Zero Percent Credit Cards in UAE

List of Best Zero Percent Interest Credit Cards

Tabled below are some of the top zero percent credit cards in the UAE along with their key details —

Credit Card Name	Annual Fee	Key Features	Apply
HSBC Zero Credit Card*	No Annual Membership Fee	0% interest on your first 3 months’ purchases No interest applies to purchases for up to 56 days if the full monthly balance is paid No processing or annual membership fees are levied Exclusive deals on complimentary Zomato Gold membership and home&Away Top deals on luxury hotel accommodations with Visa Luxury Hotels Protection benefits include Purchase Protection and Extended Warranty	View Offers
FAB Z Credit Card	No Annual Membership Fee	Enjoy 0% interest on Balance Transfer Get the lowest interest rates on ‘Buy Now Pay Later’ plans starting from just 0.99% Lifestyle perks include a complimentary Careem Plus subscription, movie ticket offers, discounts on UAE attractions, free Noon One membership, and offers on Talabat orders	View Offers
Blue FAB Signature Credit Card by Al-Futtaim	No Annual Membership Fee	0% interest on the Balance Transfer facility The ‘Buy Now Pay Later’ plan is available with 0% payment plans across all Al-Futtaim shopping Earn cashback and additional points in your BLUE wallet Lifestyle and travel perks include global complimentary airport lounge access, free movie tickets, airport transfer facility, and Farfetch discounts Complimentary supplementary cards for family members Credit Shield feature available	View Offers
Blue FAB Platinum Credit Card by Al-Futtaim	No Annual Membership Fee	Get 0% interest ‘Buy Now Pay Later’ plans Transfer your card balance without any applicable interest Earn exclusive cashback on Al-Futtaim transactions Enjoy travel and lifestyle benefits such as airport transfer, free movie tickets, golf course discounts, Farfetch discounts, and more	View Offers

*Currently, this card is not available for new applicants 

Are You Eligible For a 0 Percent Interest Credit Card?

While the criteria for zero percent credit cards may vary as per the bank and the card that you choose, some of the general requirements are as follows — 

Eligibility Type	Criteria
Minimum Age	21 years
Minimum Salary	AED 5,000
Status of Employment	Self-employed and salaried
Nationality	UAE nationals and expats
Credit Score	As per the bank

Zero Percent Credit Cards — Document Checklist

To avoid any last-minute hassles, it’s good to be ready with the documents required in the application process. Here are some general documents required for credit card application processing —

For Salaried Individuals	For Self-Employed Individuals
✔️ Emirates ID ✔️ Passport ✔️ Residence Visa (for expats) ✔️ Salary Proof- Salary Slip/ Salary Certificate ✔️ Latest 3-6 Months’ Personal Bank Statement	✔️ Emirates ID ✔️ Passport ✔️ Residence Visa (for expats)  ✔️ Trade Licence and MOA ✔️ Latest 3-6 Months’ Company Bank Statement

Things to Keep In Mind

📝 All documents must be valid

📝 Originals and copies of each document may be required

📝 Additional documents may be required at the bank’s discretion

How to Apply for 0 Percent Interest Cards via Paisabazaar.ae?

Follow these simple steps to apply for a 0 percent interest credit card through our digital portal —

1. Click the button below to view the lead form
2. Complete it with the correct details and submit
3. Go through the list of cards on the quotes
4. Select a card and apply

Know why you should choose us —

✨ Multiple card options from the best UAE banking institutions in one place

✨  A platform to compare multiple cards

✨ Experts’ assistance for all your queries

✨  Convenient application process and quick approval 

Frequently Asked Questions