NBF Credit Cards in UAE – Eligibility, Benefits & Apply Online

An Overview of NBF Bank Credit Cards in UAE

National Bank of Fujairah (NBF) credit cards focus on flexibility, convenience, and affordability. The bank offers a range of Visa credit cards with features like —

Free airport lounge access
Easy instalment plans
Travel insurance
Rewards and lifestyle privileges

These cards are suitable for earners, frequent travellers, families, and individuals looking for a high credit limit with additional financial control.

Why Should You Choose NBF Credit Cards?

NBF credit cards are known for their exceptional deals and the bank’s unwavering customer support. Here’s why you should apply for NBF cards —

Flexible payment solutions
Shariah-compliant options
Exclusive rewards and lifestyle benefits
Strong security features
Customer support

Features and Benefits of NBF Credit Cards in UAE

With NBF Bank, you get 3 options for credit cards in UAE — Infinite, Platinum Exclusive, and Classic cards. You can also get its Islamic variants. The features and benefits of these NBF cards are mentioned below.

Credit Cards	Ideal For	Features and Benefits	Apply
Infinite Credit Card	Daily purchases, movie tickets, frequent as well as occasional travelling, families	Buy one get one (BOGO) at VOX Cinemas and Reel Cinemas — Up to 4 free movie tickets per month Access to over 1,200 international airport lounges with the Visa Airport Companion app Up to 2 NBF supplementary cards for family members who are over 15 years old Get free comprehensive domestic and international travel insurance for you and your family for up to 90 days Up to AED 1,000 cashback benefits Withdraw up to 40% of your credit card limit at any ATM globally 0% interest rate on easy payment plans	Apply Now
Platinum Exclusive Credit Card	Foreign transactions, entertainment, and easy payments	Up to 4 BOGOs per month at VOX Cinemas and Reel Cinemas Discounts on dining, entertainment, and travel Up to 5 supplementary credit cards for family members over the age of 15 years Easily use this card globally Withdraw up to 40% of your credit limit at any ATM internationally Interest-free credit for up to 50 days 0% interest rate on easy payment plans	Apply Now
Classic Credit Card	Dining, entertainment, travelling, lifestyle privileges	Get up to 4 BOGOs per month at Reel Cinemas and VOX Cinemas Up to 4 supplementary cards for family members who are more than 18 years old Withdraw up to 40% of your credit limit at any ATM internationally Discounts and offers on travel, entertainment, and travelling worldwide 0% interest on easy payment plans	Apply Now
Islamic Visa Infinite Credit Card	Travelling, entertainment, and concierge service	10% cashback on all dining spends — up to AED 150 cashback per month 24/7 concierge service Shariah-compliant card Up to 2 NBF supplementary cards for family members who are over 15 years old Access to 1,200+ airport lounges via the Visa Airport Companion app Exclusive rewards like substantial leisure, dining, and hospitality rewards	Apply Now
Islamic Platinum Credit Card	Travelling, dining, for family use	Up to 10% cashback on all dining expenses — get up to AED 150 cashback per month 0% profit rate instalment plan Get instant cash from more than 840,000 ATMs worldwide — withdraw cash up to 40% of your credit limit Free supplementary cards for family members Transfer up to 70% of your credit limit into your account	Apply Now

Hacks to Choose the Right NBF Credit Card for You

You need to consider certain factors when finding the right NBF card that meets your needs —

Your spending habits. Choose an NBF Bank credit card that offers rewards for your major spending. This could be groceries, dining, online shopping, and so on.
Travel Frequency. If you are a frequent traveller, NBF’s Infinite and Platinum Exclusive cards offer deals and discounts on travelling.
Your income. Another factor you need to consider is your monthly salary or income stream. You need to meet the eligibility criteria for monthly income to get the card of your choice, and align your budget accordingly.
Compare fees and interest rates. While most NBF credit cards have reasonable rates and fees, you should still compare to choose the right card at affordable rates and maximum benefits.

NBF Bank Credit Cards Eligibility Criteria

To get the NBF credit card in the UAE, you need to meet the following eligibility criteria. Note that this is a card-wise breakdown of eligibility criteria —

Credit Cards	Eligibility
Infinite Credit Card	Minimum monthly salary - AED 40,000 Minimum age - 21 years You should have an NBF current account with a salary transfer or an NBF fixed deposit Should be a UAE resident
Platinum Exclusive Credit Card	Residency - UAE nationals and expatriates Minimum monthly salary - AED 9,000 Card available for salaried as well as self-employed individuals
Classic Credit Card	Minimum monthly salary - AED 5,000 Minimum age - 21 years The applicant should have an NBF current account with a salary transfer or an NBF fixed deposit Should be a UAE resident

Documents Required for NBF Credit Cards

Here are the documents required for each NBF card —

Credit Cards	Required Documents
Infinite Credit Card	Passport, Emirates ID, and UAE residence visa A copy of the salary certificate A cheque for 120% of the credit limit approved by the bank
Platinum Exclusive Credit Card	A filled-in application form A valid Emirates ID A valid passport with a residence visa (for expatriates)
Classic Credit Card	Passport, Emirates ID, and UAE residence visa A copy of the salary certificate A cheque for 120% of the credit limit that the bank approves
Islamic Visa Infinite Credit Card	A copy of a valid passport A copy of a valid UAE residence visa Signed application form Copy of current dated salary certificate (less than 30 days old) Emirates ID Repayment cheque for 120% of the approved credit limit
Islamic Platinum Credit Card	A copy of your valid passport Your tenancy contract and a utility bill as address proof Proof of additional income (if any) Emirates ID Bank statements for the last 3 months A copy of a valid passport A copy of a valid UAE residence visa Signed application form Copy of current dated salary certificate (less than 30 days old)

Fees Associated with NBF Bank Credit Cards in UAE

Find below the major charges for NBF credit cards —

Fees	Infinite	Platinum Exclusive/Classic
Annual fee	Free for Life 3 free supplementary cards, AED 250 from the 4th card onwards	Free for Life 2 free supplementary cards, AED 100 from the 3rd card onwards
Interest/profit rates	2.49% p.m.	2.99% p.m.
Card replacement fee	AED 75
Duplicate statement	AED 45
Late payment fee	AED 230
Cheque return fee	AED 100
Processing fee for a foreign currency transaction	2.50%
Liability/no liability letter	AED 50
Overlimit fee	AED 125
Copy of sales slip	AED 65
Minimum amount due	5% of the amount outstanding or AED 100 (whichever is higher)
Cash withdrawal limit	40% of the card limit