Dubai Islamic Bank Prime Infinite Card

Dubai Islamic Bank (DIB) has an impressive list of accolades and recognition from leading financial institutions. It is ranked as the largest Islamic Banking organization in the UAE and the third largest Islamic Banking organization worldwide. Also, DIB is popularly known to offer a wide range of credit cards that are loaded with exclusive features and benefits. And one such amazing credit card is Dubai Islamic Bank Prime Infinite Credit Card.

This DIB credit card is fully Shariah-compliant and offers cardholders a variety of benefits in the lifestyle and travel sectors. In addition to this, it offers membership into the exciting Wala’a Rewards program which is one of the best rewarding programs in the UAE.

Features & Benefits of DIB Prime Infinite Credit Card

As one of the most exclusive Dubai Islamic Bank credit cards, the Dubai Islamic Bank Prime Infinite credit card provides cardholders with the absolute top of the line features and benefits and they are as follows:

Complimentary Valet Parking

Members of the Dubai Islamic Bank Prime Infinite credit card can avail 2 complimentary valet parking services per month. These free services can be availed across multiple malls and shopping centres in Dubai and Abu Dhabi.

Visa Infinite Dedicated Website

Card members of the Dubai Islamic Bank Prime Infinite credit card can go through the Visa Infinite dedicated website. The salient features of this website include a detailed description of various card services, features and benefits, the exclusive information on VISA-assigned benefits & merchant partner offers as well as toll-free customer care numbers for all key global destinations.

Visa Luxury Hotel Offers

This Dubai Islamic Bank credit card enables its card members to enjoy exclusive visa privileges at more than 900 luxury hotels across the globe such as discounts on stays, automatic room upgrade, complimentary breakfast and internet, late check-out options, VIP guest status, and a free food & beverage voucher worth USD 25.

Multi-Trip Travel Insurance

Dubai Islamic Bank Prime Infinite credit card members receive complimentary multi-trip travel insurance. It covers the card members (US$ 1,000,000) on their local as well as international trips including medical expenses, lost or stolen baggage or money, delayed departure, repatriation/hospital expenditures, legal expenditures, and personal liability.  

Concierge Services

From hotel reservations to flight bookings and airport transfer, the Dubai Islamic Bank Prime Infinite credit card offers access to an around the clock concierge that can handle it all.

Airport Lounge Access

Dubai Islamic Bank Prime Infinite credit card offer the cardholder unlimited free-of-charge access to premium airport lounges all over the world with a simple one-time registration.

Purchase Protection & Extended Warranty

Members of the Dubai Islamic Bank Prime Infinite credit card can shop without any worry. Well, all thanks to the automatically applied purchase protection and extended warranty benefits. Purchase protection safeguards any purchase made with this Dubai Islamic Bank credit card for up to 90 days against damage, loss and theft. The extended warranty service automatically doubles the manufacturer’s warranty for up to 24 months.

Roadside Assistance

Dubai Islamic Bank Prime Infinite credit card members can avail of unlimited complimentary roadside assistance. The roadside assistance Dubai Islamic Bank credit card benefits include towing, vehicle registration, vehicle servicing pick up & drop-off, battery boosting, fuel delivery, flat tyre replacements, inter-emirate towing, and much more.

Credit Shield

Cardholders receive an optional Shariah-compliant insurance policy known as the Credit Shield Takaful. This insurance policy covers the cardholder’s Dubai Islamic Bank Prime Infinite credit card payments in the event of permanent total disability, death or loss of employment for a fee of 0.89% of the card outstanding. The card member can avail the following maximum coverage:

• Death: AED 200,000
• Involuntary Loss of Employment: AED 30,000
• Permanent Total Disability: AED 2,00,000

Balance Transfer Facility

Members of the Dubai Islamic Bank Prime Infinite credit card can transfer their other bank’s credit card outstanding balance to this DIB credit card at 0% profit rate charges for the first six months. The Dubai Islamic Bank balance transfer service can be utilized for up to 80% of the available Dubai Islamic Bank Prime Infinite credit card limit and between amounts of AED 100 to AED 250,000 only.

Cash Withdrawals

Not only can Dubai Islamic Bank Prime Infinite credit card members withdraw up to 80% of their available credit limit as for cash, but they can also have it directly transferred into their Dubai Islamic Bank account.

Online Portal

Cardholders can transfer funds, make Dubai Islamic Bank card payments and perform other banking operation through the Dubai Islamic Bank online portal itself.

Dubai Islamic Bank EPPs

The Dubai Islamic Bank Prime Infinite credit card offer cardholders the option of converting large purchases at select vendors into monthly instalment plans, known as the Dubai Islamic Bank credit card Easy Payment Plan (EPP).

DIB Prime Infinite Credit Card Rewards & Offers

 Card members can enjoy the following rewards and offers:

Wala’a Rewards

Members of the Dubai Islamic Bank Prime Infinite credit card are automatically enrolled into DIB’s Wala’s Rewards program where they can earn 1 Wala’s rewards points on every dirham spent across all retail purchases. And the, Wala’s Rewards can be redeemed for airline tickets, hotel bookings, retail purchases, bill payments and a lot more.

Please note that the card member will earn 0.5 Wala’s rewards points for every 1 dirham spent across retail credit card spends which are made under the categories like Telecom, Supermarkets, Petroleum, Education, and Government services (including bill payments).

Visa Infinite Offers & Privileges

Card members can enjoy local, regional, and global offers with entertainment, travel, golf, and travel establishment. In addition to this, they can get value-added benefits, exciting offers, and also exclusive access & tickets to some special events across the world.

Eligibility Criteria to Apply for DIB Prime Infinite Credit Card

The Prime Infinite Dubai Islamic Bank credit card eligibility criteria are as follows:

• Minimum Age Requirement: 21+ Years
• Minimum Monthly Salary Required: AED 50,000
• Residential Eligibility: UAE residence Visa

Fees & Charges on DIB Prime Infinite Credit Card

Check out the schedule of charges for the Dubai Islamic Bank Prime Infinite Credit Card:

Fees and Charges	Amount
Annual Membership Charges	Free
Monthly Subscription Charges	AED 1,000
Profit Rate on Salam	Up to 3.25% per month
Cash Advance Charges	AED 94.50
Late Payment Charges	AED 236.25
Card Replacement or Reissuance Charges	AED 52.50
Duplicate Statement Charges	AED 47.25
Sales Voucher Copy	AED 26.25
Returned Cheque Fee	AED 105
Outstation Cheque Processing Fee	AED 52.50
Upgrade Charges	AED 288.75
Credit Shield Takaful Charges	0.94%
International Usage Charges (Non AED)	2.26%
International Usage Charges (AED)	2.09%
Annual Membership Fee for Internet and Supplementary Cards	Free
Payment Via DIB Cheque	Free
Liability Letter Issuance	AED 52.50
Profit Rate on Easy Payment Plan/Balance Transfer/ Cash on card	A maximum of 3.15% per month

(Updated as of November 4, 2020)

Frequently Asked Questions on Dubai Islamic Bank Prime Infinite Credit Card

Q1: Do I need to submit any documents for balance transfer?

Ans: No, the bank does not require any document in order to transfer the outstanding balance to the Dubai Islamic Bank Prime Infinite Credit Card.

Q2: What is the annual membership fee charged on the Dubai Islamic Bank Prime Infinite Credit Card?

Ans: There is no annual membership levied on this card ever. Hence, it is free for life.

Q3: How many free valet parking facility can I enjoy on this DIB credit card?

Ans: You can enjoy 2 free valet parking facilities in a month with this Dubai Islamic Bank credit card.

Q4: What is the minimum monthly income required to be eligible for the DIB Prime Infinite Credit Card?

Ans: The applicant must have a minimum monthly income of AED 50,000 to be eligible for this DIB credit card.

Q5: How much does Credit Shield Takaful cover for Permanent Total Disability?

Ans: You can avail maximum coverage of up to AED 200,000 for Permanent Total Disability.