Dubai Islamic Bank Consumer Platinum Card

Q: Q1: What is the salary requirement for the Dubai Islamic Bank Platinum Consumer card in the UAE?

Ans: You must have a monthly salary of at least AED 15,000 to be eligible for this DIB card.

Q: Q2: How much cashback can I earn on paying my Etisalat bills with the DIB card?

Ans: 4% cashback is credited to your account when you use the card to pay your Etisalat bills.

Q: Q3: What is the coverage amount offered by the card for Travel and Medical insurance?

Ans: You get coverage of up to USD 100,000 for Travel and Medical insurance.

The DIB Consumer Platinum card is ideal for daily use as well as travel. Whether you spend at a supermarket or need to pay your child’s school fees, you can enjoy amazing cashback. In addition, the card offers free roadside assistance. If you’re interested in knowing more about the card, keep reading. ...read more

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Airport Lounge
Shopping Benefits
Fuel benefits
Movie Discounts

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Written ByChanchal SinghContent Executive

Reviewed ByRavindra DhakarProduct Manager

Last updated on 12 November 2025Editorial Standards

What are the Key Features of the DIB Platinum Consumer Card?

Enjoy a wide range of perks with the Dubai Islamic Bank Platinum consumer card. Right from cashback to trip protection with travel insurance, this card has it all. Let’s take a look in more detail —

Earn 4% cashback on —-
- School Fees
- Salik and Nol Recharges
- Utility Bills
- Fuel
- Etisalat and Du Bill Payments
- Automobile Servicing
- Hypermarket and Supermarket Purchases
Get complimentary roadside assistance —
- Fuel Assistance
- Battery Boost
- Flat Tyre Fixing
- Complimentary Vehicle Registration
- Towing
- Vehicle Servicing
- Free International Driving Licence
- Off-road Pull Out
- Lock-out Service
Stay protected with Travel and Medical Coverage of up to USD 100,000 for you (the cardholder), spouse, and up to 4 children (aged below 18) —
- Baggage Delay/ Loss
- Loss of Personal Belongings
- Cancelled/ Delayed Departure
- Emergency Medical Expenses
- Personal Accident Benefits

Are You Eligible for the DIB Consumer Platinum Credit Card?

Fulfilling the DIB card’s eligibility criteria is mandatory to avoid application rejection. Let’s look into its entry criteria in detail —

Eligibility Factors	Requirements
Minimum Salary	AED 15,000
Minimum Age	21 years
Employment Type	Self-employed or salaried individuals
Nationality	UAE expats or nationals

Note: Your credit score is also an important criterion. The bank decides the required score based on your profile.

Dubai Islamic Bank Platinum Consumer Card Fees and Charges

The table below enlists all the fees related to the DIB credit card in the UAE —

Type of Fee	Charges
Annual Fee	Free
Cash Withdrawal Fee	AED 94.5
Undertaking to Donate Due to Late Payment	AED 236.25
Copy of Sales Voucher	AED 26.25 (for each request)
Issuance of Liability Letter	AED 52.5
Card Reissuance or Replacement Fee	AED 52.5
International Withdrawal Fees	AED 26.25

Frequently Asked Questions

Ans: You must have a monthly salary of at least AED 15,000 to be eligible for this DIB card.

Ans: 4% cashback is credited to your account when you use the card to pay your Etisalat bills.

Ans: You get coverage of up to USD 100,000 for Travel and Medical insurance.

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