Dubai Islamic Bank Consumer Platinum Card Features & Benefits

Compare & Apply for Credit Cards

Airport Lounge
Shopping Benefits
Fuel benefits
Movie Discounts

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Written ByTanvi PathakTeam Lead Writer (Expertise - Banking )

Reviewed ByBrijesh KumarChief Business Officer, Paisabazaar.ae

Last updated on 21 August 2025Editorial Standards

The Dubai Islamic Bank Consumer Platinum Card is an ideal card for those customers who wish to save on their daily spending & avail the benefits of an Islamic credit card. Apart from offering a host of benefits and features, this DIB credit card provides you guaranteed cash back of a maximum of 4 percent to help you save every time you spend on this card.

Key Highlights of the Dubai Islamic Bank Consumer Platinum Card

No minimum spend is required to avail of cash back.
Zero annual membership fee.
A maximum of 4 percent cash back.
A minimum monthly salary of 15,000 dirhams is required to be eligible for this card.

What Are The Various Dubai Islamic Bank Consumer Platinum Card Features To Enjoy?

Dubai Islamic Bank Consumer Platinum Card offers various features to its customers such as:

Instant Savings

You can get back what you actually deserve and even more every time you spend using this credit card. With no minimum saving limit, you can simply use the Dubai Islamic Bank Consumer Platinum Card at participating merchants & increase your saving from the very first day to maximize your monthly cash back.

Various Cash Back Opportunities

You can earn attractive cash back on your every day spends. From groceries, fuel to utility bills, the opportunities for earning cash back are endless.

No Minimum Spend

With no minimum spend criteria, it is very easy to avail cash back with the Dubai Islamic Bank Consumer Platinum Card. You can simply use this credit card at participating merchants & start earning attractive cash back instantly.

What Are the Dubai Islamic Bank Consumer Platinum Card Benefits To Avail?

As a member of this card, you can avail the following benefits:

Cash back

No matter whether you are out for the shopping at the supermarket or you are sitting at home and paying utility bills or even refueling your vehicle, you can earn guaranteed cash back of up to 4 percent on your everyday spending using this card.

Below mentioned is the cash back earning rates for the Dubai Islamic Bank Consumer Platinum Card:

Categories of Merchant	Consumer Platinum Card
Categories of Merchant	Cash Back (in percent)	Maximum Monthly Cash Back (in Dirhams)
Hypermarket & Supermarket Spends	4	400
Fuel Spends	4	150
Salik & NoI Recharges	4	50
Utility Bills	4	150
Automobile Servicing	4	400
Du & Etisalat Bill Payments	4	150

Now learn how to earn 1000 dirhams cash back in a month with this Dubai Islamic Bank Credit Card:

Categories of Merchant	Cash Back (in percent)	Monthly Spend (in Dirhams)	Monthly Cash Back (in Dirhams)
Hypermarket & Supermarket Spends	4	10,000	400
Fuel Spends	4	1,000	40
Salik & NoI Recharges	4	1,000	40
Utility Bills	4	500	20
Automobile Servicing	4	10,000	400
Du & Etisalat Bill Payments	4	2,500	100
Total Cashback Earned			1,000

Note:

The maximum monthly cap on cash back is 1,000 dirhams for every billing cycle.
The cash back is applicable to all types of transactions across the United Arab Emirates.
DIB has a complete right to make a change in the cash back program at any time.

Roadside Assistance

The Dubai Islamic Bank Consumer Platinum Card offers you a maximum of 3 free roadside assistance services in one year.

In A Nutshell

Brought to you jointly with the Department of Economic Development, the Dubai Islamic Bank Consumer Platinum Card enables you to enjoy savings every time you utilize this credit card for a variety of daily spends throughout the UAE. From automobile servicing, phone bills, Salik to supermarket and fuel purchases, the opportunity of savings are endless.