Sharjah Islamic Bank Credit Cards in UAE

With Sharjah Islamic Bank, you can choose from three cards as per your eligibility and requirements. These cards come with a range of protection and travel benefits, ensuring a secure and rewarding experience. Accepted across the globe, the Sharjah Islamic Bank credit cards allow you to access millions of ATMs at over 200 countries. Additionally, the cards have different salary requirements, which make them suitable for all. ...read more

Sharjah Islamic Credit Card in UAE
Sharjah Islamic Bank Credit Card

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  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
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5,000 AED50,000+ AED
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Sharjah Islamic Bank Credit Card Benefits

Listed are the Sharjah Islamic Bank credit card benefits in the UAE:

Card Name Features Apply
Classic Visa Credit Card
  • Access to 1300+ airport lounge access
  • Emergency card replacement
  • Emergency Cash Advance is available
  • Withdraw cash at 1.9 million ATMs in 200+ countries
  • An added bonus feature- Global emergency assistance for lost cards
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Gold Visa Credit Card
  • Access to 1300+ airport lounges globally
  • 8% off on bookings via www.hotels.com
  • An added bonus feature- Global emergency assistance for lost cards
  • A global ATM network is available
  • Up to 12% off on vacation rentals and hotels with Agoda
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Platinum Visa Credit Card
  • An added bonus feature- Global emergency assistance for lost cards
  • A global ATM network is available
  • 8% off on bookings via www.hotels.com
  • Up to 12% off on vacation rentals and hotels with Agoda
  • DragonPass ‘Dine & Fly’ airport dining program is included
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No Annual Fee Credit Card

Are You Eligible for a Sharjah Islamic Bank Credit Card?

We have listed the salary criteria for the Sharjah Islamic Bank credit cards:

Card Name Classic Visa Credit Card Gold Visa Credit Card Platinum Visa Credit Card
Minimum Salary Required AED 5,000 AED 8,000 AED 15,000

Sharjah Islamic Bank Credit Card- Documents Checklist

Check out the list of documents required for the Sharjah Islamic credit card application processing:

For Salaried Applicants For Self-Employed Applicants
  • Application form
  • Passport and Emirates ID copy
  • Residence visa (for expats)
  • Salary certificate
  • Salary slip
  • Latest 3 months’ bank statements
  • Application form
  • Passport and Emirates ID copy
  • Trade Licence
  • MOA/ Partnership agreement, Power of Attorney
  • Latest 3 months’ bank statements

How to Apply for a Sharjah Bank Credit Card via Paisabazaar.ae?

Here is a step-by-step process for applying for a card via our digital platform:

  1. Complete the lead form here.
  2. Find your preferred SIB card on the quotes.
  3. Read the fine print and apply.

Sharjah Islamic Bank Credit Card- Fees and Charges

Refer to the following table for scheduled fees and charges:

Types of Fees Charges
Card Replacement for Non-Technical Reasons AED 78.75
Cash Withdrawal Fee 3.15% (Min- 78.75)
Administration Fee for Non-AED Transactions 2.5%
Late Payment Fee AED 236.25
Murabaha Profit Rate/ Monthly/ Annually 3.49%/ 41.88%
Investment Wakala Expected Profit Rate/ Monthly 3.49%
Liability/ No Liability Certificate AED 52.5
Duplicate Statement AED 47.25
Copy of Purchase Slip AED 68.25
Rejected Standing Order for Lack of Fund AED 26.25

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FAQ's About Sharjah Islamic BanK

Q1: How much is the annual fee for the Sharjah Islamic Classic Visa card?

Ans: The card’s annual fee is AED 210.

Q2: Do I need to submit both a salary slip and a salary certificate to apply for an SIB card?

Ans: Yes, you must submit both documents.

Q3: Which Sharjah Islamic Bank cards have airport lounge access?

Ans: Global airport lounge access is available on the Classic Visa and Gold Visa card.

Q4: How much salary is required to apply for the SIB Platinum Visa card?

Ans: You must have a minimum salary of AED 15,000 to apply for the card.

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