RAKBANK Airport Lounge Access Credit Cards in UAE & Dubai

RAK Bank airport lounge access credit cards are excellent options for the globetrotters among us. They bring you access to lounges to relax and unwind on the go. The cards also present a range of benefits on everyday shopping, travel discounts, and more.

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List of RAK Bank Airport Lounge Access Credit Cards 

There are 5 major RAKBANK airport lounge access credit cards made for diverse individuals with unique needs. All these cards have other exciting features apart from lounge access, while each one comes with a distinct minimum salary requirement. 

The table below will help you choose the best-suited card for you — 

RAKBANK Lounge Access Card Minimum Salary Requirement Key Features Apply
World Credit Card AED 20,000
  • Enjoy complimentary lounge access to 1,300+ airport lounges globally
  • Get 2 complimentary airport rides per year on the Careem App
  • 10% discount on car rentals
  • Enjoy 50% off on movie tickets
  • Get 20% discount on one food and grocery order per month on the Talabat app
  • Baggage and trip inconvenience coverage for the delay of baggage, loss of baggage, trip delay, or cancellation
  • Comprehensive medical coverage for yourself and your family
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Elevate Credit Card AED 35,000
  • Enjoy access to over 1,300 airport lounges around the world
  • Get 6 airport transfers per year
  • Enjoy up to 3% value back on airline and hotel reward redemption
  • Get fast-track services at the airport
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Titanium Credit Card AED 8,000
  • Enjoy airport lounge access worldwide (in case of flight delays)
  • Get 20% discount and complimentary upgrade on Avis car rental 
  • 15% discount on hotel rooms
  • Complimentary late check-out on select properties
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Red Credit Card AED 5,000
  • Enjoy complimentary airport lounge access worldwide (in case of flight delays)
  • Up to 20% discount + complimentary upgrade with Avis car rental
  • Get 7% wallet credit on Booking.com on properties in the UAE and worldwide
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HighFlyer Platinum Credit Card AED 10,000
  • Enjoy complimentary airport lounge access at 1,200+ airport lounges globally with snacks, refreshments, and business facilities
  • Get complimentary upgrade and 20% off at Avis car rental
  • Complimentary travel accident insurance
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Air Arabia Platinum Credit Card AED 5,000
  • Enjoy complimentary access to 1,200+ airport lounges globally with snacks, refreshments, and business facilities with Dragon Pass 
  • Complimentary upgrade with Avis car rental
  • Enjoy complimentary travel accident insurance cover
  • Get 15% discount on hotel rooms
  • Complimentary late check-out at select properties
 Apply Now

What are the Eligibility Criteria for RAK Bank Airport Lounge Access Cards in UAE?

The eligibility criteria for RAKBANK Cards depends on whether you’re a salaried professional or a self-employed individual. Check out the table below to find out if you are eligible for the lounge access cards of RAKBANK.

For Salaried Individuals For Self-Employed Individuals
Minimum Age: 21 years Minimum Age: 21 years
Residency: UAE citizen or resident Residency: UAE citizen or resident
Minimum Salary: AED 5,000 Minimum Quarterly Turnover: AED 25,000  Or Minimum Quarterly Account Balance: AED 50,000

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Fees and Charges of RAK Bank Airport Lounge Access Credit Cards UAE

The fees and charges of the RAKBANK airport lounge access credit cards vary among the different types. Each card comes with differences in annual fees and a few other charges. Here are the key fees of the cards — 

Credit Card Name Type of Fee Charges
World Credit Card Annual Fee
  • No annual fee for the first year
  • Annual fee of AED 997.5 applies if your spends are less than AED 100,000 in the previous year
Additional Supplementary Card (1st card free) AED 210
Late Payment Fee AED 241.5 per delay
Over Limit fee AED 299.25
Cash Advance Fee 3.31% of the cash advance or AED 105 (whichever is higher)
No Liability Letter  AED 52.5 per letter
Cancellation of any cash product AED 261.45
Elevate Credit Card Monthly Fee (on failing to meet the minimum spend requirements) Prime (Tier 1): AED 79 Plus (Tier 2): AED 149 Privilege (Tier 3): AED 299
Supplementary Card Fee Free
Late Payment Fee AED 241.5 per delay
Over Limit Fee AED 299.25
Cash Advance Fee 3.31% of the cash advance or AED 105 (whichever is higher)
No Liability Letter  AED 52.5 per letter
Cancellation of any cash product AED 261.45
Titanium Credit Card Annual Fee None
Late Payment Fee AED 241.5 per delay
Over Limit Fee AED 299.25
Cash Advance Fee 3.31% of the cash advance or AED 105 (whichever is higher)
No Liability Letter  AED 52.5 per letter
Cancellation of any cash product AED 261.45
 Red Credit Card Annual Fee None
Late Payment Fee AED 241.5 per delay
Over Limit Fee AED 299.25
Cash Advance Fee 3.31% of the cash advance or AED 105 (whichever is higher)
No Liability Letter  AED 52.5 per letter
Cancellation of any cash product AED 261.45
HighFlyer Platinum Credit Card Annual Fee None
Late Payment Fee AED 230 per delay
Over Limit Fee AED 285
Cash Advance Fee The higher of 3.15% of the amount or AED 100 
No Liability Letter  AED 50 per letter
 Air Arabia Platinum Credit Card Annual Fee AED 420
Late Payment Fee AED 241.5 per delay
Over Limit Fee AED 299.25
Cash Advance Fee 3.31% of cash advanced or AED 105 (whichever is higher)
No Liability Letter  AED 52.5 per letter
Cancellation of any cash product AED 261.45
Apply Now

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FAQs About RAK Bank Airport Lounge Access Credit Cards

Q1: Does RAK Bank have lounge access?

Ans: Yes, many RAK Bank credit cards allow you access to some of the leading airport lounges in the UAE and the world.

Q2: Does RAK Bank offer lounge access only in the UAE?

Ans: No, RAK Bank cards offer lounge access in the UAE as well as around the world. You can get access to up to 1,300 lounges across the UAE, the GCC, and the countries beyond.

Q3: Which RAK Bank credit card is best for lounge access?

Ans: The best RAK Bank credit card depends on your specific requirements. For instance, if you want a card without any annual fee, you may consider the Red card. However, if you regularly fly out, the Air Arabia Platinum card can be a choice.

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