Why Do Hotels Require a Credit Card for Bookings?

Booking hotel accommodations with a card ensures security and guarantees payments. In fact, it can also fetch you discounts and multiple rewards. A reservation blocks a room for you, which means the hotel might turn away other guests. A card safeguards the hotel against last-minute cancellations, no-shows, or damages during the stay.

Usually, hotels accept reservations through a credit card to cover future charges like additional room services or any damages that happen during your stay. A card ensures that you have access to funds whenever required. Also, this reduces financial risks for hotel authorities plus helps manage occupancy efficiently.

Finally, these cards provide a universal and convenient payment method for international guests due to their worldwide acceptance.

Tips to Remember When Paying for a Hotel Room in UAE

How to Make a Hotel Reservation Without a Credit Card?

Stay worry-free even if you don’t have a credit card to book your hotel stays. Check out the alternative ways to reserve your accommodation —

Use a Debit Card

Search for hotels that accept debit cards for stay reservations and other hotel-related payments. It is one of the preferred methods to make a hotel reservation without credit card. The amount is directly deducted from your account. Some hotels even keep funds on hold to cover any damages, if any.

In case of no damage, you get the deposited amount back while checking out. Ensure you have a sufficient balance in your account to avoid any later hassles.

Pay Cash During Check-In

Check for hotels that accept cash during check-in. Make sure to call the hotel and get a pre-confirmation regarding the cash payment. It’s worth noting that many properties require an initial deposit to secure the booking.

Cash payment is a flexible option, but you must not forget to keep all the receipts with you. Moreover, hotel policies may be amended. Ensure to read the property's guidelines, T&Cs, and even check with the hotel beforehand.

Book Through Online Travel Agencies (OTAs)

Well-known OTAs like Booking.com, Agoda, or Expedia often provide options to ‘reserve now and pay later’ at the hotel. These platforms sometimes allow bookings without entering card details, especially for smaller hotels or guesthouses.

When you opt for this feature, you make your reservation payment on arrival. This way, you get the flexibility of securing a confirmed booking without any pre-payment. Make sure to check the guidelines before proceeding with your booking.

Contact Hotels Directly for Bank Transfer Options

Some hotels accept advance payments through bank transfers as an alternative to bookings through cards. Research well and choose your hotel. Contact them and request their bank account details for transferring the funds.

It secures your reservation while bypassing the need for credit cards entirely. However, transfers usually need to be done in advance. Moreover, refunds may take time if cancellations occur. Always save your transfer receipt for proof.

Do You Need to Submit Any Documents to Reserve a Hotel Room Without Credit Card?

You must carry all the necessary documents to show your identity proof. These may include —

Emirates ID
Passport
Residence Visa
Driving Licence and others

In a Nutshell

You can conveniently book a hotel without credit card. Options like debit cards, cash payments, OTAs, and bank transfers allow you to successfully make a stay that suits your budget and comfort. All you need to do is confirm policies in advance and choose the method most convenient for you.

How to Book A Hotel without Credit Card in UAE