ADIB Cashback Visa Platinum Card

The ADIB Cashback Visa Platinum Card is designed for UAE residents who value instant savings, flexibility, and lifestyle privileges. With flat cashback on all purchases, global airport lounge access, and everyday practical benefits such as roadside assistance, it offers convenience coupled with financial empowerment. ...read more

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
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Overview of the ADIB Cashback Visa Platinum Card

The ADIB Cashback Visa Platinum Card offers unlimited 1% instant cashback on every purchase, making it perfect for daily expenses. It is issued by Abu Dhabi Islamic Bank (ADIB) and includes useful benefits like free roadside assistance and other lifestyle benefits. 

You also get features like ‘tap n pay’, 0% easy payment plan, cash withdrawal of up to 100% of the limit and a range of other benefits. The card is free of charge for the initial year, while an annual charge is levied from the second year. 

Key Features of the ADIB Cashback Visa Platinum Credit Card

Take a look at the key features of the ADIB Cashback Visa Platinum credit card below:

Benefits - Category Description
1% Cashback on All Spends
  • Get 1% cashback on all purchases
Grace Period
  • Up to 55 days’ profit-free period on new purchases
  • Applicable when the full outstanding amount is paid on time
Cash Withdrawal
  • Withdraw 100% of your finance limit as cash
  • Instant access to cash from ATMs when needed
Roadside Assistance The roadside package includes the following complimentary services —
  • Unlimited City Limit Towing Services
  • Inter-Emirate Towing (restricted to 3 instances per year)
  • Jump Start Services
  • Fuel Delivery Service
  • Flat Tyre Service
  • Lock Out Service
  • Transportation service for Vehicle Registration once annually (within the same city)
  • Car Rental for 24 hours (normal car) in connection with an accident
Mobile Banking Access
  • Manage your card via the ADIB Mobile App
  • Available on App Store, Google Play, and Huawei AppGallery
Complimentary Airport Lounge Access
  • Free access to airport lounges worldwide via Veloce Lounge
  • Relax and unwind with Wi-Fi, refreshments, and comfortable seating before your flight
Visa Platinum Benefits
  • Access exclusive Visa Platinum perks and offers worldwide
  • Includes travel, lifestyle, dining, and shopping deals from Visa partners
Valet Parking Privileges
  • Enjoy up to 2 complimentary standard valet services per month
  • Available at major malls in Abu Dhabi and Dubai for added convenience
0% Easy Payment Plan
  • Convert purchases of AED 1,000+ into monthly instalments
  • Available at select partner merchants
  • No profit is charged during the instalment period
Supplementary Cards
  • Get four free supplementary cards
  • Share card benefits with eligible family members
Tap n Pay (Contactless Payments)
  • Make fast, secure payments with NFC technology
  • No PIN required for small transactions
Dining Discounts
  • Enjoy up to 25% Dining Discounts at dining partner restaurants
Balance Transfer Profit-Free Period
  • Enjoy 0% profit on balance transfers for the first 12 months
  • A one-time balance transfer fee of 3% or AED 300 (whichever is higher) applies
Easy Cash Facility
  • Access emergency funds easily via the ADIB Easy Cash facility during financial hardships.
  • Provides short-term liquidity, similar to a financial cushion for the cardholder’s family in unexpected situations.
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Eligibility Criteria for ADIB Cashback Visa Platinum Card

Find below the major eligibility parameters for the ADIB Credit Card, —

Minimum Monthly Salary
  • AED 5,000 for salary transfer customers
  • AED 10,000 for non-salary transfer customers
Age Requirement 21 years and above
Nationality UAE Nationals and Expatriates
Employment Status Salaried or Self-Employed

Note: The ADIB Cashback Visa Platinum Credit Card is discontinued in the UAE. However, if you already have this card, you can continue to receive its perks and services.  

Welcome Bonus Credit Card

Documents Required for ADIB Cashback Visa Platinum Card

The documents required to apply for the ADIB Cashback Visa Platinum Card are listed below: 

  • Emirates ID
  • Original and photocopy of a valid passport
  • Bank account statement (previous 3 months)
  • Salary certificate from present employer (not more than 30 days old)

Note: The bank may need additional documentation as per their requirements. 

Fees & Charges of ADIB Cashback Visa Platinum Credit Card

Fees and charges for the ADIB Cashback Visa Platinum Card are as follows:

Fees Amount
Annual Fees AED 1000 (Free for 1st year)
Annual Fees on Fifth Supplementary Cards AED 1000
Limit on Cash Withdrawal 100 percent
Late Payment Charge AED 100
Card Replacement Charge AED 75
Cash Withdrawal Charge (ATM) 3% (AED 99 minimum)
International Transaction Charge 1.80%
Monthly Payment (monthly) 5% (AED 100 minimum)
Temporary Limit Increase Charge AED 50

FAQ's on ADIB Cashback Platinum Credit Card

Q1: What happens if I fail to make a payment or surpass my credit limit?

Ans: Late payment fees and over-limit charges may apply. Make timely payments to avoid additional expenses.

Q2: Am I eligible for free valet parking with the ADIB Cashback Visa Platinum Card?

Ans: Yes, card members are entitled to up to four free valet parking services a month. It is offered at participating outlets in Abu Dhabi and Dubai, providing added convenience to your experiences.

Q3: Does roadside assistance come with the ADIB Cashback Visa Platinum Card?

Ans: Yes, the ADIB Cashback Visa Platinum Card features free roadside assistance. The package includes services such as towing, jump starts, fuel delivery, flat tyre assistance, and more.

Q4: Is there a fee to raise my ADIB Cashback Visa Platinum Card limit?

Ans: Yes, a fee of AED 50 is charged for temporary or permanent extension of your card limit. The fee is non-refundable and taken at the time the request is made.

Reviews & Ratings

★★★★★4.8 / 5
(based on 23 reviews)
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Kishan GourDubai, September 28, 2025
★★★★★
Thanks Paisabazaar UAEGetting a credit card through Paisabazaar UAE was very easy. They provided multiple bank options and helped me choose the best card as per my requirements. The service and follow-up were also excellent. Paisabazaar UAE se credit card lena bahut easy raha. Unhone multiple bank options diye aur mujhe meri requirement ke hisaab se best card mil gaya. Service aur follow-up bhi bahut achha tha.
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Prakash kumarUAE, September 27, 2025
★★★★★
Great experience with Paisa BazaarGreat experience with Paisa Bazaar! Their credit card sales team is very professional and guided me with the best options. Highly recommend their services.
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ASHIQUE. KM. ALIUmm Al Quwain, September 27, 2025
★★★★★
Excellent experience with Paisa BazaarI had an excellent experience with Paisa Bazaar. Their credit card sales team demonstrated professionalism and provided clear guidance in selecting the most suitable options. I truly appreciate their support and would highly recommend their services.
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Clement Nana Adu KorantengAjman, September 26, 2025
★★★★★
Received an excellent support from Paisabazaarreceived an excellent support from Vaansh. He guided me through the process and was very patient. The truth is I got approval after he took me through the process after trying so many times. This is someone who has to recommended.
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Suresh SinghDubai, September 5, 2025
★★★★★
Truly a one-stop platform for anyone looking for the right credit cardChoosing the right credit card or financial product in the UAE can be very challenging. The biggest question is always – where to start and how to find the best option? What I really liked about Paisa Bazaar is that they work with multiple banks. Instead of pushing just one bank’s product, they first understood my needs and then suggested the best options based on my spending habits and profile. This gave me the freedom to compare and choose the most suitable card available in the market. Many people have credit cards but don’t really know how to maximize the benefits. Paisa Bazaar bridges that gap by guiding customers to the right product and showing how to make the best use of it. Truly a one-stop platform for anyone looking for the right credit card or financial product in the UAE!
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