HSBC Live+ Credit Card Features & Benefits

HSBC Live+ Credit Card — An Overview 

The HSBC Live+ card stands out as one of the unique cards packed with remarkable features and benefits. Rebranded as a newer and more rewarding version of the ‘cashback credit card’, it offers year-round cashback and rewards on daily shopping. With an array of features, this card is suitable for one who loves to shop, travel, and dine out. 

You can gain the HSBC Live+ credit card benefits even without an account with the bank. Furthermore, with straightforward documentation and basic eligibility requirements, it’s easy to get this card. 

 

HSBC Live+ Credit Card Features 

Here are the key HSBC Live+ credit card features —

Welcome Rewards

When you get this card, you can receive up to AED 900 as rewards — here’s how: 

• Get AED 800 as an Amazon gift card (when you apply before 30 November 2025) on spending AED 10,000 or more within the first 60 days
• Plus, earn AED 100 when you use your card in a mobile wallet for the first time

Annual Fee Waiver

Enjoy no annual fee for the first year with the HSBC Live+ credit card. After that, the fee is waived if you spend AED 12,000 or more annually with this card.

Earn Cashback on Everyday Spending 

Earn up to 6% cashback on your spends with this card. You can get cashback at the following rates in a statement cycle if you spend AED 3,000 or more (in a month) with this card—

🔷 6% on dining (max AED 200)

🔷 5% on fuel (max AED 200)

🔷 2% on groceries, entertainment, and more (max AED 200 each)

Cashback on All Other Spends

For all other eligible purchases, including education, earn 0.5% cashback. This rate applies even if your monthly spending is below AED 3,000.

Interest-Free Days 

Pay no interest on purchases for up to 56 days when you clear your full outstanding monthly balance on time.

Careem Plus

Use your HSBC card on the Careem app to enjoy a free 12-month Careem Plus subscription, which can bring you incredible perks on rides and deliveries.

Digital Card 

Use your digital card instantly through the HSBC UAE app — no need to wait for a physical card. Simply add it to your mobile wallet for contactless payments.

Fraud Coverage

Get covered for fraudulent transactions with the HSBC Live+ credit card — up to USD 2,500 per claim and USD 4,000 annually. This feature ensures extended security and peace of mind.

Travel Insurance

Enjoy free multi-trip travel insurance coverage of up to USD 500,000 for yourself and your family. Note that the coverage is provided for trips of up to 90 days.

HSBC Live+ Credit Card Benefits 

Having explored the key features, let’s turn our attention to the major HSBC Live+ credit card benefits —

Lifestyle and Dining Benefits 

Enjoy up to 50% discount on dining at 4,000+ restaurants via Zomato Gold across the UAE. That’s not all — get ‘Buy 1 Get 1’ offer for free movie tickets with a monthly spending of more than AED 6,000 and up to 25% discount on cinema food & drinks. 

Travel Perks and Lounge Access

Enjoy 12 free visits to airport lounges annually for yourself and supplementary cardholders. For this, simply make at least one international spend of at least USD 1 with your card — to be done 15 days before your journey. 

Discounts on Hotel Bookings

Get up to 7% back in the form of wallet credits on hotel stays booked via Booking.com using the HSBC Live+ credit card, helping you save more on travel.

Extended Warranty

Enjoy extended warranty protection that doubles the manufacturer’s warranty by up to 1 extra year on items purchased in full with your card. 

home&Away Offers

Unlock exclusive global deals across travel, shopping, dining, and more with HSBC's home&Away programme, making your spending more rewarding no matter where you are.

Frequently Asked Questions