RAKBANK Emirates Skywards Credit Card in UAE
Enhance your lifestyle with the RAKBANK Elevate credit card, previously known as the RAKBANK Emirates Skywards card. Enjoy a rich rewards experience on everyday purchases, travel expenses, and lifestyle privileges. This card offers exclusive perks across three tiers.
Best credit cards with 0 Annual fee*
Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Filters
Salary range
5,000 AED50,000+ AED
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Feature Type
Most Popular Credit Card in UAE
What are the Features and Benefits of the Elevate Credit Card in UAE?
Let’s look into the three different segments of the privileges of this RAKBANK card —
| Prime Essential Benefits | Plus Essential Benefits | Privilege Essential Benefits |
|---|---|---|
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| Apply Now | ||
Are You Eligible for the RAKBANK Elevate Credit Card?
Here are the entry requirements for the RAKBANK Credit Card in the UAE —
| Eligibility Type | Requirements |
|---|---|
| Minimum Age | 21 years |
| Minimum Monthly Salary (for salaried applicants) | AED 35,000 |
| Minimum Quarterly Turnover OR Average Quarterly Account Balance (for self-employed applicants) | AED 600,000 OR AED 200,000 |
| Residency | UAE residents |
RAKBANK Elevate Credit Card Fees and Charges
Check out the list of fees linked to the RAKBANK Elevate card —
| Type of Fee | Charges |
|---|---|
| Tier 1 Monthly Fee (if you don’t fulfil the minimum spend requirement) | AED 79 |
| Tier 2 Monthly Fee (if the minimum spend requirement is not fulfilled) | AED 149 |
| Tier 3 Monthly Fee (if the minimum spend criteria are not met) | AED 299 |
| Late Payment Fee | AED 241.5 |
| Sales Voucher Copy | AED 68.25 |
| Returned Cheque Fee | AED 105 |
| Overlimit Fee | 299.25 |
| International Courier Charges | AED 105 |
| International Remittance Charge | AED 78.75 |
| Liability/ No Liability Letter | AED 52.5 |
| Rescheduling Fee | Up to 1.05% of the card’s outstanding |
| Case Release Fee | AED 551.25 |
Frequently Asked Questions
Q1: Can I apply for the Elevate card by RAKBANK if I have a monthly salary of AED 28,000?
Ans: No, you cannot apply for this card with a salary of AED 28k. The bank has a minimum salary criterion of AED 35,000.
Q2: How many reward points do I earn at each card tier's privileges?
Ans: Card benefits are divided into 3 categories —
- Prime Essential Benefits — 2 Reward points for every AED 1 spent
- Plus Essential Benefits — 3 Reward points for every AED 1 spent
- Privilege Essential Benefits — 4 Reward points for every AED 1 spent
Q3: Is airport lounge access available on the RAKBANK Elevate credit card?
Ans: Yes, the card offers complimentary visits to 1300+ airport lounges. This feature is available for yourself and an additional guest.
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