Ajman Bank Credit Card Eligibility

Ajman Bank Credit Card Eligibility 

Ajman Bank has different entry requirements for each card. However, you can take a look at the common criteria in the table below — 

Apart from the mentioned eligibility requirements, the bank considers your monthly salary and credit Score. In general, the minimum salary for a card is AED 5,000 (per month). However, this is the minimum limit — premium cards may have higher salary requirements.

Make sure to check for card-specific eligibility with the bank before starting your application. 

Which Factors Affect Ajman Bank Credit Card Requirements?

The bank looks into multiple aspects before approving your card application request. Here are some of the top factors determining your Ajman Bank credit card eligibility —

• Age: You must meet the bank’s minimum age requirement, which is 21 years or older. 
• Salary: A steady income determines your repayment ability. Higher salaries often increase chances of approval and access to premium card options.
• Credit Score: A strong credit score shows a responsible record of borrowing and timely repayments. This is required to assess risk, directly evaluating your approval chances. 

How to Improve Eligibility for an Ajman Card?

Here are some practical ways to improve your chances of getting approved for an Ajman Bank card — 

• Maintain a healthy credit score – Pay bills and existing loans on time, i.e., within the due date. This shows that you are a responsible borrower and also improves your score.
• Keep debt levels low – Avoid going beyond current credit limits. Also, reduce outstanding debts before applying. This keeps your debt-to-income ratio on the lower side.
• Limit multiple applications – Too many applications for cards or loans at once can bring down your score and hamper your chances of approval.