NBF Classic Credit Card Features & Benefits

The National Bank of Fujairah also called NBF is one of the most respected corporate banks in UAE. The NBF Classic Credit Card is a card that helps you take the initial step towards your dreams. Be it your first job or a new beginning in your life NBF caters to you with great deals and offers.

Highlights of the Card

• Accepted Worldwide
• Enhanced Security
• Supplementary Cards

NBF Classic Credit Card Features

The key features of a Classic Card are:

Easy Installment Plan

You can convert your big transactions into affordable monthly payments. The easy installment plan has a flexible repayment schedule starting at 3 months and is offered at attractive interest rates as low as 0%.

Foreign Transaction

When you use your Classic credit card to make overseas payments the amount is converted from the transaction currency to US Dollars. This is done based on foreign exchange rates on the date of the transaction. For the convenience of the cardholder, all the spends are converted back to AED at the time of payment.

A 2.5% fee is charged by NBF for foreign transactions.

Enhanced Security

The transactions made with the NBF Classic Credit Card are secured in two ways:

1. Mobile Banking and Alert Services: You will receive SMS alerts in order to track your Classic Card. This is a free service and keeps you updated regarding all the transactions on your card, due date reminders for your payment, payments for servicing your card and issued card statements.
2. Chip & PIN and Visa PayWave: The Chip & PIN technology aims at providing maximum security. Visa PayWave is also available on the card to ensure secured transactions.

Balance Transfer

You can transfer all your credit card outstanding balances to your NBF Classic Credit Card at attractive interest rates and repayment schedule ranging between 3 to 24 months.

NBF Classic Credit Card Benefits

The exclusive benefits in line for the Classic Cardholder are:

Draft Facility

For any immediate and unexpected expenses, you can avail immediate additional funds with your NBF Classic Credit Card. You can get up to 70% of your credit card limit in your account as funds which can be repaid over a flexible schedule.

Globally Accepted

The NBF Classic Card is accepted worldwide at over 840,000 ATMs and over 20 million establishments. Cash can be withdrawn over the counter from the bank branches.

Supplementary Card

Your family can be a part of enjoying the benefits and rewards provided by this NBF Credit Card. You can claim up to 4 supplementary cards for family members with the minimum eligible age of 18 years.

Cash Advance

Up to 40% of your credit card limit can be withdrawn as cash from any ATM that accepts Visa across the world. You can also withdraw cash over the counter at other banks worldwide.

A fee of 4% of advance or AED 50, whichever is higher, is applicable on the cash advance service

Direct Debit

The cardholder has the flexibility of making a 100% or the minimum monthly payments with your NBF account as per the specification in the monthly statements.

Cinema Benefits

You can take advantage of a 60% cashback on movie tickets at VOX Cinemas, Roxy Cinemas and Reel Cinemas.

This is capped at AED 150 cashback per statement cycle.

Exclusive Promotions

You can enjoy exclusive deals and benefits on dining, entertainment, and travel with your NBF Classic Credit Card.

To Conclude

The NBF Classic Credit Card aims at providing flexibility and ease with every step you take. Keeping the security intact while making any transactions, the classic card is packed with a variety of benefits and rewards for you.