Aafaq Credit Cards

Aafaq credit cards are purely Shariah-compliant. The banking institution offers cards for personal as well as business use. From travel benefits to card security features, these cards are designed to meet every individual’s requirements.

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Aafaq Credit Card

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  • No annual fee
  • Benefits up to AED 2,000
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You can manage your finances with balance transfer facilities and easy payment plans. What’s more? Aafaq credit cards also provide you with security privileges, such as the Purchase Protection. If you’re interested to know more about the bank’s cards, keep reading in-depth details. 

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Types of Aafaq Credit Cards

Tabled below are the types of credit cards offered by Aafaq Islamic Finance -

Credit Card Features and Benefits Apply
Aafaq Titanium Credit Card
  • Get a 20% discount on Talabat offers
  • Get complimentary access to international airport lounges via LoungeKey
  • Special offers with MasterCard
  • Get great deals on Booking.com
  • Easy payment plan
  • Option to transfer balance from other credit cards
  • Round-the-clock support service
  • Exclusive offers at thousands of shops, eateries, and more
  • Secured online shopping
  • Get finance on phone
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Aafaq Platinum Credit Card
  • Unlimited complimentary access to international airport lounges
  • 24/7 customer care service 
  • Avail of exclusive deals at thousands of shops, eateries and cafeterias, and more
  • Easy and flexible payment plans
  • Secured online shopping
  • Get supplementary credit cards for family members
  • Get up to 20% discount on your next rental car with Avis Car Rental
  • Free for life credit card
  • Get up to 20% off on Careem
  • Receive rewards and benefits on domestic purchases
  • Get finance via phone
  • Get balance from other credit cards transferred to this credit card
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Aafaq World Elite Credit Card
  • Avail of 10% off on premium chauffeur drive services with Avis car rental
  • Enjoy 15% off on Mastercard Airport Concierge services along with a personalised Meet&Greet
  • Unrestricted access to business-class airport lounges
  • Obtain additional credit cards for your family members
  • Enjoy a generous discount of up to 25% on your upcoming Avis Car Rental
  • Receive rewards and perks when making purchases within the country
  • Easily apply for financing over the phone.
  • Enjoy complimentary valet parking services. 
  • Get unlimited ‘Buy 1 Get 1’ free VOX cinema tickets. 
  • Travel Insurance is included.
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Aafaq Business Platinum Credit Card
  • Enjoy unrestricted access to international airport lounges
  • Get Corporate Liability Waiver
  • Avail of maximum cashback
  • Receive additional business credit card for primary employees
  • The credit card is accepted internationally
  • Earn rewards and benefits on local and international transactions
  • Smart utility payments
  • Flexible and easy payment plan benefit
  • Enjoy a high credit limit
  • Special offers available with MasterCard
  • Get rewards on utilising government services
  • Purchase protection for all your purchases made from Aafaq Business Platinum Credit Card 
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Eligibility Criteria to Apply for Aafaq Credit Cards

Here are the eligibility criteria to apply for Aafaq credit cards -

Eligibility Type For Salaried Individuals For Self-Employed Individuals
Minimum Age 21 Years 21 Years
Maximum Age 65 Yeras 65 Years
Minimum Salar AED 5,000 AED 50,000
Length of Service A minimum of 3 months of service or employment confirmation, whichever comes first 2 Years

Frequently Asked Questions

Q1. What is the minimum amount for balance transfer for Aafaq credit card?

Ans: The minimum amount for balance transfer for an Aafaq credit card is AED 2,000.

Q2. What are the benefits offered by Aafaq credit card?

Ans: Aafaq Islamic Finance provides a range of credit card options tailored to meet your needs. The credit card offerings come with lifestyle perks, rewards schemes, and features like the convenient Easy Payment Plan (EPP) and balance transfers.

Q3. What is purchase protection?

Ans: Every time you use your Aafaq Islamic Finance credit card to make a purchase, the purchase protection feature safeguards your bought items from theft or accidental damage.

Q4: How much salary is required to apply for an Aafaq Platinum credit card?

Ans: You must have a minimum salary of AED 8000 to be eligible for the Platinum card by Aafaq. 

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