First Abu Dhabi Bank (FAB) Credit Card Loan

FAB credit card loan allows you to access funds in an instant with ease and flexibility. It is exclusively designed to meet your urgent financial needs without involving any complex procedures. With this facility, you can borrow against your available credit limit and repay in convenient monthly instalments. Whether it’s for education, medical expenses, travel, or personal purchases, FAB credit card loans provide a hassle-free way to handle expenses without any comprehensive documentation. ...read more

airport-lounge-cc
Airport Lounge
Relax Before you take off
airport-lounge-cc
Shopping Benefits
Exclusive offer on top brands
fuel-benefits-cc
Fuel benefits
Save more on every fill
movie-dis-cc
Movie Discounts
Enjoy blockbusters for less
cc-online-banner
next-icon

Best credit cards with 0 Annual fee*

nameIcon
mobileNumberIcon
Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 30k
Above 35k
Cashback up to AED 2,000
Cashback up to
AED 2,000
Rewards + Welcome Offers
Rewards + Welcome Offers
No Annual Fee
No Annual Fee
Travel benefits
Travel benefits
Dining Discounts
Dining Discounts
Entertainment Benefits
Entertainment Benefits
Chanchal Singh
Written Byverify-iconChanchal SinghContent Executive
Ravindra Dhakar
Reviewed Byverify-iconRavindra DhakarProduct Manager
Last updated on 04 September 2025Editorial Standards
Best FAB Credit Cards in UAE

Apply FAB Credit Card Online

Types of FAB Credit Card Loan 

You can choose from three types of FAB loans on credit cards — 

Quick Cash 

Use your pre-approved credit limit of up to 90% with your FAB card. You can directly transfer the required amount to your UAE account without any paperwork. This card loan service comes with competitive interest rates and flexible repayment durations. 

Easy Payment Plan 

With this plan, you can convert your retail purchases into instalment plans with your FAB credit card. You get attractive interest rates along with a flexible repayment duration of up to 36 months. 

Balance Transfer 

You can transfer your outstanding balance from another bank’s card to your FAB card. Combine your outstanding balance up to 90% of your pre-approved card limit. You get a flexible repayment tenure with attractive interest rates.  

How to Apply For a FAB Loan on Credit Card?

Here’s how you can apply for a FAB card loan — 

Quick Cash 

  1. Open your mobile app
  2. Under the ‘Cards’ section, select ‘Quick Cash’ 

OR 

Send an SMS with the text ‘QC’ to 2121 from your registered mobile number. 

Easy Payment Plan 

  1. Open the FAB mobile app
  2. Go to the ‘Cards’ section
  3. Choose ‘Easy Payment Plans’ and follow the on-screen instructions

OR

  • Write ‘EPP’ and send this SMS to 2121 for a single payment
  • To convert your outstanding retail balance, SMS ‘BEPP’ from your registered mobile number

Balance Transfer 

  1. Log into your account through the FAB mobile app
  2. Move to the ‘Cards’ section and opt for the balance transfer option

OR 

Send an SMS with the text ‘BT’ to 2121 from your registered mobile number. 

Explore Exclusive Offers on FAB Credit Cards

How to Repay a FAB Loan on Credit Card?

You can generally use mobile and online banking to pay off your loan on card. Contact the bank via phone banking facility to know the detailed process on how to pay off your card loan with FAB. 

FAQ's On FAB Credit Card Loans

Q1: How many types of FAB credit card loans are available in the UAE?

Ans: FAB offers 3 types of card loans — 

  • Easy Payment Plan
  • Balance Transfer
  • Quick Cash
Q2: How can I apply for the Quick Cash facility at FAB through SMS banking?

Ans: Simply send ‘QC’ to 2121 via SMS from your registered mobile number to activate the Quick Cash facility.

Q3: Can I apply for the balance transfer facility through internet banking?

Ans: No, you can activate the service either through mobile banking or SMS banking. 

Customer Reviews & Ratings

91 genuine reviews and ratings across our services.

4.6 / 591 reviews
FAB Credit Card Loan - Know how to apply for a Loan Against First Abu Dhabi Credit Card. Check loan types, eligibility, interest rate, modes of disbursal, & repayment methods for FAB Cards.

More From Credit Cards

  • Recent Articles