How to Activate Emirates Islamic Credit Card?

You can easily activate Emirates Islamic credit card through the mobile app, an ATM, or by calling the bank. Once your card is activated, you can start using it right away for payments and online shopping. Here, find out everything, from activating your card to avoiding common mistakes, helping you enjoy stress-free payments. ...read more

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Step-by-Step Guide to Activate Emirates Islamic Credit Card

There are three quick and easy ways to complete your Emirates Islamic credit card activation. They are discussed in detail below. 

1. Activate Emirates Islamic Credit Card Via Mobile Banking App

A mobile app is the simplest method to activate the card. You can complete this easily in just a few minutes.

  • Download the Emirates Islamic Mobile Banking App(EI+).
  • Enter your user name and password.
  • Select Cards or Card Services.
  • You will see your new card.
  • Activation is done by following the directions on the screen.
  • After that, your card will be active and ready to use.

This is the fastest and safest method for Emirates Islamic Bank credit card activation.

2. Activate Using Emirates Islamic ATM

You can also activate your card at any Emirates Islamic ATM. This method is easy if you are near a machine.

  • Go to any Emirates Islamic ATM.
  • Insert your credit card.
  • The machine will recognise that the card is inactive and request an OTP.
  • Enter the code you receive on your registered number. 
  • Set a new 4-digit PIN. 
  • After that, your card is active. 

You can also change your PIN later using the app or ATM.

3. Activate by Calling the Call Centre (Only for First-Time Cards)

Call +971 600 599 995 with your registered phone number. Select the language followed by card activation option. 

Select the instructions thereon for  Emirates Islamic Bank credit card activation. After this call, you will be able to use your card.

Note - The same procedures can be used for Emirates Islamic Bank debit card activation. 

Essential Tips for Managing Your Emirates Islamic Credit Card

After Emirates Islamic Bank credit card activation, the next step is to use your card wisely. Good management allows you to get all rewards and avoid fees. 

Always Check Your Transactions

You can check your card usage in the mobile app or online banking. This helps you make sure all payments are correct. If you see anything strange, call the bank immediately. This protects you from fraud or misuse.

Manage Your Credit Limit

Online banking allows you to raise or reduce your credit limit. Remember, you can request a limit increase only after 6 months. If your income increases, the bank can permit it within 6 months. A minimum limit can be used to regulate money and prevent expenditure.

Pay Your Card on Time

This is very important. The bank provides a statement every month. Your Payment Due Date is 25 days after the statement date. Before this date, you will have to pay at least the Minimum Amount Due. 

Update Your Contact Details

If you change your phone number, update it. You can do this at an ATM or by visiting a branch. This is very important because the bank sends OTP codes to your registered number.

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How to Set Up Mobile Banking for Your Credit Card

Setting up online access is the best way to manage your Emirates Islamic Credit Card.

  • Go to the Emirates Islamic site or download the EI+ mobile app.
  • Choose Online/Mobile Banking Register.
  • Select Credit Card as the registration option.
  • Enter your card number and your date of birth.
  • You will receive an OTP on your mobile number.
  • Enter the OTP to verify.
  • Create your user ID and password.
  • Log in and start using the services.

FAQS

Q1: Is my credit card ready to use right after I activate it?

Ans: Yes, once you complete the Emirates Islamic credit card activation process, you can start using your credit card immediately.

Q2: How much do I have to pay every month?

Ans: The Minimum Payment Due is simply the higher of these two amounts: 5% of your total card balance or AED 100. Before the due date, you will need to pay at least this amount.

Q3: Can I activate my card if I am travelling outside the UAE?

Ans: Yes. If you are an existing customer, the easiest way is the Mobile Banking App. When it is your first card, you need to dial the Call Centre at +971 600 599 995 using your registered phone number

Q4: Why did I not get the special code (OTP) on my phone?

Ans: This usually means your registered mobile number is wrong or your phone company is stopping the SMS. To resolve this problem, you can send UALL to 7726 to remove restrictions or visit an ATM or a branch to check your registered number.

Atul Yadav

Atul Yadav

Content Writer

Atul has had a flair for writing ever since he started writing essays in school, which inspired him to subsequently opt for a career in writing. He loves to write about places he's been to (the list is endless) and financial products that can help people make a real change in planning their finances better.

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