ADIB Free for Life Credit Cards

ADIB free for life credit card brings you several perks without any membership fee. You can enjoy BOGO deals, card protection benefits, and points on transactions. Such a free for life card is ideal if you’re applying for a card for the first time or are new to the UAE and want to build your credit history. ...read more

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Best credit cards with 0 Annual fee*

Dubai
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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
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ADIB Free for Life Credit Card — Key Features 

At present, ADIB has one active card that has zero annual membership fees — the ADIB Smiles Visa Classic card. Note that other free-for-life cards have been discontinued. 

Here are its primary features —

ADIB Smiles Visa Classic Card 

  • Earn 5,000 Smiles points on signing up 
  • Enjoy exclusive ‘Buy 1 Get 1’ deals on the Smiles app 
  • Redeem your earned points for 1,000+ airline bookings and 50,000+ hotel bookings
  • Simplify your card payments with the Balance Transfer, Easy Instalment Plan, and Cash on Call facilities 
  • Get optional ADIB Covered Takaful Protection 

Are You Eligible for an ADIB Credit Card with No Annual Fee?

ADIB Credit Card has eligibility requirements for all the cards. For the Smiles Visa Classic card, one of the major requirements is a minimum monthly salary of AED 5,000. 

Contact the bank for further information regarding the card’s entry requirements.

ADIB Free for Life Credit Card — Documents Checklist 

ADIB usually asks applicants to submit a few documents as part of the application process. Here is a list of some generally required documents — 

✔️  Valid UAE Emirates ID 

✔️  Valid Passport 

✔️  A Salary Certificate (not more than 30 days old)

✔️  Latest 3 Months’ Bank Account Statement 

ADIB Credit Card — Fees and Charges 

In the table below, we have covered the key charges related to ADIB cards in the UAE — 

Type of Fee  Charges 
Card Replacement Fee  AED 75
Temporary Increase Limit Fee  AED 50
Liability/ No Liability Letter  AED 50
Returned Cheque Fee AED 100
Copy of Sales Receipt AED 25 
Copy of Travel Fares or Hotel Receipt Fee AED 25 
Mousree Das

Mousree Das

Content Writer

Content Writer | Hi! I’m an ink slinger adept at weaving words to connect with my readers. I blend creative and SEO-based content to make complex concepts simple, interactive, and informative.

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