Top Credit Cards with No Annual Fee in UAE

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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
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Most Popular Credit Card in UAE

Top Credit Cards with No Annual Fees in the UAE

Refer to the list of the best no annual fees credit cards in the UAE below —

FAB Rewards Indulge Credit Card

FAB Rewards Indulge Card
FAB Rewards Indulge Card

FABFAB Rewards Indulge Card

FABFAB Rewards Indulge Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Movie Discounts
  • Dining Discounts
  • Travel Benefits

 

Features and Benefits of FAB Rewards Indulge Card

  • Enjoy complimentary airport lounge access across the globe
  • Earn FAB Rewards on domestic and international purchases
  • Book your flight and hotel accommodation with Cleartrip.com for exclusive discounts
  • Get exclusive discounts on car and truck rentals
  • Shop with Namshi.com to receive discounts
  • Avail of amazing discounts on attractions and entertainment in the UAE
  • Protection benefits include Credit Shield and Purchase Protection.

FAB SHARE Standard Credit Card

First Abu Dhabi Bank FAB SHARE Standard Credit Card
First Abu Dhabi Bank FAB SHARE Standard Credit Card

First Abu Dhabi BankFirst Abu Dhabi Bank FAB SHARE Standard Credit Card

First Abu Dhabi BankFirst Abu Dhabi Bank FAB SHARE Standard Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Lifestyle Benefits
  • Movie Discounts
  • Free Supplementary Cards
  • SHARE points

 

Cashback Back & Free Airport Lounge Access - Paisabazaar uae

 

Features and Benefits FAB SHARE Standard Credit Card

  • Earn exceptional SHARE points with every purchase on international spending, retail spending, online shopping, groceries, and other leisure
  • Two VOX Cinemas tickets at the price of one ticket
  • Get up to 4 supplementary cards for your immediate family members for free
  • ‘Buy Now Pay Later’ plans and Balance Transfer facilities are available

Liv. Cashback Credit Card

Liv. Cashback Credit Card
Liv. Cashback Credit Card

Liv. Cashback Credit Card Liv. Cashback Credit Card

Liv. Cashback Credit Card Liv. Cashback Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Cashback
  • Skywards Miles
  • Movie Discounts
  • Airport Lounge Access

Features and Benefits of Liv. Cashback Credit Card

  • Use the Talabat app to get discounts on food and grocery deliveries
  • Get discounts on hotel and flight bookings with Cleartrip and Trip.com
  • Shop with Musafir.com to get discounts
  • Avail of an instant card loan and 0% instalment payment plan

Citibank Citi Simplicity Credit Card

Citibank Citi Simplicity Card
Citibank Citi Simplicity Card

CitibankCitibank Citi Simplicity Card

CitibankCitibank Citi Simplicity Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Free Supplementary Cards
  • Airport Lounge Access
  • Dining Discounts
  • Travel Insurance

 

discount offers - Paisabazaar uae

Features and Benefits of the Citibank Citi Simplicity card

  • Get complimentary access to more than 25 airport lounges across the Middle East via the MasterCard Travel Pass app
  • Earn cashback on bookings with Booking.com 
  • Avail of a cash loan on card and monthly instalment payment plans
  • Get supplementary cards for immediate family members for free

Deem Finance Platinum Mastercard

Deem Finance Deem Platinum Mastercard
Deem Finance Deem Platinum Mastercard

Deem FinanceDeem Finance Deem Platinum Mastercard

Deem FinanceDeem Finance Deem Platinum Mastercard

Minimum Salary (AED)10,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Airport Lounge Access
  • Cinema offers, Valet Parking and much more

 

Features and Benefits Deem Finance Platinum Mastercard

  • Earn Joy points on spending related to department stores, entertainment, online shopping, utilities, government services, transport, fuel, and other international spending
  • Complimentary access to airport lounges
  • Avis car rental, valet parking services, and hotel discounts are available
  • ‘Buy 1 Get 1’ Reel and Vox Cinema ticket offers are available
  • Get supplementary cards for your immediate family members

Deem World Mastercard Credit Card

Deem Finance Deem World Mastercard
Deem Finance Deem World Mastercard

Deem FinanceDeem Finance Deem World Mastercard

Deem FinanceDeem Finance Deem World Mastercard

Minimum Salary (AED)25,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Airport transfer & Lounge Access
  • Cinema offers, Valet Parking and much more

Features and Benefits of Deem World Mastercard

 

  • Earn cashback on paying education fees
  • Enjoy complimentary access to more than 1200 airport lounges across the globe
  • ‘Buy 1 Get 1’ Vox and Reel Cinema ticket offers are available
  • Get 6 valet parking facilities for free every month
  • Exclusive discounts are available on car rentals
  • Get a complimentary 2-year MyUS Premium membership
Read Also - List of Best Credit Cards in UAE

 

Eligibility Criteria for the Top Credit Cards with No Annual Fee

To apply for the best 0 annual fee credit cards, you need to clear the eligibility criteria first.

Check out the standard criteria below —-

Eligibility Criteria Requirements
Age Your age must be at least 21 years
Salary You must have a minimum monthly salary of AED 5,000
Nationality You must be a UAE national or an expat
Employment Status You must be either a salaried or a self-employed individual

 

Documents Required to Apply for the Best Cards with No Annual Fee

To apply for the top rated credit cards with no annual fee, you can keep the following documents ready — 

  • Emirates ID (original and a copy)
  • Passport (original and a copy)
  • Salary certificate (for salaried individuals)
  • Trade Licence (for self-employed individuals)
  • Security Cheque
  • Recent 3 months’ original bank statements

Note: Depending on what your bank requires, you may have to submit additional documents.

 

discount offers - Paisabazaar uae

 

How to Apply for the Best Credit Card in UAE Without Annual Fee via Paisabazaar UAE?

With Paisabazaar UAE, you can enjoy the luxury of comparing and getting the best zero annual fee credit cards at your fingertips!

Paisabazaar.ae is here to provide you with quick assistance and the best products in one place. 

Here’s how you can apply for the best no annual fee credit cards via Paisabazaar.ae — 

  • Fill out the lead form correctly.
  • Submit it to get to the credit card quotes page.
  • Use the filter to find the top credit cards with no annual fees.
  • Go through the list of cards and apply for the most suitable one. 

Note: We will review your submitted application and proceed with the next steps. 

With Paisabazaar.ae, you get the following privileges: 

A wide range of card options from different banks. 

A platform to compare similar cards.

Quick and hassle-free card application process.

Instant assistance through credit card experts. 

Let us now look into some of the top questions asked by credit card seekers in the UAE! 

Frequently Asked Questions

Q1: Which banks in the UAE offer cards with no annual fee? 

Ans: Some of the top banks offering free-for-life cards are:

  • Deem Finance 
  • First Abu Dhabi Bank 
  • Citibank 
  • Liv. 
  • HSBC 
Q2: What is the Deem Finance Platinum card’s annual fee?

Ans: There is no annual membership fee for the Deem Platinum card.

Q3: Does a Citi Rewards credit card charge an annual membership fee?

Ans: No, the card is free for the first year. An annual fee of AED 300 is charged from the second year onwards (terms and conditions apply). 

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