Emirates NBD Dnata Platinum Credit Card Features & Benefits

An Overview of the ENBD Dnata Platinum Credit Card in UAE

The Emirates NBD Dnata Platinum card is specially designed for travellers. With a joining and annual fee of AED 525, you can earn up to 15% Dnata points on all your spending. 

As a cardholder, you can benefit from complimentary airport lounge access via the Mastercard Travel pass, a flexible repayment period with 0% interest on purchases, and credit shield pro insurance coverage. The card carries a monthly interest rate of 3.49% with a minimum payment of 5% or AED 100 each cycle. 

Key Emirates NBD Dnata Platinum Credit Card Benefits 

With this Emirates NBD credit card, you get a wide range of features to enhance your travel and everyday spends. Here are the key perks of this card — 

1. Introductory Offer

The card offers you 1,000 dnata points. You can earn them in the following ways —

• 500 dnata points when you pay the membership fee
• 500 dnata points for spending AED 10,000 or more on retail in the first 3 billing statements

2. Earn Dnata Points  

Beyond the bonus, you can earn dnata points on regular spends too. Here is a breakdown — 

• 15% points on Costa Coffee, Giraffe, and City Sightseeing
• 10% points at dnata Travel, Al Hamra Cellar, MMI, Arabian Adventures, and Le Clos
• 5% on shopping at duty-free stores
• 1% on all other retail purchases 

3. Lounge Access 

One of the most prominent Emirates NBD dnata Platinum card benefits for travellers is access to the Mastercard Travel Pass. You get access to the pass through this card, which lets you access airport lounges across the world for free!

4. Lucrative Interest Rate 

This card has an interest rate of 3.49% per month. The minimum payment, meanwhile, is just 5% of the balance or AED 100, whichever is higher. Such competitive rates mean you can make spends without worrying about exorbitant costs.

5. Flexible Repayment 

Emirates NBD dnata platinum credit card benefits also include flexibility in repayments. Using this card, you can purchase electronics, home decor, entertainment tickets, clothes, and more. Rather than paying in full, you can repay the amount in 3, 6, 9, 12, or 24 monthly EMIs.

6. Attractive Offers on Learning and Shopping

The card also brings offers and discounts on spends across the following — 

1. Lingokids Discount – Free one-week trial and 50% discount on monthly subscriptions for kids’ learning programs
2. Bicester Village Shopping Offers – Up to 60% discount on luxury brands, VIP invitations, shopping packages, chauffeur service, and VIP lounge access
3. Booking.com Discount – Up to 10% cashback on millions of properties worldwide

7. Interest-Free Days

You can get up to 55 days of interest-free time if you pay your balance in full on the due date each month.

8. Cash Withdrawal Facility

You can take out up to 50% of your card's limit from over 1.2 million ATMs across the world or from any bank branch with a Visa or Mastercard.  Just note that you will have to pay a cash advance fee or the same amount in foreign currency, whichever is higher.

Security and Convenience Features of Emirates NBD Dnata Platinum Credit Card

While there are plenty of Emirates NBD dnata Platinum card benefits, you can also enjoy numerous features that upgrade your payments’ security and make them more convenient. Here are the key points of this card — 

1. Security & Insurance – For a monthly fee of 0.99% of the outstanding balance, the Credit Shield Pro feature offers 
   1. Death benefits of up to AED 300,000
   2. Permanent disability coverage of up to AED 100,000
   3. Hospitalization payout of AED 100/day
   4. Job loss coverage of up to AED 60,000
2. SMS Alerts – Get instant alerts for every transaction. This can save you from unauthorised access and help you alert the concerned authorities without any delay.
3. Online Access – Instantly view statements, balances, and limits via online and mobile banking.

1. DoubleSecure Protection – Get additional security via ‘Verified by Visa’ and ‘Mastercard SecureCode’. This adds a layer of security with OTP authentication for secure payments.
2. Salik Auto Top-up – Automatically recharge your Salik account, including supplementary cards.
3. Utility Bill Payments – Easily pay Etisalat, Empost, and DEWA bills online anytime.
4. Purchase Protection – Get covered for accidental damage and theft for up to USD 2,000 per claim (max USD 5,000/year) within 180 days of purchase.

Fees and Charges of the Emirates NBD Dnata Platinum Credit Card

Before applying for this card, don’t just look at the Emirates NBD dnata Platinum credit card benefits! A key aspect to consider is the fees and charges. Here are the key ones -

Wrapping Up

If you’re a traveller, you can enjoy numerous Emirates NBD dnata Platinum credit card benefits. This card is an excellent choice for those who want rewards, airport comfort, flexible payment options, and security features. With the generous dnata earnings, lounge access, travel discounts, and prompt customer support, it adds value to your everyday spending and travel experience. 

So, if you’re looking for a card that balances affordability with travel-focused features, this Emirates NBD card could certainly be the one!

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