CBD One Visa Signature Credit Card

The CBD One Visa Signature credit card is designed for daily spending in the UAE. The card combines features like cashback, travel, and lifestyle benefits. It’s perfect for salaried professionals who are seeking free-for-life cards with loaded perks. Read on to know more about this card!

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Key CBD One Visa Signature Credit Card Benefits and Features

Detailed below are the key features and benefits of the CBD One Visa Signature credit card —

Features	Details
Cashback	Get up to AED 135 as cashback per month
Complimentary Airport Lounge Access	Get up to 8 free visits to more than 1,000 international airport lounges under the Visa Airport Companion App
Multi-Trip Travel Insurance	Coverage of up to USD 500,000 for 90 days from the date of travel — applicable to the cardholder and family
Discounts and Savings at Emaar Attractions	20% discount on regular entry at — Kidzania Dubai Aquarium Underwater Zoo Penguin Cave E-Kart Zabeel The Storm Coaster at Dubai Hills Mall Dubai Ice Rink Zabeel Sports District
Other Benefits	Purchase protection Extended manufacturer’s warranty Credit Shield 0% easy payment plan Access to quick cash Balance transfer
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How Can You Save Using the CBD One Signature Card?

With the CBD One Visa Signature card, you get a monthly cashback of AED 135 on eligible transactions. Moreover, you get discounts on the Emaar attractions.

Here is a basic example of how you save with this CBD One credit card with cashback.

Zoya is a Dubai resident with a monthly income of AED 10,000.

Her monthly spends are —

AED 1,000 on groceries
AED 900 on dining
AED 800 on fuel
AED 1,000 on online shopping

This totals to AED 3,700 of monthly expenses, resulting in an estimated annual expenditure of AED 44,400.

Now, with the AED 135 monthly cashback reward, she can easily save up to AED 1,620 per year. This way, her annual expenses are AED 42,780 — showing a decrease of around 3.6%.

Who Should Apply for the CBD One Visa Signature Card? (Buyer’s Persona)

The CBD One Visa Signature is an entry-level credit card exclusively designed for —

Everyday Spenders - People who spend regularly on groceries, dining, utilities, fuel, online shopping, and so on
Entry-level Salaried Professionals - People earning a fixed salary of AED 5,000 per month or more
Travellers - Users who want access to worldwide airport lounges without having to pay higher annual fees
First-time Credit Card Users - Since it's a free-for-life credit card, it is suitable even for first-time card users

Fees Associated with the CBD One Signature Card

To help you decide whether to apply for the CBD One Visa Signature credit card, here’s a list of the related charges —

Fees	Amount
Annual Fee	Free for Life
Credit Card Replacement Fee	AED 78.75
Overlimit Fee	AED 304.5
Liability Letter Issuance	AED 52.5
Credit Shield Insurance	1% of the overall outstanding balance
International Transaction Fee	3.5% of the transaction amount
Interest Charges	3.85% per month
Late Payment Fee	AED 241.5
Cash Withdrawal Fee via ATM	AED 204.75
Copy of Sales Slip	AED 26.25

Eligibility Criteria to Apply for the CBD One Visa Signature Credit Card

The basic eligibility criteria to apply for this credit card in UAE are —

Minimum Monthly Salary - AED 5,000
Age Limit -
- UAE Nationals: Minimum entry age - 21 years | Maximum entry age - 65 years (at the card expiry date)
- Residents: Minimum entry age - 21 years | Maximum entry age - 63 years (at the card issuance date)

Documents Required to Apply for the CBD One Signature Card

For a smooth application process of the CBD credit card, keep the following docs handy —

If you are a salaried professional -

Emirates ID
Valid Passport Copy
Valid UAE Residence Visa

If you are a self-employed individual -

National ID or Valid Passport Copy
Emirates ID
Valid UAE Residence Visa
Valid Trade Licence

Note that the bank can request additional documents as deemed necessary during the application process.

Where to Apply for Credit Cards in UAE?

Paisabazaar.ae is your one-stop portal for the top credit cards in uae. This website offers the best products from the leading banks and lending institutions in the country. Compare and personalise your options as per your lifestyle and budget today!

Frequently Asked Questions

Ans: This CBD credit card indeed does not have any annual membership charges. However, there are other charges like late payment fee, overlimit fee, and interest on unpaid balances.

Ans: The minimum monthly salary for this card is AED 5,000. However, for approval, factors like employment stability, credit score, and the bank’s internal eligibility criteria are also considered.

Ans: Yes, the card offers up to AED 135 in monthly cashback on everyday spending categories, including dining, groceries, and retail purchases.

Ans: Yes, this card is perfect for beginners, especially because it has no annual fee and has basic salary requirements.

Ans: Yes, with an integrated 0% easy instalment plan, you can convert your purchases into monthly instalments for repayment.

Ans: If you miss a payment on the credit card, the bank will charge a late payment fee, interest on the due balance, and an impact on the AECB credit score.

Reviews & Ratings

★★★★★4.5 / 5

(based on 17 reviews)

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