CBD Smiles Visa Signature Credit Card in UAE

CBD Smiles Visa Signature Credit Card

The CBD Smiles Visa Signature Credit Card is a high-end lifestyle card created in collaboration with Etisalat Smiles that offers unparalleled benefits and worldwide advantages. Cardholders of this CBD Smiles Signature Card benefit from robust travel protection, expedited Smiles points, and special ...read more

Commercial Bank of DubaiCommercial Bank of Dubai Smiles Visa Platinum Credit Card

Minimum Salary (AED)5,000

Annual Fee (AED)Free First Year

Features

Welcome Benefits
Complimentary Airport Visa Companion
Multi-trip Travel Insurance

CBD Smiles Signature Credit Card Benefits and Features

With CBD Smiles Signature credit card, you are going to enjoy endless benefits. Some of the CBD Smiles Signature credit card benefits are listed below:

Benefits	Details
Welcome Benefits	Free for 1st year Extra discount of AED 200 on hotel bookings with Unravel 90-day free subscription to Smiles Unlimited that includes – Buy 1 get 1 offers, free food and grocery deliveries, waived home service charges, and more Free for life supplementary cards
Earn Smiles Points	10 Smiles Points on all Etisalat channels, elGrocer spends, and the Smiles app Up to 3 Smiles points on international spends Up to 2 Smiles points on domestic purchases Quarterly bonus of 5,000 Smiles points upon achieving an overall spend of AED 10,000 in the previous quarter
Xperience App	Get a range of 2-for-1 offers on the ENTERTAINER app powered by Visa
Complimentary Airport Visa Companion	Get 8 free visits to more than 1,000 airport lounges internationally with the Visa Airport Companion App
Discounts and Savings at Emaar Attractions	20% discount on regular tickets at KidZania, Dubai Aquarium, E-Kart Zabeel, and Underwater Zoo Penguin Cove and Nursery 20% rebate on The Storm Coaster at Dubai Hills Mall 20% discount on Dubai Ice Rink general admission tickets 20% off at Zabeel Sports District (except badminton games)
Multi-trip Travel Insurance	Available for a period of 90 days from the date of travel for up to USD 500,000
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Charges & Fees for the CBD Smiles Signature Credit Card

The following are the charges associated with the CBD Card Card –

Fees	Details
Annual Fee	Free First Year, AED 525
Annual Fee (for supplementary card)	Free for Life
Credit Card Replacement Fee	AED 78.75
Overlimit Fee	AED 304.5
Liability Letter Issuance	AED 52.5
Late Payment Fee	AED 241.5
Cash Withdrawal Fee using an ATM	AED 204.75
Sales Slip Copy	AED 26.25

Documentation Required for CBD Smiles Visa Signature Credit Card

Applicants must present legitimate documentation proving their identification, residency, and income to be considered for the CBD Smiles Visa Signature Credit Card. The bank needs these to determine eligibility and handle the application:

A valid Emirates ID is required for citizens of the UAE.
A copy of your passport and a page from your valid residency visa (for expatriates).
Evidence of income, such as a letter of employment or a recent salary certificate.
3 months' worth of bank statements (for self-employed or salaried candidates).
Evidence of address, if it isn't already on file with the bank.

UAE PASS can be used to complete applications digitally through the CBD Mobile Banking App, potentially eliminating the need to submit paper documents.

CBD Smiles Visa Signature Credit Card Eligibility Criteria

The CBD Smiles Visa Signature credit card is suitable for you if you meet the following eligibility criteria –

Criteria	Detail
Age Limit	For UAE Nationals - 21 and 65 years \| For UAE Residents - 21 and 63 years
Minimum Monthly Salary	AED 5,000

FAQs About CBD Smiles Visa Signature Credit Card

Ans: Yes, cardholders get a complimentary 90-day subscription to Smiles Unlimited, which includes free food delivery, Buy-1-Get-1 deals, and no home service fees.

Ans: Yes, cardholders receive an AED 200 discount on hotel bookings through Unravel Hotels, adding extra value for frequent travellers.

Ans: Yes, the card offers up to USD 500,000 in multi-trip travel insurance, which covers lost luggage, medical emergencies, and trip delays.

Ans: Every quarter, when you spend AED 10,000 or more, you receive 5,000 additional Smiles points.

Ans: Indeed, family members can take advantage of the same privileges with supplementary cards, which are given out free of charge for life as long as transactions are still connected to the primary account.