List of Top 10 Banks in UAE 2025

Top Banks in the UAE

Tabled below are the top banks in UAE, offering a range of financial services and products for residents. 

Top Banks in UAE
First Abu Dhabi Bank (FAB)	Mashreq Bank
RAKBANK	Commercial Bank of Dubai
Emirates NBD	Citi UAE
Dubai Islamic Bank	Abu Dhabi Islamic Bank

1. First Abu Dhabi Bank (FAB)

First Abu Dhabi Bank, also known as FAB, is the largest bank in the UAE. This bank was founded in 2017 with the merger of First Gulf Bank and the National Bank of Abu Dhabi. With a worldwide presence, it offers tailor-made conventional and Islamic banking solutions for UAE residents. 

Products & Services

The bank offers an impressive range of products and services, including savings accounts, current accounts, credit cards, loan options, etc. With a focus on improving customer experience, the FAB provides convenient online and mobile banking, digital tools, safe transactions, and seamless financial management services.  

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2. RAKBANK

One of the oldest and dynamic banks, RAKBANK, was founded in 1976 and is also known as the National Bank of Ras Al Khaimah. It’s among the top 10 banks in UAE and has been recognised with numerous awards for innovative banking products and exceptional customer support. The Government of Ras Al Khaimah is the primary owner of RAKBANK. It provides personal, business, and wholesale banking services through about 20 branches in the UAE.

Products & Services

The bank offers a broad range of banking solutions for both individual and business requirements — from everyday accounts to flexible loan facilities. Residents can easily open current, savings, or deposit accounts with a hassle-free process. A variety of credit cards is also available, designed to suit different lifestyles and the financial needs of people. In addition, the bank offers convenient loan options, such as personal and home loans, making it easier to access funds for planned expenses or unexpected emergencies.

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3. Emirates NBD

Emirates NBD is one of the leading banks in the UAE, employing over 30,000 people. Formed in 2007 through the merger of the National Bank of Dubai and Emirates Bank International, it now serves more than 9 million customers across 13 countries. The bank has earned widespread recognition for its exceptional services, particularly for small and medium-sized businesses, and has received numerous awards, including the titles of ‘UAE’s Best Bank for SMEs,’ ‘Middle East's Best Bank for Wealth Management,’ and more. 

Products & Services

Whether you need current, savings, or fixed deposit accounts, they’ve got you covered. For borrowing, you’ll find personal, auto, home loans and more. Love perks and rewards? Their credit cards offer rewards, travel benefits, and lifestyle deals. Moreover, there are value-adding services, such as businessONLINE, wealth management, mobile banking and more to help you grow and manage your assets securely. 

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4. Dubai Islamic Bank

The journey of Dubai Islamic Bank (DIB) began in 1975, and it’s the first full-fledged Islamic bank. With over 500 branches, advanced facilities, and a strong digital presence, it has become a trusted choice for millions of residents. It ranks among the top 10 banks in UAE. DIB combines innovation with Shariah-compliant banking, making it one of the most preferred financial institutions across the Emirates.

Products & Services

The bank is committed to delivering efficient banking solutions that help residents manage their finances with ease. It offers a wide range of products and services, including bank accounts, financing options, investment & wealth management, cards, and more. Furthermore, you can also enjoy valuable benefits, including fee waivers, exclusive rewards, preferential rates, mobile banking, and other added advantages.

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5. Abu Dhabi Commercial Bank (ADCB)

ADCB is the UAE’s third-largest bank by assets and a trusted choice for many residents. Known for its transparency and innovation, the bank provides a wide range of solutions—from retail and corporate banking to wealth management and beyond. To make banking simpler and more rewarding, ADCB offers convenient services like bill payments, money transfers, real-time account monitoring, and investment tracking, ensuring customers enjoy a seamless banking experience.

Products & Services

As the best bank in UAE, ADCB offers a wide selection of accounts for both individuals and businesses, with benefits such as simple documentation, exciting prizes and competitive interest rates. Applying for a credit card with several perks, including travel, cashback, lifestyle rewards, and more, is also easy with the bank. Additionally, you can get wings to your dreams with excellent loan facilities, such as personal loans, car loans and home loans at competitive interest rates. 

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6. Mashreq Bank

Mashreq Bank, founded in 1967, is one of the top 10 banks in the UAE, offering innovative banking and financial services. The bank is well-regarded for providing personalised solutions to both individuals and businesses. With a strong focus on sustainability, Mashreq has earned numerous prestigious awards for its contributions to the banking industry and society. You can also enjoy a smarter banking experience through its advanced digital services, including mobile banking, online security, card protection, and convenient ATM facilities.

Products & Services

With this bank, you can open bank accounts that include current, savings, and foreign currency options. Choose credit or debit cards with rewards and perks to manage your sudden expenses. It also provides personal, home, or card loans with flexibility. Additionally, it enables you to invest in the UAE & international equities, gold, or thematic funds and secure your life and assets with comprehensive insurance plans. 

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7. Commercial Bank of Dubai

Founded in 1969, Commercial Bank of Dubai stands at the top among the best banks in the UAE. It offers a comprehensive range of services for individuals and businesses, including accounts, loans & financing, credit cards, and more. With ongoing digital transformation, advanced security, and customer-focused solutions, the bank is a trusted financial partner for residents and businesses.

Products & Services

Offering a wide range of bank accounts and flexible loan options, the bank provides comprehensive financial solutions in the UAE. You can apply for reward-packed credit cards to manage your finances seamlessly. Personal, home and auto loans come with flexible repayment terms, ensuring quick and easy access to funds. Additionally, the bank’s exceptional digital service, including mobile banking, makes managing your finances simple and convenient.

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8. Citi UAE

Citibank has been serving residents in the UAE since 1964, making it one of the country’s most trusted international banks. From everyday banking to wealth management, Citibank combines global expertise with local convenience. With innovative digital banking and world-class services, it has received awards, including Best Bank for Advisory in the Middle East, Retail Banking Innovation Awards, etc. 

Products & Services

Whether you want to open a new account or build your wealth, this bank offers trusted solutions designed to meet your needs. Its banking products come with convenient features such as quick online fund transfers, secure mobile banking, easy rewards redemption, and e-statements. Furthermore, choose from rewarding credit cards with travel and lifestyle perks, while securing your life and health through comprehensive insurance options.

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9. Abu Dhabi Islamic Bank

Abu Dhabi Islamic Bank (ADIB) is one of the best banks in UAE, headquartered in Abu Dhabi. Since opening its doors in 1997, it has been an epitome of trust in the banking sector. It is rooted in Shariah principles and has an asset of USD 39 billion. Blending tradition with innovation through smart digital solutions, it serves more than 1 million customers. Its excellence is celebrated worldwide, earning titles such as World's Best Islamic Bank for ESG, Middle East's Best Islamic Bank and UAE's Best Domestic Islamic Bank. 

Products & Services

This top bank in UAE offers a wide range of Shariah-compliant products and services for individuals and businesses. From personal, business and investment accounts to credit cards and multiple finance options, it provides convenient banking solutions. You can benefit from digital banking, wealth management, and insurance, while businesses access corporate banking, trade finance, and cash management. 

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10. Standard Chartered UAE

Standard Chartered UAE, operating since 1958, is the regional hub for Asia, Africa, Europe, the Americas, and the Middle East operations. It was established in Sharjah and now ranks among the top 10 banks in UAE with an extensive network of branches. This bank is popular for offering a wide range of conventional and Islamic banking services, focusing on innovation and sustainability. 

Products & Services

The bank provides conventional and Shariah-compliant banking through current, savings, and fixed-deposit accounts (including Shariah-compliant Saadiq versions). You can earn attractive interest on your savings, such as up to 3.5% with the Wealth Saver Account and 0.5% on fixed deposits. Apply for credit cards with 360° rewards and home finance/mortgages with easy EMI options. It also offers investment solutions, such as online equity trading, online mutual funds, FX trading, and more, with advanced facilities. 

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How to Choose the Best Bank in UAE? 

Choosing the best bank in the UAE is crucial for both residents and expatriates. Understanding each bank’s services ensures you choose one that aligns with your financial goals and lifestyle. Mentioned below are the key factors you need to consider while choosing a bank: 

Understand Your Banking Needs

Identify your banking needs by determining whether you require a low-fee salary account, high-interest savings, Shariah-compliant services, or access to loans and credit. Knowing this narrows your options, and you can find the right bank for you. 

Compare Bank Account Types

You can find a multitude of account options with a bank, such as current, savings, zero balance, or Islamic. Hence, compare them, including features and benefits, fees, withdrawal limits, and extra perks, before choosing.

Customer Service and Branch

Look for a bank with helpful customer service and plenty of branches or ATMs across the UAE. It makes day-to-day banking much smoother and hassle-free, as you don’t need to run here and there for any queries and banking assistance.

Bank’s Reputation

Choose reputable banks licensed by the UAE Central Bank to keep your money safe. For this, you can check customer reviews, look at their history, and their position in the banking sector. This helps you avoid delays or poor service, and you can find the best bank in UAE.