Dubai Islamic Bank Prime Platinum Card

With a low salary requirement, the Prime Platinum card by DIB offers exceptional benefits for daily lifestyle. It saves you on your expenses and also protects your purchases in case of any unfortunate event, such as item damage, or stolen items.

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Key Benefits of the Dubai Islamic Bank Prime Platinum Card 

With the DIB Prime Platinum credit card in the UAE, you can enjoy a wide range of lifestyle and travel privileges. From deals on hotel stays to earning reward points, this card is ideal for those seeking an option for their daily spending —

Key Perks  Description
Travel and Medical Coverage 
  • Coverage of up to USD 100,000
  • Covers —
    • Baggage Delay/ Loss 
    • Loss of Personal Belongings 
    • Emergency Medical Expenses 
    • Personal Accident Benefit
    • Cancelled/ Delayed Departure 
Visa Luxury Hotels 
  • Enjoy amazing perks like —
    • Late Check-out 
    • Automatic Room Upgrades 
    • Complimentary USD 25 Food & Beverage Voucher 
    • Free Internet & Breakfast 
    • VIP Guest Status, and more 
Purchase Protection 
  • Covers your purchases in case of damage or theft 
  • Coverage amount of up to USD 3,000 per occurrence 
Roadside Assistance 
  • Free International Driving Licence 
  • Off-road Pull Out 
  • Lock Out Service 
  • Flat Tyre Fixing 
  • Battery Boost 
  • Fuel Assistance 
  • Towing 
  • Vehicle Servicing — Pick Up and Drop Off 
  • Complimentary Vehicle Registration 
Cash Withdrawals 
  • Access cash easily with a withdrawal of up to 80% of the card limit
  • Conveniently transfer cash between your card and your existing DIB account
Balance Transfer Facility 
  • Use 100% of the current cash limit or 80% of the card limit
  • Transfer a minimum amount of AED 100 or a maximum amount of AED 250,000
  • Transfer funds to DIB from another bank’s credit card 
Credit Shield Takaful 
  • Get coverage of up to —
    • Death — AED 200,000
    • Permanent Total Disability — AED 200,000
    • Involuntary Loss of Employment — AED 30,000
Card Protection Plus 
  • This is an optional feature that allows you to set your card’s security preference, such as financial limits, location restrictions, type of card transactions, and others 
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Eligibility Criteria for the Dubai Islamic Bank Prime Platinum Card

Check out the eligibility criteria for the Prime Platinum card by DIB before initiating your application. This way, you can make an informed decision and avoid card rejection —

Eligibility Factors Requirements 
Minimum Salary  AED 5,000
Minimum Age  21 years 
Employment Type  Self-employed or salaried individuals 
Nationality  UAE expats or nationals 

Note that additional eligibility, such as the credit Score, is also considered. To know more, get in touch with the bank. 

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Dubai Islamic Bank Prime Platinum Card Fees and Charges 

The table below lists all the major fees and charges of the Dubai Islamic Bank credit card

Type of Fee  Charges
Annual Fee Free 
Copy of Sales Voucher  AED 26.25 (for each request) 
Issuance of Liability Letter  AED 52.5
Cash Withdrawal Fee  AED 94.5
Undertaking to Donate Due to Late Payment AED 236.25 
Card Reissuance or Replacement Fee  AED 52.5 
International Withdrawal Fees  AED 26.25 

Frequently Asked Questions

Q1: What is the coverage amount for Travel and Medical insurance offered by the DIB card?

Ans: The insurance under this DIB card has a maximum coverage amount of up to USD 100,000.

Q2: What protection benefits are included with the Prime Platinum card from DIB?

Ans: With this DIB card, you get the following protection privileges —

  • Card Protection Plus 
  • Credit Shield Takaful 
  • Purchase Protection 
  • Travel and Medical Coverage 
Q3: Is there a cash withdrawal fee applicable to the Dubai Islamic Bank credit card?

Ans: Yes, the bank charges a cash withdrawal fee of AED 94.5. 

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