Emirates NBD Credit Cards
Emirates NBD offers a diverse range of credit cards in the UAE, catering to various financial needs and lifestyles. As one of the largest banks in the region, Emirates NBD provides credit cards with attractive benefits, including rewards programs, cashback offers, travel perks, and exclusive access ...read more
Emirates NBD Credit Card
Apply Credit Card & get Cashback and Rewards*
Compare from top banks
No annual fee
Benefits up to AED 2,000
Best credit cards with 0 Annual fee*
Monthly Income (Dirhams)
Below 5k
5k - 8k
8k - 12k
12k - 15k
15k - 20k
20k - 25k
25k - 30k
Above 35k
Top Emirates NBD Credit Cards
| Credit Card Name | Minimum Salary (In AED) | Annual Fees (In AED) | Features/ Benefits | Apply |
|---|---|---|---|---|
| ENBD Mastercard Titanium Credit Card | 5,000 | No Annual Fee |
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| ENBD Lulu 247 Titanium Credit Card | 5,000 | No Annual Fee |
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| ENBD U By Emaar Family Credit Card | 5,000 | No Annual Fee |
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| ENBD Go4It Gold Credit Card | 5,000 | No Annual Fee |
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| Emirates NBD Dnata Platinum Credit Card | 5,000 | 525 |
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| Emirates NBD Diners Club Credit Card | 12,000 | 420 |
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| ENBD Go4It Platinum Credit Card | 12,000 | No Annual Fee |
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| Emirates NBD Visa Platinum Credit Card | 12,000 | No Annual Fee |
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| Emirates NBD Mastercard Platinum Credit Card | 12,000 | No Annual Fee |
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Emirates NBD U By Emaar Signature Credit Card |
12,000 | 262.50 |
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| Emirates NBD Skywards Signature Credit Card | 12,000 | 735 |
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| ENBD Etihad Guest Visa Inspire Credit Card | 12,000 | 735 |
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| ENBD Lulu 247 Platinum Credit Card | 12,000 | 262.5 |
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| Emirates NBD Visa Flexi Credit Card | 12,000 | No Annual Fee |
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Emirates NBD Marriott Bonvoy World Mastercard |
12,000 | 315 |
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| Emirates NBD Dnata World Credit Card | 20,000 | 1,048.95 |
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| ENBD U By Emaar Infinite Credit Card | 30,000 | 1,575 |
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| Emirates NBD Skywards Infinite Credit Card | 30,000 | 1,575 |
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| Visa Infinite Credit Card | 30,000 | 1,575 |
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| ENBD Etihad Guest Visa Elevate | 30,000 | 1,575 |
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Eligibility Criteria to Apply for a NBD Credit Card
Tabled below are the general eligibility criteria for Emirates NBD cards in the UAE:
| Criteria | Requirements |
|---|---|
| Minimum Age | 21 Years |
| Minimum Salary | AED 5,000 |
| Nationality | UAE National or Expat |
| Employment Status | Salaried or Self-Employed |
| Credit Score | As per the Bank |
Note:
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Each card features its own unique criteria and specifications
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Additional eligibility may apply
Emirates NBD Credit Card: Documents Checklist
The following is a list of documents required for Emirates NBD card application verification in the UAE:
| For Salaried Employees | For Self-Employed Individuals |
|---|---|
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Note: All documents must be valid. Banks may ask you to submit additional documents for verification, if required.
Emirates NBD Cards: Common Fees and Charges
| Type of Fees | Charges |
|---|---|
| Cash Advance Fee | 3.15% or AED 103.95 (whichever is higher) |
| Late Payment Fee | AED 241.50 per month |
| Over Limit Fee | AED 292.95 per month |
| Issuance of Supplementary Card | Free |
| Issuance of Secret PIN | Free |
| Sales Voucher Copy | AED 10.50 |
| Duplicate Statement Fee (per copy)- Up to Last 3 Months/ Over 3 Months | AED 15.75/ AED 47.25 per month |
| Managers Cheque Issuance | AED 26.25 |
| Paper Statement Fee | AED 5.25 per month |
| Cheque/ Direct Debit Return Fee | AED 105 |
| International Delivery Charge | AED 157.50 per credit card |
| Card Replacement Fee | AED 21 |
| International Transaction Fee (Both AED and Non-AED Currency) | 1.99% of transaction amount |
| Cancellation Fee: Instalment Plan/ Balance Conversion/Loan on Card/ Balance Transfer/ALOC/0% IPP | 1.05% of principal outstanding |
| 0% Instalment Plan | AED 51.45 per transaction |
| Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC | 0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate) |
| Credit Shield Pro Insurance | 1.04% per month of the Current Balance |
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Best Emirates NBD Credit Card Offers
FAQ's on Emirates NBD Credit Card
Q1: What is the minimum salary to apply for Emirates NBD Bank credit cards?
Ans: You should have a monthly salary of at least AED 5,000 to be eligible for any of the credit cards provided by the bank.
Q2: Can you use your NBD credit card outside the UAE?
Ans: Yes, you can use your credit card within the UAE as well as abroad.
Q3: How long does it take to process Emirates NBD credit card payments?
Ans: If you make payment via mobile banking, online banking, or Emirates NBD ATM, it gets processed within 24 hours.
Q4: Can you withdraw money from your Emirates NBD credit card?
Ans: You can use an Emirates NBD bank credit card to withdraw cash from an ATM account.
Q5: What are the benefits of an Emirates NBD credit card?
Ans: With an Emirates NBD card, you can earn exclusive reward points, get discounts on shopping, travel, dining, and more, get financial assistance in emergencies, and much more.
Q6. Can I have 2 Emirates NBD credit cards?
Ans: Yes, you can easily apply for more than one Emirates NBD credit card in the UAE.
Q7. How long does it take to get an Emirates NBD credit card?
Ans: You can get an Emirates NBD card within 1-2 working days.
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