The ADIB Etisalat Platinum Card is a premium credit card designed for individuals who value rewards, connectivity, and lifestyle perks. Aimed at UAE residents, it provides excellent savings, exclusive deals, and convenient features, ensuring each purchase offers better experiences, flexible money ...read more

Check out the key features of the ADIB Credit Card below:
| Benefits – Category | Description |
|---|---|
| Secured Transactions |
|
| Cash Advances |
|
| Supplementary Cards |
|
| Balance Transfer |
|
| Airport Lounge Access |
|
| Air Miles (Etihad Guest Miles) |
|
| Valet Parking |
|
| Dining Discounts |
|
| ADIB Online Banking |
|
| 24x7 Chat Banking |
|
| E-Statements |
|
| SMS Alerts |
|
Note: The ADIB Etisalat Platinum Card is available on invitation only.
To apply for the ADIB Etisalat Platinum Card, applicants are required to submit the following documents:
The applicable fees & charges for the ADIB Etisalat Platinum Card are:
| Fee / Charge | Amount / Details |
|---|---|
| Covered Card Annual Fee | AED 999 |
| 5th Supplementary Card Annual Fee | AED 999 |
| Monthly Profit Rate (with Salary Transfer) | 3.75% |
| Cash Withdrawal Limit | 100% of the credit limit |
| ATM Cash Withdrawal Fee | 3% (minimum AED 99) |
| Card Replacement Fee | AED 75 |
| Transfer of Excess Funds (Cash Cover) | AED 100 |
| Minimum Monthly Payment | 5% of outstanding balance (minimum AED 100) |
| Al Etihad Credit Bureau Fee | AED 25 |
| AED International Transaction Service Fee | 1.99% |
Note: All fees, charges, and interest rates are indicative and may be revised by ADIB at its discretion.
Ans: You can easily redeem your Etisalat Smiles Reward points by visiting the official Etisalat Smiles website. Points can be used to pay for a variety of Etisalat services, including talk time, data packs, and more.
Ans: You can make payments for your Etisalat Platinum ADIB Card through multiple channels:
Ans: ADIB offers several convenient banking channels for cardholders: