HSBC Black Credit Card Features & Benefits

HSBC Black card benefits include exclusive offers on shopping, entertainment, travel, and more, making it one of the most sought-after credit cards in the UAE. This premium card is just for you if you are someone who loves travelling and shopping. Let’s explore more features and benefits of this card! ...read more

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HSBC Black Credit Card — An Overview 

HSBC offers a range of feature-rich cards in the UAE. Among its premium collection is the Black credit card, which is crafted in metal and gives a luxury experience that matches its exquisite appearance. Only existing customers of the bank can apply for this card — it’s not available to new ones. 

You can count on HSBC Black credit card benefits to enhance your travel and lifestyle experience. It includes a range of rewards on shopping and more savings on travel bookings. By adding the card to your digital wallet, you can make the most of these features and enjoy contactless payments as well. 

HSBC Black Credit Card Benefits 

Listed below are the major HSBC Black card benefits for your reference — 

🛍️ Lifestyle Benefits

🔷 Enjoy personal assistance for luxury travel, dining reservations, and exclusive access to global events for a premium lifestyle 

🔷 On using your card to purchase Samsung products such as TVs, laptops, phones, and more, you can get up to 30% discount 

🔷With a complimentary Zomato Gold membership, enjoy up to 50% discount on dining out at 4,000+ restaurants in the UAE

🔷 Get 12 Fitness First visits for just AED 1 — applicable if you spend more than AED 10,000 in a month

🔷 Enjoy 15% discount on shopping at Bicester Villages across the world

✈️ Travel Benefits

🔷 Get up to 14 complimentary airport lounge visits (yearly) for yourself and a guest through Mastercard Travel Pass, based on international spend eligibility

🔷 Explore the world and save more on flight bookings with this card 

🔷 Enjoy an unparalleled global travel experience through international concierge services

🚕 Upgraded Car Rentals

🔷 When you set your card as the default payment method on the Careem app, you get a 12-month Careem Plus subscription for free

🔷 The card offers 20% discount on Avis car rentals and a free upgrade with every rental globally 

🔷 Extra advantages with Hertz Gold President's Circle membership include a discount of up to 15% on rental prices, fast track rental lines, and more

🏨 Hotel Deals 

🔷 Enjoy up to 10% discount on hotel bookings through Soneva, Ministry of Villas, Agoda, and onefinestay, and 15% off at IHG hotels

🔷 Get up to 7% back in wallet credits on booking your stays with Booking.com 

⛳ Entertainment Benefits

🔷 Enjoy unlimited rounds of golf with 30% discount at 800+ international golf clubs

🔷 Use ‘Spikes On’ and get a chance to play 2 free rounds of golf monthly

🔷 Enjoy ‘Buy 1 Get 1’ movie tickets on spending AED 10,000 or more in a month 

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HSBC Black Credit Card Features 

Having explored the key HSBC Black card benefits, we will now understand the salient features of this card — 

🤑 Air Miles Rewards

🔷 Earn up to 150,000 Air Miles on sign-up and 75,000 on renewal of your membership

🔷 Get 2.5 Air Miles per AED 1 spent on travel, retail, online shopping, and foreign currency purchases

🔷 Exchange your Air Miles for GEMS Points — you can use them for redemption against school fees 

5️⃣6️⃣Interest-Free Days

🔷 Enjoy 0% interest on spends for up to 56 days with a full monthly payment on your card

💳 Digital Card 

🔷 Add this card to your digital wallet and enjoy instant contactless purchases

🔷 Easily get your HSBC Black credit card details in the mobile app 

😎 MyUS Membership

🔷 Secure a 2-year MyUS membership for free and save up to 30% on international shipping

Frequently Asked Questions 

Q1: How can I enjoy HSBC Black credit card benefits? 

Ans: To have this card and enjoy HSBC Black credit card benefits, you must have an account with the bank.

Q2: What are the HSBC Black credit card features? 

Ans: The HSBC Black card offers a number of features, including bonus Air Miles, international concierge, upgraded car rentals, and exclusive discounts on travel, shopping, and dining.

Q3: What is the annual fee of the HSBC Black credit card? 

Ans: The annual fee of the HSBC Black credit card is AED 1,575, inclusive of VAT.

Q4: Can I use my HSBC Black credit card for cash withdrawal? 

Ans: Yes, you can easily withdraw cash with this HSBC card. However, you will also be charged interest on such withdrawals, with the rate going up to 44.28% (annually). 

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