Top Credit Cards with No Annual Fees in the UAE
Refer to the list of the best no annual fees credit cards in the UAE below —
FAB FAB Rewards Indulge Card
FAB FAB Rewards Indulge Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Movie Discounts
Dining Discounts
Travel Benefits
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Features and Benefits of FAB Rewards Indulge Card
Enjoy complimentary airport lounge access across the globe
Earn FAB Rewards on domestic and international purchases
Book your flight and hotel accommodation with Cleartrip.com for exclusive discounts
Get exclusive discounts on car and truck rentals
Shop with Namshi.com to receive discounts
Avail of amazing discounts on attractions and entertainment in the UAE
Protection benefits include Credit Shield and Purchase Protection.
First Abu Dhabi Bank First Abu Dhabi Bank FAB SHARE Standard Credit Card
First Abu Dhabi Bank First Abu Dhabi Bank FAB SHARE Standard Credit Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Lifestyle Benefits
Movie Discounts
Free Supplementary Cards
SHARE points
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Features and Benefits FAB SHARE Standard Credit Card
Earn exceptional SHARE points with every purchase on international spending, retail spending, online shopping, groceries, and other leisure
Two VOX Cinemas tickets at the price of one ticket
Get up to 4 supplementary cards for your immediate family members for free
‘Buy Now Pay Later’ plans and Balance Transfer facilities are available
Liv. Cashback Credit Card Liv. Cashback Credit Card
Liv. Cashback Credit Card Liv. Cashback Credit Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Cashback
Skywards Miles
Movie Discounts
Airport Lounge Access
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Features and Benefits of Liv. Cashback Credit Card
Use the Talabat app to get discounts on food and grocery deliveries
Get discounts on hotel and flight bookings with Cleartrip and Trip.com
Shop with Musafir.com to get discounts
Avail of an instant card loan and 0% instalment payment plan
Citibank Citibank Citi Simplicity Card
Citibank Citibank Citi Simplicity Card
Minimum Salary (AED) 5,000
Annual Fee (AED) Free for Life
Features
Free for Life
Free Supplementary Cards
Airport Lounge Access
Dining Discounts
Travel Insurance
Apply Now
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Features and Benefits of the Citibank Citi Simplicity card
Get complimentary access to more than 25 airport lounges across the Middle East via the MasterCard Travel Pass app
Earn cashback on bookings with Booking.com
Avail of a cash loan on card and monthly instalment payment plans
Get supplementary cards for immediate family members for free
Deem Finance Deem Finance Deem Platinum Mastercard
Deem Finance Deem Finance Deem Platinum Mastercard
Minimum Salary (AED) 10,000
Annual Fee (AED) Free for Life
Features
Free for Life
Airport Lounge Access
Cinema offers, Valet Parking and much more
Apply Now
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Features and Benefits Deem Finance Platinum Mastercard
Earn Joy points on spending related to department stores, entertainment, online shopping, utilities, government services, transport, fuel, and other international spending
Complimentary access to airport lounges
Avis car rental, valet parking services, and hotel discounts are available
‘Buy 1 Get 1’ Reel and Vox Cinema ticket offers are available
Get supplementary cards for your immediate family members
Deem Finance Deem Finance Deem World Mastercard
Deem Finance Deem Finance Deem World Mastercard
Minimum Salary (AED) 25,000
Annual Fee (AED) Free for Life
Features
Free for Life
Airport transfer & Lounge Access
Cinema offers, Valet Parking and much more
Apply Now
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Features and Benefits of Deem World Mastercard
Earn cashback on paying education fees
Enjoy complimentary access to more than 1200 airport lounges across the globe
‘Buy 1 Get 1’ Vox and Reel Cinema ticket offers are available
Get 6 valet parking facilities for free every month
Exclusive discounts are available on car rentals
Get a complimentary 2-year MyUS Premium membership
Eligibility Criteria for the Top Credit Cards with No Annual Fee
To apply for the best 0 annual fee credit cards, you need to clear the eligibility criteria first.
Check out the standard criteria below —-
Eligibility Criteria
Requirements
Age
Your age must be at least 21 years
Salary
You must have a minimum monthly salary of AED 5,000
Nationality
You must be a UAE national or an expat
Employment Status
You must be either a salaried or a self-employed individual
Documents Required to Apply for the Best Cards with No Annual Fee
To apply for the top rated credit cards with no annual fee, you can keep the following documents ready —
Emirates ID (original and a copy)
Passport (original and a copy)
Salary certificate (for salaried individuals)
Trade Licence (for self-employed individuals)
Security Cheque
Recent 3 months’ original bank statements
Note: Depending on what your bank requires, you may have to submit additional documents.
How to Apply for the Best Credit Card in UAE Without Annual Fee via Paisabazaar UAE?
With Paisabazaar UAE, you can enjoy the luxury of comparing and getting the best zero annual fee credit cards at your fingertips!
Paisabazaar.ae is here to provide you with quick assistance and the best products in one place.
Here’s how you can apply for the best no annual fee credit cards via Paisabazaar.ae —
Fill out the lead form correctly.
Submit it to get to the credit card quotes page.
Use the filter to find the top credit cards with no annual fees.
Go through the list of cards and apply for the most suitable one.
Note: We will review your submitted application and proceed with the next steps.
With Paisabazaar.ae, you get the following privileges:
A wide range of card options from different banks.
A platform to compare similar cards.
Quick and hassle-free card application process.
Instant assistance through credit card experts.
Let us now look into some of the top questions asked by credit card seekers in the UAE!
Frequently Asked Questions