
- Review the entered details and submit
- You will receive an OTP on your mobile banking app
- Slide to confirm and provide the Smart Pass PIN
Via Mobile App Banking
You can also apply through ‘Products’ and ‘Services’ at your fingertips through the bank’s mobile app.
Services
- Click the relevant symbol at the bottom of the app
- Select ‘Apply for New Service’ and ‘Credit Cards’
- Click ‘Loan on Card’ and then ‘New Instalment’
- Mention the loan amount and repayment period
- Select the account in which you want to transfer the money
- Confirm after reviewing the details
- Provide the Smart Pass PIN to end the process
Products
- Select ‘Cards’ on the homescreen of the app
- Choose your card from the services tab and click ‘Loan on Card’
- Tap ‘New Instalment’ and provide your loan amount and repayment period
- Select the account in which you want to transfer the money
- Review your details on the next page and confirm
- Enter the Smart Pass PIN.
Know Your Eligibility for NBD Credit Card Loan
Find below the key details related to the ENBD card loan —
Minimum Amount : The minimum amount available with this loan is AED 1,000.
Account Holder : It is mandatory to have a local UAE bank account (any bank).
Account Holder Exclusions : ENBD Business Forex, Webshopper, Corporate, and supplementary cardholders are not eligible.
Other Banks Credit Card Loan
FAQ's On Enmirates NBD Credit Card Loan
Ans: Yes, the bank decides the interest rate on your card loan based on your profile. However, a card without interest is available, although it comes with an applicable processing fee.
Ans: Yes, you can cancel your loan through the bank’s website.
Ans: Yes, a foreclosure fee of 1% of your principal balance is charged. Note that this fee excludes the 5% VAT.
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