Emirates Islamic Bank Salary Account

You can, for instance, take advantage of benefits such as zero minimum balance requirements, local and international transfers, and other free services. On top of that, the account comes with access to an extensive network of ATMs, digital banking services, and a complimentary debit card. 

Let’s see how to open a salary account with EIB and what are its requirements.

Emirates Islamic Bank Salary Account Benefits and Features

The key EIB salary account benefits and features include the following —

Feature Type	Description
Average Monthly Balance Maintenance	No EIB minimum balance for salary accounts in case you make salary transfers
Multiple Currencies	Available in AED, JPY, EUR, USD, OMR, SAR, CAD, BHD, QAR, and KWD
Extensive Banking Privileges	As a UAE resident, you can use personal checking facilities.
Free Banking Facilities	Free debit card that is globally accepted  Free online banking to access your account at any time across the world Instant SMS alerts for account updates and transactions Access 24/7 phone banking services

Emirates Islamic Bank Salary Account Requirements

Given below are the criteria to be eligible for opening an EIB salary account in the UAE —

Salary Requirement

You must have a minimum monthly salary of AED 5,000.

Employment Requirement

You must be a salaried employee or own a business (sole proprietorships, partnerships, Joint Stock and Limited Liability Organisations).

Balance Maintenance

If you don’t transfer your salary, you must maintain a minimum monthly balance of AED 3,000.

Documents Checklist for Emirates Islamic Bank Salary Account in UAE

As per the general guidelines, you must submit a few documents for application verification:

• Emirates ID
• Passport
• Salary Certificate
• Proof of Residential Address

Note: You may be required to submit additional documents as per the bank’s requirements.

Open EIB Salary Account via Paisabazaar UAE

With Paisabazaar.ae, you can now open an EIB salary account in just a few clicks!

1. Click here to access the lead form.
2. Fill it out and submit it. This will take you to the quotes page.
3. Locate the Emirates Islamic Bank account for salary and apply for it.

We will shortly get in touch with you after receiving your application.

Emirates Islamic Bank Salary Account — Fees & Charges

Tabled below are the major fees and charges linked to the EIB current account in the UAE —

Type of Fee	Charges
Fall-below Fee	AED 26.25* *Applicable if AED 3,000 balance is not maintained
SMS Monthly Fee	Free
Utility Bill Payment: Over the Counter	AED 10.5
Dormant Account Charges	Nil
Account Closing Charges (before 6 months)	AED 105
Teller Charges	AED 10.5 from the 7th month onwards** **No charges are applicable for the first 6th months

Frequently Asked Questions