American Express Platinum Card
Upgrade to a premium lifestyle with the American Express Platinum card. It offers you luxury, convenience, and exclusive privileges across several categories. From unlimited global airport lounge access and elite hotel memberships to fine dining deals, the card brings you rewards on every spend.
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
What are the Benefits of the American Express Platinum Credit Card?
You can enjoy a host of privileges with the Amex Platinum credit card. Let’s take a look at the major benefits —
💰 Earn 1 point for each AED 4 spent
💰 Welcome bonus worth AED 900 on spending at least AED 37,000*
💰 Get Annual Travel Credit of AED 1,100
💰 Complimentary visits to 1700+ airport lounges across the globe
💰 Enjoy ‘Platinum Experiences’ on dining, wellness, shopping, and entertainment
💰 Enroll in loyalty programmes of top hotels for free
💰 Travel Car Rental Insurance for up to US$ 30,000
💰 Enroll yourself for Membership Rewards for free
💰 Travel Accident Insurance for up to US$ 1 Million
💰 Refund Protection Insurance for up to US$ 550
💰 Supplementary cards for family members
💰 Purchase Protection Insurance for up to US$ 2,000
*Terms and conditions apply
Are You Eligible for the Amex Platinum Card?
Before starting the application, it’s important to read and thoroughly understand the eligibility requirements. Here are the primary requirements for this Amex credit card —
| Eligibility Type | Criteria |
|---|---|
| Minimum Age | 21 years |
| Residency | UAE resident |
| Minimum Salary | AED 30,605 |
Fees & Charges of the American Express Platinum Credit Card
Check out the table below for the key fees and charges for this Amex card in the UAE. Note that the fees are mentioned in both USD and AED currencies —
| Type of Fee | Charges (In AED) | Charges (In USD) |
|---|---|---|
| Annual Fee | AED 3,255 | US$ 892.5 |
| Cash Withdrawal Fee | 4.2% or AED 52.5 (whichever is higher) | 4.2% or US$ 15.75 (whichever is higher) |
| Limit for Cash Withdrawal | AED 20,000 per account every 30 days | US$ 5,000 per account every 30 days |
| Conversion Processing Fee for Non-Billing Currency Transactions | 3.087% | 3.087% |
| Statement Reprint | AED 36.75** | US$ 10.5** |
| Dishonoured Cheque or Direct Debit Free | AED 105 | US$ 26.25 |
**No fee applies if you want to reprint the latest three statements
📝Note- All charges are inclusive of VAT.
Frequently Asked Questions
Ans: The bank requires you to have a minimum monthly salary of AED 30,605 to be eligible for the card.
Ans: The card’s cash withdrawal limit is AED 20,000 per account every 30 days.
Ans: The card includes the following protection benefits —
- Purchase Protection Insurance for up to US$ 2,000
- Travel Car Rental Insurance for up to USD$ 30,000
- Refund Protection Insurance for up to US$ 550
- Travel Accident Insurance for up to US$ 1 Million
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