My Pay My Card

The ‘My Pay My Card’ is a prepaid salary card issued under LuLu Exchange. It integrates with bank/ATM networks and allows employees to receive wages, make payments, withdraw cash and track their spending via mobile.

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Features of MyPay Card

Here are the top features of this card —

  • Works like a debit card — powered via Mastercard or similar network — and gives access to ATMs in the UAE and internationally.
  • Make secure NFC contactless payments at retail stores, restaurants, and groceries.
  • Integrated mobile app for employees to view transaction history, set usage limits, reset PIN, block or replace card (if needed)

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Benefits of the MyPay My Card

We have listed the perks offered by the MyPay card for both employers and employees —

Benefits for Employees

  • Immediate access to salary once the employer uploads and funds are released
  • Flexibility: Spend, withdraw, and remit money internationally, and make contactless payments
  • Security: NFC enabled, PIN protected, card replaceable via app

Benefits for Employers

  • Compliance with the Wage Protection System (WPS) and UAE labour regulations
  • Streamlined payroll process via My Pay Portal with reduced manual intervention

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How to Use My Pay My Card?

Upon enrolling, each eligible employee receives a physical card. This card can be used at ATMs or POS terminals.  To access My Card MyPay online, check out the steps given below —

  1. Download and log in to the My Pay y Card app
  2. Activate the card, set a PIN, and verify your details
  3. Track your salary deposits and other essential information via the app
  4. Use the card at UAE SWITCH ATMs (for withdrawals) or at retail outlets for contactless payments

MyPay My Card Balance Check 

Here’s the process to check your card balance —

  1. Log in to the payroll portal/app and go to the card section to view the current balance and recent transactions
  2. You may also withdraw cash or check a mini‐statement at ATMs

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