ADCB Salary Account: Eligibility, Documents, Application Process, and More!

Abu Dhabi Commercial Bank (ADCB) is an excellent option if you are an employee seeking reliable and efficient banking services.

With an ADCB salary account, you can receive your monthly salary directly and conveniently. This account comes with a range of features and benefits to help you save and manage your funds without any hassles. Additionally, you can find several account options with this bank to get your salary credited. Here are the top accounts and their key features that you can count on.

Benefits and Features of ADCB Salary Account 

When you open bank account with Abu Dhabi Commercial Bank to receive your salary, you can enjoy a number of benefits. Let’s take a look at the top accounts and their key features —

ADCB Salary Accounts Key Features
ADCB Current Account
  • Salary transfer available
  • Monthly salary of at least AED 5,000 required
  • Free chequebook and e-statement
Super Saver Account
  • Attractive interest rate of up to 4.5%
  • Easily open account online
  • Account available for both residents and non-residents
Goal Savings Account
  • Get 2% standard interest on savings
  • Enjoy bonus interest of up to 2.5%
  • Easily open the account through ADCB mobile banking
ADCB Active Saver Account
  • Enjoy up to 2.25% interest rate (with an AED account)
  • Account available in multiple currencies
  • Redeem TouchPoints with easy bill payment and fund transfer
Emirati Millionaire Savings Account
  • Chance to win up to AED 2 million in a year — simply maintain a monthly balance of at least AED 5,000 to qualify
  • Get profit on your savings on a quarterly basis
  • Exclusive account for Emiratis
     

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Salary Account in the UAE

In most cases, a salary account is typically a savings account where your salary is credited. However, this is not the only option available. 

Many banks and financial institutions in the UAE let you transfer your salary to a current account as well. This effectively works as a salary account. However, with current bank accounts, you may not receive certain benefits like higher interest rates.

Eligibility Criteria for Opening ADCB Salary Account Online 

To open an Abu Dhabi Commercial Bank (ADCB) account for salary, you need to meet certain eligibility criteria. While the requirements may vary, some of the standard ones are as follows — 

Eligibility Criteria
Age Must be at least 18 years old
Salary At least AED 5,000 per month
Nationality You must be a UAE resident

Note: For some accounts, you may be required to open a standard current or savings account with ADCB first.

Documents to Open ADCB Salary Account

For bank account opening, whether it’s a standard account or a salary transfer one, banks ask for certain documents. To open an ADCB salary bank account, here are the documents that you have to provide — 

  • Emirates ID
  • Passport 
  • Salary certificate 
  • UAE residence visa

Note- Make sure to submit valid documents only. 

Current Account in UAE

How to Open ADCB Salary Accounts?

You can open an ADCB salary account in various ways. Discussed below are some of the major ones — 

Phone Banking 

You can open an account by using ADCB’s 24/7 phone banking service. Simply dial 600 50 2030 and proceed with the on-screen instructions.  

SMS

Send the relevant bank account code via SMS to 2626 and apply for your preferred account.

ADCB Mobile App

The ADCB mobile app is quite easy to use. With the app, you can access smart banking at your fingertips and open an account from anywhere!  

Frequently Asked Questions

What is the minimum salary for an ADCB salary account?

To open an ADCB bank account for receiving a monthly salary, you must have a monthly salary of AED 5,000. However, check with the bank before applying for further details. 

What are the benefits of an ADCB salary account?

When you open an ADCB salary account, you can enjoy a wide range of benefits — competitive interest rates, seamless digital transactions, easy bill payments, access to debit cards and chequebooks, and more.

Can an expat open a salary account with the Abu Dhabi Commercial Bank?

Yes, expats can open a salary account with ADCB in the UAE. However, you must have valid documents. 

Ruchi Gohri

Ruchi Gohri

Senior Content Writer

Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.

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