Minimum Salary Credit Card in UAE

What is the Minimum Salary Required for a Credit Card in the UAE?

In the UAE, banks and financial institutions have a strict salary requirement for cards. This is to ensure that applicants can manage credit responsibly. The monthly salary must be at least AED 5,000. Below this salary range, no one is eligible for an unsecured card. 

If you earn below AED 5,000, some banks may grant you a secured card. 

Read More: Secured credit card. 

List of the Best Minimum Salary Credit Cards 

You can find a variety of cards for low-salary earners. We have provided you with a list of some of the top cards along with their key features and annual fees — 

*The annual fee from the second year onwards may be waived if your annual spends cross the specified threshold. Check out the card’s terms and conditions for more details.

Eligibility Criteria for a Low Salary Credit Card

Apart from the AED 5,000 salary requirement, banking institutions have other criteria as well. The table below lists the other entry requirements —

📝Note

Self-employed individuals are also eligible for cards. However, their eligibility depends on the company’s annual/ quarterly turnover along with the above-mentioned criteria.

Documents Checklist for a Low Salary Credit Card 

If you’re looking for a minimum salary credit card option, make sure to submit the following set of documents. Banks analyse your documents for application verification. 

📝Note

The exact documentation may vary as per the bank. Check the specific requirements before applying.

Apply for a Low Salary Credit Card via Paisabazaar.ae

Paisabazaar.ae brings you an extensive range of options for a minimum salary credit card. 

With us, you can easily apply for a credit card in a few simple steps —

1. Get the lead form here
2. Fill it out accurately and submit it 
3. Compare and shortlist cards on the quotes page
4. Select and apply

Note that during the application, we will call you as soon as you provide your contact details. You can simply continue your application while staying on the call. Once you submit the application, we will guide you through the next steps. 

So, what privileges do you get with Paisabazaar.ae? Well, here are just a few — 

✨ Exclusive range of cards from the top banks of the UAE

✨ A platform for comparing multiple cards 

✨ Quick application process with an on-call expert’s assistance

 ✨Simplified details of all the cards 

FAQ's About Minimum Salary Credit Card in UAE